Embassy Bancorp (EMYB) Interest Coverage Ratio (2010 - 2026)

Embassy Bancorp (EMYB) has 17 years of Interest Coverage Ratio data on file, last reported at 1.09 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 2.65% year-over-year to 1.09; the trailing twelve-month figure through Mar 2026 stood at 3.56 (up 11.67% YoY), and the FY2025 full-year result was 1.34, up 11.9% from the prior year.
• Interest Coverage Ratio eased to 1.09 in Q1 2026, from 1.61 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 7.6 in Q4 2022 to a low of 1.05 in Q3 2023.
• A 5-year average of 1.54 and a median of 1.08 in 2022 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio surged 690.67% in 2022 and sank 78.59% in 2023, its largest moves.
• Tracing EMYB's Interest Coverage Ratio over 5 years: stood at 7.6 in 2022, then slumped by 78.59% to 1.63 in 2023, then dropped by 11.81% to 1.43 in 2024, then advanced by 12.53% to 1.61 in 2025, then sank by 32.77% to 1.09 in 2026.
• Business Quant data shows EMYB's Interest Coverage Ratio at 1.09 in Q1 2026, 1.61 in Q4 2025, and 1.09 in Q3 2025.