Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026)
Embassy Bancorp (EMYB) posted Change in Net Loans of $4.7 million for Q1 2026, down 58.62% sequentially from $11.4 million in Q4 2025, and up 1.09% YoY from $4.7 million in Q1 2025.
Embassy Bancorp (EMYB) Change in Net Loans (2010 - 2026) Analysis & Trends
Embassy Bancorp has reported Change in Net Loans for 17 years, with the latest figure at $4.7 million in Q1 2026.
- Quarterly Change in Net Loans rose 1.09% year-over-year to $4.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $23.5 million (up 1177.53% YoY) and the FY2025 annual result came in at $23.4 million, up 60.99% from the prior year.
- Change in Net Loans fell to $4.7 million in Q1 2026 per EMYB's latest filing, from $11.4 million in the prior quarter.
- Over five years, Change in Net Loans peaked at $42.2 million in Q2 2022 and troughed at -$8.7 million in Q2 2024.
- A 5-year average of $11.1 million and a median of $9.0 million in 2023 frame the typical range for Change in Net Loans.
- The sharpest annual moves came in 2022 and 2024: Change in Net Loans surged 396.88% in 2022, then plunged 161.18% in 2024.
- Over 5 years, Change in Net Loans stood at $26.7 million in 2022, then sank by 83.72% to $4.3 million in 2023, then surged by 124.81% to $9.8 million in 2024, then grew by 16.78% to $11.4 million in 2025, then plunged by 58.62% to $4.7 million in 2026.
- According to Business Quant data, Change in Net Loans over the past three periods registered $4.7 million, $11.4 million, and -$1.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 24.58 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 24.58 Mn |
| Mar 31, 2026 | 4.72 Mn |
| Dec 31, 2025 | 11.40 Mn |
| Sep 30, 2025 | -1.78 Mn |
| Jun 30, 2025 | 9.15 Mn |
| Mar 31, 2025 | 4.67 Mn |
| Dec 31, 2024 | 9.76 Mn |
| Sep 30, 2024 | -3.90 Mn |
| Jun 30, 2024 | -8.69 Mn |
| Mar 31, 2024 | 17.38 Mn |
| Dec 31, 2023 | 4.34 Mn |
| Sep 30, 2023 | 6.37 Mn |
| Jun 30, 2023 | 25.66 Mn |
| Mar 31, 2023 | 9.00 Mn |
| Dec 31, 2022 | 26.66 Mn |
| Sep 30, 2022 | 35.59 Mn |
| Jun 30, 2022 | 42.17 Mn |
| Mar 31, 2022 | -3.73 Mn |
| Dec 31, 2021 | -10.23 Mn |
| Sep 30, 2021 | 11.09 Mn |