Embassy Bancorp (EMYB) Free Cash Flow (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Free Cash Flow came in at $2.9 million in Q2 2026, up 49.14% year-over-year from $2.0 million in Q2 2025, and down 36.9% quarter-over-quarter from $4.7 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Free Cash Flow (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Free Cash Flow across 17 years of filings, most recently posting $2.9 million for Q2 2026.
- In Q2 2026, Free Cash Flow rose 49.14% year-over-year to $2.9 million; the TTM figure through Jun 2026 stood at $15.2 million (up 26.8% YoY), while the FY2025 annual figure was $12.2 million, up 32.55% from the prior year.
- Free Cash Flow came in at $2.9 million for Q2 2026 at Embassy Bancorp, down from $4.7 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $6.5 million in Q1 2023 to a low of $247000.0 in Q2 2024.
- Average Free Cash Flow over 5 years is $3.7 million, with a median of $3.8 million recorded in 2025.
- Year-over-year, Free Cash Flow sank 94.1% in 2024 and soared 697.57% in 2025.
- Over 5 years, Free Cash Flow stood at $5.1 million in 2022, then sank by 49.93% to $2.6 million in 2023, then declined by 25.03% to $1.9 million in 2024, then surged by 96.24% to $3.8 million in 2025, then slipped by 21.78% to $2.9 million in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were $2.9 million in Q2 2026, $4.7 million in Q1 2026, and $3.8 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 955.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.25 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 985.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 672.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 307.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 233.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 855.00 Mn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 2.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.94 Mn |
| Mar 31, 2026 | 4.66 Mn |
| Dec 31, 2025 | 3.76 Mn |
| Sep 30, 2025 | 3.87 Mn |
| Jun 30, 2025 | 1.97 Mn |
| Mar 31, 2025 | 2.61 Mn |
| Dec 31, 2024 | 1.91 Mn |
| Sep 30, 2024 | 5.51 Mn |
| Jun 30, 2024 | 247,000.00 |
| Mar 31, 2024 | 1.53 Mn |
| Dec 31, 2023 | 2.55 Mn |
| Sep 30, 2023 | 5.48 Mn |
| Jun 30, 2023 | 4.19 Mn |
| Mar 31, 2023 | 6.47 Mn |
| Dec 31, 2022 | 5.10 Mn |
| Sep 30, 2022 | 6.13 Mn |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | 4.98 Mn |
| Dec 31, 2021 | 3.22 Mn |
| Sep 30, 2021 | 3.07 Mn |