Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Change in Net Loans came in at $24.6 million in Q2 2026, up 168.6% year-over-year from $9.2 million in Q2 2025, and up 421.25% quarter-over-quarter from $4.7 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Change in Net Loans across 17 years of filings, most recently posting $24.6 million for Q2 2026.
- In Q2 2026, Change in Net Loans rose 168.6% year-over-year to $24.6 million; the TTM figure through Jun 2026 stood at $38.9 million (up 97.74% YoY), while the FY2025 annual figure was $23.4 million, up 60.99% from the prior year.
- Change in Net Loans came in at $24.6 million for Q2 2026 at Embassy Bancorp, up from $4.7 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $42.2 million in Q2 2022 to a low of -$8.7 million in Q2 2024.
- Average Change in Net Loans over 5 years is $11.9 million, with a median of $9.1 million recorded in 2023.
- Year-over-year, Change in Net Loans jumped 396.88% in 2022 and tumbled 161.18% in 2024.
- Over 5 years, Change in Net Loans stood at $26.7 million in 2022, then tumbled by 83.72% to $4.3 million in 2023, then soared by 124.81% to $9.8 million in 2024, then advanced by 16.78% to $11.4 million in 2025, then jumped by 115.69% to $24.6 million in 2026.
- Per Business Quant data, the three most recent Change in Net Loans figures were $24.6 million in Q2 2026, $4.7 million in Q1 2026, and $11.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -173.53 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.13 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 3.33 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 4.38 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.56 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 24.58 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.58 Mn |
| Mar 31, 2026 | 4.72 Mn |
| Dec 31, 2025 | 11.40 Mn |
| Sep 30, 2025 | -1.78 Mn |
| Jun 30, 2025 | 9.15 Mn |
| Mar 31, 2025 | 4.67 Mn |
| Dec 31, 2024 | 9.76 Mn |
| Sep 30, 2024 | -3.90 Mn |
| Jun 30, 2024 | -8.69 Mn |
| Mar 31, 2024 | 17.38 Mn |
| Dec 31, 2023 | 4.34 Mn |
| Sep 30, 2023 | 6.37 Mn |
| Jun 30, 2023 | 25.66 Mn |
| Mar 31, 2023 | 9.00 Mn |
| Dec 31, 2022 | 26.66 Mn |
| Sep 30, 2022 | 35.59 Mn |
| Jun 30, 2022 | 42.17 Mn |
| Mar 31, 2022 | -3.73 Mn |
| Dec 31, 2021 | -10.23 Mn |
| Sep 30, 2021 | 11.09 Mn |