Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026)

Embassy Bancorp (EMYB) has 16 years of Loans - Loss Allowance data on file, last reported at $12.1 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 1.03% year-over-year to $12.1 million; the trailing twelve-month figure through Mar 2026 stood at $12.1 million (down 1.03% YoY), and the FY2025 full-year result was $12.0 million, down 1.04% from the prior year.
• Loans - Loss Allowance held at $12.1 million in Q1 2026, from $12.0 million in the prior quarter.
• In the past five years, Loans - Loss Allowance ranged from a high of $12.7 million in Q2 2023 to a low of $11.5 million in Q1 2022.
• A 5-year average of $12.2 million and a median of $12.2 million in 2024 frame the typical range for Loans - Loss Allowance.
• Across the five-year window, Loans - Loss Allowance rose 10.03% in 2023 and declined 3.94% in 2024, its largest moves.
• Tracing EMYB's Loans - Loss Allowance over 5 years: stood at $12.4 million in 2022, then grew by 0.1% to $12.5 million in 2023, then retreated by 2.37% to $12.2 million in 2024, then declined by 1.04% to $12.0 million in 2025, then gained by 0.47% to $12.1 million in 2026.
• Business Quant data shows EMYB's Loans - Loss Allowance at $12.1 million in Q1 2026, $12.0 million in Q4 2025, and $11.9 million in Q3 2025.