Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026)

Embassy Bancorp (EMYB) reported Change in Net Loans of $4.7 million for Q1 2026, up 1.09% on a YoY basis from $4.7 million in Q1 2025, and down 58.62% sequentially from $11.4 million in Q4 2025.

Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026) Analysis & Trends

Embassy Bancorp (EMYB) has 17 years of Change in Net Loans data on file, last reported at $4.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Net Loans rose 1.09% year-over-year to $4.7 million; the trailing twelve-month figure through Mar 2026 stood at $23.5 million (up 1177.53% YoY), and the FY2025 full-year result was $23.4 million, up 60.99% from the prior year.
  • Change in Net Loans fell to $4.7 million in Q1 2026, from $11.4 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $42.2 million in Q2 2022 to a low of -$8.7 million in Q2 2024.
  • A 5-year average of $11.1 million and a median of $9.0 million in 2023 frame the typical range for Change in Net Loans.
  • Across the five-year window, Change in Net Loans soared 396.88% in 2022 and slumped 161.18% in 2024, its largest moves.
  • Tracing EMYB's Change in Net Loans over 5 years: stood at $26.7 million in 2022, then slumped by 83.72% to $4.3 million in 2023, then surged by 124.81% to $9.8 million in 2024, then gained by 16.78% to $11.4 million in 2025, then sank by 58.62% to $4.7 million in 2026.
  • Business Quant data shows EMYB's Change in Net Loans at $4.7 million in Q1 2026, $11.4 million in Q4 2025, and -$1.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.12 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.65 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -12.69 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 13.77 Bn
10 Embassy Bancorp 169.94 Mn -126.16 Mn - 4.72 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.72 Mn
Dec 31, 2025 11.40 Mn
Sep 30, 2025 -1.78 Mn
Jun 30, 2025 9.15 Mn
Mar 31, 2025 4.67 Mn
Dec 31, 2024 9.76 Mn
Sep 30, 2024 -3.90 Mn
Jun 30, 2024 -8.69 Mn
Mar 31, 2024 17.38 Mn
Dec 31, 2023 4.34 Mn
Sep 30, 2023 6.37 Mn
Jun 30, 2023 25.66 Mn
Mar 31, 2023 9.00 Mn
Dec 31, 2022 26.66 Mn
Sep 30, 2022 35.59 Mn
Jun 30, 2022 42.17 Mn
Mar 31, 2022 -3.73 Mn
Dec 31, 2021 -10.23 Mn
Sep 30, 2021 11.09 Mn
Jun 30, 2021 8.49 Mn