Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026)

Embassy Bancorp (EMYB) reported Interest Expense - Deposits of $7.0 million for Q1 2026, little changed on a YoY basis from $7.1 million in Q1 2025, and down 2.11% sequentially from $7.2 million in Q4 2025.

Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Embassy Bancorp (EMYB) has 17 years of Interest Expense - Deposits data on file, last reported at $7.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits changed 0.37% year-over-year to $7.0 million; the trailing twelve-month figure through Mar 2026 stood at $28.9 million (down 0.55% YoY), and the FY2025 full-year result was $28.9 million, up 2.34% from the prior year.
  • Interest Expense - Deposits declined to $7.0 million in Q1 2026, from $7.2 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $7.6 million in Q3 2024 to a low of $875000.0 in Q1 2022.
  • A 5-year average of $5.0 million and a median of $6.3 million in 2024 frame the typical range for Interest Expense - Deposits.
  • Across the five-year window, Interest Expense - Deposits slipped 19.95% in 2022 and jumped 447.62% in 2023, its largest moves.
  • Tracing EMYB's Interest Expense - Deposits over 5 years: stood at $1.4 million in 2022, then soared by 315.35% to $5.8 million in 2023, then grew by 26.15% to $7.3 million in 2024, then retreated by 1.57% to $7.2 million in 2025, then fell by 2.11% to $7.0 million in 2026.
  • Business Quant data shows EMYB's Interest Expense - Deposits at $7.0 million in Q1 2026, $7.2 million in Q4 2025, and $7.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.24 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 3.51 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.74 Bn
10 Embassy Bancorp 169.94 Mn -126.16 Mn - 7.04 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 7.04 Mn
Dec 31, 2025 7.19 Mn
Sep 30, 2025 7.37 Mn
Jun 30, 2025 7.27 Mn
Mar 31, 2025 7.06 Mn
Dec 31, 2024 7.30 Mn
Sep 30, 2024 7.59 Mn
Jun 30, 2024 7.07 Mn
Mar 31, 2024 6.27 Mn
Dec 31, 2023 5.79 Mn
Sep 30, 2023 4.96 Mn
Jun 30, 2023 4.05 Mn
Mar 31, 2023 2.81 Mn
Dec 31, 2022 1.39 Mn
Sep 30, 2022 905,000.00
Jun 30, 2022 886,000.00
Mar 31, 2022 875,000.00
Dec 31, 2021 884,000.00
Sep 30, 2021 908,000.00
Jun 30, 2021 994,000.00