Embassy Bancorp (EMYB) Free Cash Flow (2010 - 2026)
Embassy Bancorp (EMYB) posted Free Cash Flow of $4.7 million for Q1 2026, up 23.96% sequentially from $3.8 million in Q4 2025, and up 78.66% YoY from $2.6 million in Q1 2025.
Embassy Bancorp (EMYB) Free Cash Flow (2010 - 2026) Analysis & Trends
Embassy Bancorp has reported Free Cash Flow for 17 years, with the latest figure at $4.7 million in Q1 2026.
- Quarterly Free Cash Flow rose 78.66% year-over-year to $4.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $14.3 million (up 38.64% YoY) and the FY2025 annual result came in at $12.2 million, up 32.55% from the prior year.
- Free Cash Flow advanced to $4.7 million in Q1 2026 per EMYB's latest filing, from $3.8 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $6.5 million in Q1 2023 and troughed at $247000.0 in Q2 2024.
- A 5-year average of $3.8 million and a median of $3.9 million in 2025 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2024 and 2025: Free Cash Flow slumped 94.1% in 2024, then jumped 697.57% in 2025.
- Over 5 years, Free Cash Flow stood at $5.1 million in 2022, then tumbled by 49.93% to $2.6 million in 2023, then retreated by 25.03% to $1.9 million in 2024, then jumped by 96.24% to $3.8 million in 2025, then advanced by 23.96% to $4.7 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $4.7 million, $3.8 million, and $3.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 2.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.94 Mn |
| Jun 30, 2026 | 2.94 Mn |
| Mar 31, 2026 | 4.66 Mn |
| Mar 31, 2026 | 4.66 Mn |
| Dec 31, 2025 | 3.76 Mn |
| Dec 31, 2025 | 3.76 Mn |
| Sep 30, 2025 | 3.87 Mn |
| Sep 30, 2025 | 3.87 Mn |
| Jun 30, 2025 | 1.97 Mn |
| Jun 30, 2025 | 1.97 Mn |
| Mar 31, 2025 | 2.61 Mn |
| Mar 31, 2025 | 2.61 Mn |
| Dec 31, 2024 | 1.91 Mn |
| Dec 31, 2024 | 1.91 Mn |
| Sep 30, 2024 | 5.51 Mn |
| Sep 30, 2024 | 5.51 Mn |
| Jun 30, 2024 | 247,000.00 |
| Jun 30, 2024 | 247,000.00 |
| Mar 31, 2024 | 1.53 Mn |
| Mar 31, 2024 | 1.53 Mn |