Embassy Bancorp EMYB
OTC EMYB
$22.14 -0.06 (-0.27%)
At close: Sep 18, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026)

Embassy Bancorp's (EMYB) quarterly Loans - Loss Allowance came in at $12.5 million in Q2 2026, up 4.63% year-over-year from $11.9 million in Q2 2025, and up 2.98% quarter-over-quarter from $12.1 million in Q1 2026.

Analysis

Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026) Analysis & Trends

Embassy Bancorp has disclosed Loans - Loss Allowance across 16 years of filings, most recently posting $12.5 million for Q2 2026.

  • In Q2 2026, Loans - Loss Allowance rose 4.63% year-over-year to $12.5 million; the TTM figure through Jun 2026 stood at $12.5 million (up 4.63% YoY), while the FY2025 annual figure was $12.0 million, down 1.04% from the prior year.
  • Loans - Loss Allowance came in at $12.5 million for Q2 2026 at Embassy Bancorp, up from $12.1 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $12.7 million in Q2 2023 to a low of $11.5 million in Q1 2022.
  • Average Loans - Loss Allowance over 5 years is $12.2 million, with a median of $12.2 million recorded in 2024.
  • Year-over-year, Loans - Loss Allowance gained 10.03% in 2023 and fell 3.94% in 2024.
  • Over 5 years, Loans - Loss Allowance stood at $12.4 million in 2022, then increased by 0.1% to $12.5 million in 2023, then decreased by 2.37% to $12.2 million in 2024, then fell by 1.04% to $12.0 million in 2025, then increased by 3.46% to $12.5 million in 2026.
  • Per Business Quant data, the three most recent Loans - Loss Allowance figures were $12.5 million in Q2 2026, $12.1 million in Q1 2026, and $12.0 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 4.98 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 2.92 Bn
4 M&T Bank 32.82 Bn 32.82 Bn - 2.18 Bn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 3.25 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.97 Bn
7 Regions Financial 24.27 Bn 24.34 Bn - 1.49 Bn
8 Keycorp 22.19 Bn -25.51 Bn - 1.45 Bn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 1.48 Bn
10 Embassy Bancorp 163.96 Mn -121.11 Mn - 12.46 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 12.46 Mn
Mar 31, 2026 12.10 Mn
Dec 31, 2025 12.04 Mn
Sep 30, 2025 11.94 Mn
Jun 30, 2025 11.91 Mn
Mar 31, 2025 12.22 Mn
Dec 31, 2024 12.17 Mn
Sep 30, 2024 12.21 Mn
Jun 30, 2024 12.25 Mn
Mar 31, 2024 12.54 Mn
Dec 31, 2023 12.46 Mn
Sep 30, 2023 12.45 Mn
Jun 30, 2023 12.75 Mn
Mar 31, 2023 12.64 Mn
Dec 31, 2022 12.45 Mn
Sep 30, 2022 12.18 Mn
Jun 30, 2022 11.84 Mn
Mar 31, 2022 11.49 Mn
Dec 31, 2021 11.48 Mn
Sep 30, 2021 11.31 Mn