Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026)
Embassy Bancorp's (EMYB) quarterly Loans - Loss Allowance came in at $12.5 million in Q2 2026, up 4.63% year-over-year from $11.9 million in Q2 2025, and up 2.98% quarter-over-quarter from $12.1 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Loans - Loss Allowance across 16 years of filings, most recently posting $12.5 million for Q2 2026.
- In Q2 2026, Loans - Loss Allowance rose 4.63% year-over-year to $12.5 million; the TTM figure through Jun 2026 stood at $12.5 million (up 4.63% YoY), while the FY2025 annual figure was $12.0 million, down 1.04% from the prior year.
- Loans - Loss Allowance came in at $12.5 million for Q2 2026 at Embassy Bancorp, up from $12.1 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $12.7 million in Q2 2023 to a low of $11.5 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $12.2 million, with a median of $12.2 million recorded in 2024.
- Year-over-year, Loans - Loss Allowance gained 10.03% in 2023 and fell 3.94% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $12.4 million in 2022, then increased by 0.1% to $12.5 million in 2023, then decreased by 2.37% to $12.2 million in 2024, then fell by 1.04% to $12.0 million in 2025, then increased by 3.46% to $12.5 million in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $12.5 million in Q2 2026, $12.1 million in Q1 2026, and $12.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 12.46 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.46 Mn |
| Mar 31, 2026 | 12.10 Mn |
| Dec 31, 2025 | 12.04 Mn |
| Sep 30, 2025 | 11.94 Mn |
| Jun 30, 2025 | 11.91 Mn |
| Mar 31, 2025 | 12.22 Mn |
| Dec 31, 2024 | 12.17 Mn |
| Sep 30, 2024 | 12.21 Mn |
| Jun 30, 2024 | 12.25 Mn |
| Mar 31, 2024 | 12.54 Mn |
| Dec 31, 2023 | 12.46 Mn |
| Sep 30, 2023 | 12.45 Mn |
| Jun 30, 2023 | 12.75 Mn |
| Mar 31, 2023 | 12.64 Mn |
| Dec 31, 2022 | 12.45 Mn |
| Sep 30, 2022 | 12.18 Mn |
| Jun 30, 2022 | 11.84 Mn |
| Mar 31, 2022 | 11.49 Mn |
| Dec 31, 2021 | 11.48 Mn |
| Sep 30, 2021 | 11.31 Mn |