Embassy Bancorp EMYB
OTC EMYB
$22.14 -0.06 (-0.27%)
At close: Sep 18, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026)

Embassy Bancorp's (EMYB) quarterly Interest Expense - Deposits came in at $7.1 million in Q2 2026, down 2.04% year-over-year from $7.3 million in Q2 2025, and up 1.21% quarter-over-quarter from $7.0 million in Q1 2026.

Analysis

Embassy Bancorp (EMYB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Embassy Bancorp has disclosed Interest Expense - Deposits across 17 years of filings, most recently posting $7.1 million for Q2 2026.

  • In Q2 2026, Interest Expense - Deposits fell 2.04% year-over-year to $7.1 million; the TTM figure through Jun 2026 stood at $28.7 million (down 1.73% YoY), while the FY2025 annual figure was $28.9 million, up 2.34% from the prior year.
  • Interest Expense - Deposits came in at $7.1 million for Q2 2026 at Embassy Bancorp, up from $7.0 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $7.6 million in Q3 2024 to a low of $875000.0 in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $5.2 million, with a median of $6.7 million recorded in 2024.
  • Year-over-year, Interest Expense - Deposits dropped 19.95% in 2022 and surged 447.62% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $1.4 million in 2022, then jumped by 315.35% to $5.8 million in 2023, then increased by 26.15% to $7.3 million in 2024, then decreased by 1.57% to $7.2 million in 2025, then dropped by 0.93% to $7.1 million in 2026.
  • Per Business Quant data, the three most recent Interest Expense - Deposits figures were $7.1 million in Q2 2026, $7.0 million in Q1 2026, and $7.2 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 1.58 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 891.00 Mn
4 M&T Bank 32.82 Bn 32.82 Bn - 104.00 Mn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.05 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 747.00 Mn
7 Regions Financial 24.27 Bn 24.34 Bn - 385.00 Mn
8 Keycorp 22.19 Bn -25.51 Bn - 600.00 Mn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 881.00 Mn
10 Embassy Bancorp 163.96 Mn -121.11 Mn - 7.12 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.12 Mn
Mar 31, 2026 7.04 Mn
Dec 31, 2025 7.19 Mn
Sep 30, 2025 7.37 Mn
Jun 30, 2025 7.27 Mn
Mar 31, 2025 7.06 Mn
Dec 31, 2024 7.30 Mn
Sep 30, 2024 7.59 Mn
Jun 30, 2024 7.07 Mn
Mar 31, 2024 6.27 Mn
Dec 31, 2023 5.79 Mn
Sep 30, 2023 4.96 Mn
Jun 30, 2023 4.05 Mn
Mar 31, 2023 2.81 Mn
Dec 31, 2022 1.39 Mn
Sep 30, 2022 905,000.00
Jun 30, 2022 886,000.00
Mar 31, 2022 875,000.00
Dec 31, 2021 884,000.00
Sep 30, 2021 908,000.00