Embassy Bancorp EMYB
OTC EMYB
$21.29 +0.29 (+1.38%)
At close: Oct 22, 2026 · 4:00 PM EDT

Embassy Bancorp, Inc. (EMYB) EBIT Margin (2012 - 2026)

Updated

Embassy Bancorp (EMYB) posted EBIT Margin of 92.22% for Q2 2026, down 8.49 percentage points from 100.70% a year earlier and down 3.54 percentage points from the prior quarter.

Analysis

Embassy Bancorp, Inc. (EMYB) EBIT Margin (2012 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, EBIT Margin at Embassy Bancorp was 96.28%, down 7.47 percentage points year-over-year; for FY2025, it came in at 99.89%, down 5.00 percentage points from FY2024.

  • Annual EBIT Margin shows a five-year change of +45.03 percentage points (FY2020 to FY2025).
  • In prior years, Embassy Bancorp's EBIT Margin was 104.89% in FY2024 (+24.32 pp), 80.57% in FY2023 (+26.90 pp), 53.67% in FY2022 (-0.51 pp) and 54.18% in FY2021 (-0.69 pp).
  • The Q2 2026 figure stands as the lowest quarterly EBIT Margin since Q3 2023.
  • On a year-over-year basis, EBIT Margin has declined in each of the last five quarters, with an average year-over-year change of -0.95 percentage points over the last eight quarters.
  • The strongest year-over-year quarter for EBIT Margin in the past five years was Q4 2023, with a gain of 39.88 percentage points; the weakest was Q2 2026, with a drop of 8.49 percentage points.
  • According to Business Quant data, EBIT Margin for the three prior quarters was 95.76% (Q1 2026), 95.38% (Q4 2025) and 102.30% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 92.22%
Mar 31, 2026 95.76%
Dec 31, 2025 95.38%
Sep 30, 2025 102.30%
Jun 30, 2025 100.70%
Mar 31, 2025 101.54%
Dec 31, 2024 103.56%
Sep 30, 2024 109.72%
Jun 30, 2024 106.64%
Mar 31, 2024 99.46%
Dec 31, 2023 99.11%
Sep 30, 2023 88.08%
Jun 30, 2023 73.56%
Mar 31, 2023 65.27%
Dec 31, 2022 59.23%
Sep 30, 2022 53.79%
Jun 30, 2022 48.33%
Mar 31, 2022 52.72%
Dec 31, 2021 52.18%
Sep 30, 2021 54.68%
API Access

Embassy Bancorp, Inc. EBIT Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebit-margin&ticker=EMYB&period=max&api_key=YOUR_API_KEY