Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026)
Embassy Bancorp (EMYB) posted Loans - Loss Allowance of $12.1 million for Q1 2026, little changed sequentially from $12.0 million in Q4 2025, and down 1.03% YoY from $12.2 million in Q1 2025.
Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Embassy Bancorp has reported Loans - Loss Allowance for 16 years, with the latest figure at $12.1 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 1.03% year-over-year to $12.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $12.1 million (down 1.03% YoY) and the FY2025 annual result came in at $12.0 million, down 1.04% from the prior year.
- Loans - Loss Allowance held at $12.1 million in Q1 2026 per EMYB's latest filing, from $12.0 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $12.7 million in Q2 2023 and troughed at $11.5 million in Q1 2022.
- A 5-year average of $12.2 million and a median of $12.2 million in 2024 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2023 and 2024: Loans - Loss Allowance advanced 10.03% in 2023, then retreated 3.94% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $12.4 million in 2022, then gained by 0.1% to $12.5 million in 2023, then dropped by 2.37% to $12.2 million in 2024, then decreased by 1.04% to $12.0 million in 2025, then grew by 0.47% to $12.1 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $12.1 million, $12.0 million, and $11.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 12.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 12.46 Mn |
| Mar 31, 2026 | 12.10 Mn |
| Dec 31, 2025 | 12.04 Mn |
| Sep 30, 2025 | 11.94 Mn |
| Jun 30, 2025 | 11.91 Mn |
| Mar 31, 2025 | 12.22 Mn |
| Dec 31, 2024 | 12.17 Mn |
| Sep 30, 2024 | 12.21 Mn |
| Jun 30, 2024 | 12.25 Mn |
| Mar 31, 2024 | 12.54 Mn |
| Dec 31, 2023 | 12.46 Mn |
| Sep 30, 2023 | 12.45 Mn |
| Jun 30, 2023 | 12.75 Mn |
| Mar 31, 2023 | 12.64 Mn |
| Dec 31, 2022 | 12.45 Mn |
| Sep 30, 2022 | 12.18 Mn |
| Jun 30, 2022 | 11.84 Mn |
| Mar 31, 2022 | 11.49 Mn |
| Dec 31, 2021 | 11.48 Mn |
| Sep 30, 2021 | 11.31 Mn |