Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026)
Embassy Bancorp (EMYB) posted Interest Expense - Deposits of $7.0 million for Q1 2026, down 2.11% sequentially from $7.2 million in Q4 2025, and little changed YoY from $7.1 million in Q1 2025.
Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Embassy Bancorp has reported Interest Expense - Deposits for 17 years, with the latest figure at $7.0 million in Q1 2026.
- Quarterly Interest Expense - Deposits changed 0.37% year-over-year to $7.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $28.9 million (down 0.55% YoY) and the FY2025 annual result came in at $28.9 million, up 2.34% from the prior year.
- Interest Expense - Deposits declined to $7.0 million in Q1 2026 per EMYB's latest filing, from $7.2 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $7.6 million in Q3 2024 and troughed at $875000.0 in Q1 2022.
- A 5-year average of $5.0 million and a median of $6.3 million in 2024 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits declined 19.95% in 2022, then soared 447.62% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $1.4 million in 2022, then soared by 315.35% to $5.8 million in 2023, then gained by 26.15% to $7.3 million in 2024, then dropped by 1.57% to $7.2 million in 2025, then slipped by 2.11% to $7.0 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $7.0 million, $7.2 million, and $7.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Embassy Bancorp | 165.52 Mn | -119.55 Mn | - | 7.12 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.12 Mn |
| Mar 31, 2026 | 7.04 Mn |
| Dec 31, 2025 | 7.19 Mn |
| Sep 30, 2025 | 7.37 Mn |
| Jun 30, 2025 | 7.27 Mn |
| Mar 31, 2025 | 7.06 Mn |
| Dec 31, 2024 | 7.30 Mn |
| Sep 30, 2024 | 7.59 Mn |
| Jun 30, 2024 | 7.07 Mn |
| Mar 31, 2024 | 6.27 Mn |
| Dec 31, 2023 | 5.79 Mn |
| Sep 30, 2023 | 4.96 Mn |
| Jun 30, 2023 | 4.05 Mn |
| Mar 31, 2023 | 2.81 Mn |
| Dec 31, 2022 | 1.39 Mn |
| Sep 30, 2022 | 905,000.00 |
| Jun 30, 2022 | 886,000.00 |
| Mar 31, 2022 | 875,000.00 |
| Dec 31, 2021 | 884,000.00 |
| Sep 30, 2021 | 908,000.00 |