Embassy Bancorp (EMYB) Interest Coverage Ratio (2010 - 2026)

Embassy Bancorp has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 1.7 for Q2 2026.

• In Q2 2026, Interest Coverage Ratio rose 8.56% year-over-year to 1.7; the TTM figure through Jun 2026 stood at 1.64 (up 11.21% YoY), while the FY2025 annual figure was 1.57, up 9.55% from the prior year.
• Interest Coverage Ratio came in at 1.7 for Q2 2026 at Embassy Bancorp, up from 1.65 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 7.49 in Q3 2022 to a low of 1.41 in Q2 2024.
• Average Interest Coverage Ratio over 5 years is 2.73, with a median of 1.63 recorded in 2026.
• Year-over-year, Interest Coverage Ratio increased 24.27% in 2022 and sank 77.07% in 2023.
• Over 5 years, Interest Coverage Ratio stood at 5.4 in 2022, then sank by 70.88% to 1.57 in 2023, then fell by 8.69% to 1.44 in 2024, then advanced by 11.61% to 1.6 in 2025, then climbed by 5.94% to 1.7 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.7 in Q2 2026, 1.65 in Q1 2026, and 1.6 in Q4 2025.