Embassy Bancorp (EMYB) EBT Margin (2014 - 2026)
Embassy Bancorp (EMYB) reported EBT Margin of 37.66% for Q1 2026, up 411.0% year-over-year from 7.37% in Q1 2025, and up 4.89% on a QoQ basis from 35.9% in Q4 2025.
Embassy Bancorp (EMYB) has 13 years of EBT Margin data on file, last reported at 37.66% in Q1 2026.
- Quarterly EBT Margin rose 411.0% year-over-year to 37.66% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 37.28% (up 510.0% YoY) and the FY2025 annual result came in at 36.33%, up 455.0% from the prior year.
- EBT Margin improved to 37.66% in Q1 2026 per EMYB's latest filing, from 35.9% in the prior quarter.
- Across five years, EBT Margin topped out at 48.27% in Q4 2022 and bottomed at 31.26% in Q2 2024.
- The 5-year median for EBT Margin is 36.35% (2025), against an average of 37.54%.
- The widest annual swing landed in 2023, when EBT Margin plunged 1215 bps; it then surged 685 bps in 2025.
- Tracing EMYB's EBT Margin over 5 years: stood at 48.27% in 2022, then dropped by 25 bps to 36.12% in 2023, then fell by 13 bps to 31.48% in 2024, then increased by 14 bps to 35.9% in 2025, then climbed by 5 bps to 37.66% in 2026.
- Per Business Quant, the three latest EMYB EBT Margin figures stand at 37.66% (Q1 2026), 35.9% (Q4 2025), and 39.22% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | Embassy Bancorp | - | - | - | 37.66% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.66% |
| Dec 31, 2025 | 35.90% |
| Sep 30, 2025 | 39.22% |
| Jun 30, 2025 | 36.35% |
| Mar 31, 2025 | 33.55% |
| Dec 31, 2024 | 31.48% |
| Sep 30, 2024 | 32.38% |
| Jun 30, 2024 | 31.26% |
| Mar 31, 2024 | 31.98% |
| Dec 31, 2023 | 36.12% |
| Sep 30, 2023 | 36.80% |
| Jun 30, 2023 | 34.75% |
| Mar 31, 2023 | 40.32% |
| Dec 31, 2022 | 48.27% |
| Sep 30, 2022 | 46.61% |
| Jun 30, 2022 | 40.70% |
| Mar 31, 2022 | 44.90% |
| Dec 31, 2021 | 44.37% |
| Sep 30, 2021 | 46.76% |
| Jun 30, 2021 | 45.57% |
| Mar 31, 2021 | 45.01% |
| Dec 31, 2020 | 40.53% |
| Sep 30, 2020 | 40.66% |
| Jun 30, 2020 | 40.58% |
| Mar 31, 2020 | 33.43% |
| Dec 31, 2019 | 38.67% |
| Sep 30, 2019 | 39.23% |
| Jun 30, 2019 | 36.40% |
| Mar 31, 2019 | 35.35% |
| Dec 31, 2018 | 34.92% |
| Sep 30, 2018 | 37.61% |
| Jun 30, 2018 | 36.22% |
| Mar 31, 2018 | 35.43% |
| Dec 31, 2017 | 36.76% |
| Sep 30, 2017 | 37.24% |
| Jun 30, 2017 | 36.21% |
| Mar 31, 2017 | 34.18% |
| Dec 31, 2016 | 33.45% |
| Sep 30, 2016 | 36.43% |
| Jun 30, 2016 | 32.97% |
| Mar 31, 2016 | 31.95% |
| Dec 31, 2015 | 37.01% |
| Sep 30, 2015 | 37.19% |
| Jun 30, 2015 | 34.45% |
| Mar 31, 2015 | 39.74% |
| Dec 31, 2014 | 35.07% |
| Sep 30, 2014 | 36.99% |