Embassy Bancorp EMYB
OTC EMYB
$22.10 -0.25 (-1.12%)
At close: Aug 20, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026)

Embassy Bancorp (EMYB) posted Interest Expense - Deposits of $7.0 million for Q1 2026, down 2.11% sequentially from $7.2 million in Q4 2025, and little changed YoY from $7.1 million in Q1 2025.

Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Embassy Bancorp has reported Interest Expense - Deposits for 17 years, with the latest figure at $7.0 million in Q1 2026.

  • Quarterly Interest Expense - Deposits changed 0.37% year-over-year to $7.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $28.9 million (down 0.55% YoY) and the FY2025 annual result came in at $28.9 million, up 2.34% from the prior year.
  • Interest Expense - Deposits declined to $7.0 million in Q1 2026 per EMYB's latest filing, from $7.2 million in the prior quarter.
  • Over five years, Interest Expense - Deposits peaked at $7.6 million in Q3 2024 and troughed at $875000.0 in Q1 2022.
  • A 5-year average of $5.0 million and a median of $6.3 million in 2024 frame the typical range for Interest Expense - Deposits.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits declined 19.95% in 2022, then soared 447.62% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $1.4 million in 2022, then soared by 315.35% to $5.8 million in 2023, then gained by 26.15% to $7.3 million in 2024, then dropped by 1.57% to $7.2 million in 2025, then slipped by 2.11% to $7.0 million in 2026.
  • According to Business Quant data, Interest Expense - Deposits over the past three periods registered $7.0 million, $7.2 million, and $7.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 1.68 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 2.33 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 1.58 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 891.00 Mn
10 Embassy Bancorp 165.52 Mn -119.55 Mn - 7.12 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 7.12 Mn
Mar 31, 2026 7.04 Mn
Dec 31, 2025 7.19 Mn
Sep 30, 2025 7.37 Mn
Jun 30, 2025 7.27 Mn
Mar 31, 2025 7.06 Mn
Dec 31, 2024 7.30 Mn
Sep 30, 2024 7.59 Mn
Jun 30, 2024 7.07 Mn
Mar 31, 2024 6.27 Mn
Dec 31, 2023 5.79 Mn
Sep 30, 2023 4.96 Mn
Jun 30, 2023 4.05 Mn
Mar 31, 2023 2.81 Mn
Dec 31, 2022 1.39 Mn
Sep 30, 2022 905,000.00
Jun 30, 2022 886,000.00
Mar 31, 2022 875,000.00
Dec 31, 2021 884,000.00
Sep 30, 2021 908,000.00