Embassy Bancorp, Inc. (EMYB) Interest Expense - Deposits (2010 - 2026)
Embassy Bancorp (EMYB) recorded Interest Expense - Deposits of $7.12 million in Q2 2026, down 2.0% from $7.27 million a year earlier but up 1.2% from the prior quarter.
Powered by 
Analysis
Embassy Bancorp, Inc. (EMYB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
On a TTM basis, Embassy Bancorp's Interest Expense - Deposits came in at $28.72 million as of Jun 30, 2026, down 1.7% year-over-year; for FY2025, it came in at $28.89 million, up 2.3% from FY2024.
- Annual Interest Expense - Deposits has increased for four straight years, with a five-year compound annual growth rate of 36.4% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $28.23 million in FY2024 (+60.3%), $17.61 million in FY2023 (+333.8%), $4.06 million in FY2022 (+4.7%) and $3.88 million in FY2021 (-36.7%).
- Quarterly Interest Expense - Deposits has ranged from $875,000 in Q1 2022 to $7.59 million in Q3 2024 over the past five years.
- On a year-over-year basis, Interest Expense - Deposits has declined for four consecutive quarters, with growth averaging 11.0% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 447.6% in Q3 2023, against a decline of 32.7% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $7.04 million (Q1 2026), $7.19 million (Q4 2025) and $7.37 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.12 Mn |
| Mar 31, 2026 | 7.04 Mn |
| Dec 31, 2025 | 7.19 Mn |
| Sep 30, 2025 | 7.37 Mn |
| Jun 30, 2025 | 7.27 Mn |
| Mar 31, 2025 | 7.06 Mn |
| Dec 31, 2024 | 7.30 Mn |
| Sep 30, 2024 | 7.59 Mn |
| Jun 30, 2024 | 7.07 Mn |
| Mar 31, 2024 | 6.27 Mn |
| Dec 31, 2023 | 5.79 Mn |
| Sep 30, 2023 | 4.96 Mn |
| Jun 30, 2023 | 4.05 Mn |
| Mar 31, 2023 | 2.81 Mn |
| Dec 31, 2022 | 1.39 Mn |
| Sep 30, 2022 | 905,000.00 |
| Jun 30, 2022 | 886,000.00 |
| Mar 31, 2022 | 875,000.00 |
| Dec 31, 2021 | 884,000.00 |
| Sep 30, 2021 | 908,000.00 |
API Access
Embassy Bancorp, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();