Embassy Bancorp (EMYB) EBT Margin (2010 - 2026)
Embassy Bancorp (EMYB) reported EBT Margin of 13.29% for Q1 2026, down 520.0% on a YoY basis from 3.16% in Q1 2025, and down 137.07% sequentially from 35.83% in Q4 2025.
Embassy Bancorp (EMYB) EBT Margin (2010 - 2026) Analysis & Trends
Embassy Bancorp (EMYB) has 17 years of EBT Margin data on file, last reported at 13.29% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 520.0% year-over-year to 13.29%; the trailing twelve-month figure through Mar 2026 stood at 18.21% (down 661.0% YoY), and the FY2025 full-year result was 68.27%, down 37515.0% from the prior year.
- EBT Margin eased to 13.29% in Q1 2026, from 35.83% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 47.11% in Q4 2022 to a low of 25.81% in Q1 2022.
- A 5-year average of 0.71% and a median of 8.09% in 2025 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin sank 7324 bps in 2022 and soared 1581 bps in 2023, its largest moves.
- Tracing EMYB's EBT Margin over 5 years: stood at 47.11% in 2022, then declined by 26 bps to 35.07% in 2023, then decreased by 6 bps to 32.9% in 2024, then grew by 9 bps to 35.83% in 2025, then sank by 137 bps to 13.29% in 2026.
- Business Quant data shows EMYB's EBT Margin at 13.29% in Q1 2026, 35.83% in Q4 2025, and 13.26% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,288.96% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 803.69% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 167.25% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 39.06% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 46.65% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 35.47% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 40.87% |
| 10 | Embassy Bancorp | 169.18 Mn | -126.92 Mn | - | -13.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -13.29% |
| Dec 31, 2025 | 35.83% |
| Sep 30, 2025 | -13.26% |
| Jun 30, 2025 | -10.32% |
| Mar 31, 2025 | -8.09% |
| Dec 31, 2024 | 32.90% |
| Sep 30, 2024 | -9.76% |
| Jun 30, 2024 | -6.63% |
| Mar 31, 2024 | -6.60% |
| Dec 31, 2023 | 35.07% |
| Sep 30, 2023 | -5.91% |
| Jun 30, 2023 | -7.98% |
| Mar 31, 2023 | -9.99% |
| Dec 31, 2022 | 47.11% |
| Sep 30, 2022 | -9.81% |
| Jun 30, 2022 | -11.41% |
| Mar 31, 2022 | -25.81% |
| Dec 31, 2021 | 35.56% |
| Sep 30, 2021 | 55.64% |
| Jun 30, 2021 | 47.90% |