Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026)
Embassy Bancorp (EMYB) reported Loans - Loss Allowance of $12.1 million for Q1 2026, down 1.03% year-over-year from $12.2 million in Q1 2025, and little changed on a QoQ basis from $12.0 million in Q4 2025.
Embassy Bancorp (EMYB) has 16 years of Loans - Loss Allowance data on file, last reported at $12.1 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 1.03% year-over-year to $12.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $12.1 million (down 1.03% YoY) and the FY2025 annual result came in at $12.0 million, down 1.04% from the prior year.
- Loans - Loss Allowance was little changed at $12.1 million in Q1 2026 per EMYB's latest filing, from $12.0 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $12.7 million in Q2 2023 and bottomed at $11.5 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $12.2 million (2024), against an average of $12.2 million.
- The widest annual swing landed in 2023, when Loans - Loss Allowance rose 10.03%; it then declined 3.94% in 2024.
- Tracing EMYB's Loans - Loss Allowance over 5 years: stood at $12.4 million in 2022, then grew by 0.1% to $12.5 million in 2023, then retreated by 2.37% to $12.2 million in 2024, then declined by 1.04% to $12.0 million in 2025, then gained by 0.47% to $12.1 million in 2026.
- Per Business Quant, the three latest EMYB Loans - Loss Allowance figures stand at $12.1 million (Q1 2026), $12.0 million (Q4 2025), and $11.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 91,520.55 Bn | 91,520.55 Bn | - | - |
| 2 | Bank Bradesco | 6,974.45 Bn | 6,958.51 Bn | - | - |
| 3 | First Capital | 178.68 Bn | 178.53 Bn | - | 10.35 Mn |
| 4 | Landmark Bancorp | 170.33 Bn | 170.30 Bn | - | 12.61 Mn |
| 5 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 6 | NatWest | 156.60 Bn | -88.97 Bn | - | - |
| 7 | Shinhan Financial | 131.59 Bn | 130.68 Bn | - | - |
| 8 | Pnc Financial Services | 88.50 Bn | 88.55 Bn | - | 4.66 Bn |
| 9 | Us Bancorp \De\ | 84.80 Bn | 85.26 Bn | - | - |
| 10 | Embassy Bancorp | - | - | - | 12.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.10 Mn |
| Dec 31, 2025 | 12.04 Mn |
| Sep 30, 2025 | 11.94 Mn |
| Jun 30, 2025 | 11.91 Mn |
| Mar 31, 2025 | 12.22 Mn |
| Dec 31, 2024 | 12.17 Mn |
| Sep 30, 2024 | 12.21 Mn |
| Jun 30, 2024 | 12.25 Mn |
| Mar 31, 2024 | 12.54 Mn |
| Dec 31, 2023 | 12.46 Mn |
| Sep 30, 2023 | 12.45 Mn |
| Jun 30, 2023 | 12.75 Mn |
| Mar 31, 2023 | 12.64 Mn |
| Dec 31, 2022 | 12.45 Mn |
| Sep 30, 2022 | 12.18 Mn |
| Jun 30, 2022 | 11.84 Mn |
| Mar 31, 2022 | 11.49 Mn |
| Dec 31, 2021 | 11.48 Mn |
| Sep 30, 2021 | 11.30 Mn |
| Jun 30, 2021 | 11.20 Mn |
| Mar 31, 2021 | 11.03 Mn |
| Dec 31, 2020 | 10.57 Mn |
| Sep 30, 2020 | 9.72 Mn |
| Mar 31, 2020 | 8.37 Mn |
| Dec 31, 2019 | 8.00 Mn |
| Sep 30, 2019 | 7.76 Mn |
| Jun 30, 2019 | 7.64 Mn |
| Mar 31, 2019 | 7.55 Mn |
| Dec 31, 2018 | 7.41 Mn |
| Sep 30, 2018 | 7.53 Mn |
| Jun 30, 2018 | 7.47 Mn |
| Mar 31, 2018 | 7.27 Mn |
| Dec 31, 2017 | 7.04 Mn |
| Sep 30, 2017 | 6.85 Mn |
| Jun 30, 2017 | 6.76 Mn |
| Mar 31, 2017 | 6.62 Mn |
| Dec 31, 2016 | 6.52 Mn |
| Sep 30, 2016 | 6.24 Mn |
| Jun 30, 2016 | 6.28 Mn |
| Mar 31, 2016 | 6.21 Mn |
| Dec 31, 2015 | 6.07 Mn |
| Sep 30, 2015 | 5.96 Mn |
| Jun 30, 2015 | 5.70 Mn |
| Mar 31, 2015 | 5.64 Mn |
| Dec 31, 2014 | 5.61 Mn |
| Sep 30, 2014 | 5.61 Mn |
| Jun 30, 2014 | 5.43 Mn |
| Mar 31, 2014 | 5.37 Mn |
| Dec 31, 2013 | 5.33 Mn |
| Sep 30, 2013 | 5.29 Mn |
| Jun 30, 2013 | 5.07 Mn |
| Mar 31, 2013 | 5.01 Mn |
| Dec 31, 2012 | 5.15 Mn |
| Sep 30, 2012 | 4.82 Mn |
| Jun 30, 2012 | 4.76 Mn |
| Dec 31, 2011 | 4.22 Mn |