Embassy Bancorp (EMYB) Total Debt (2010 - 2026)
Embassy Bancorp's (EMYB) quarterly Total Debt came in at $7.7 million in Q2 2026, down 2.27% year-over-year from $7.9 million in Q2 2025, and down 39.04% quarter-over-quarter from $12.7 million in Q1 2026.
Analysis
Embassy Bancorp (EMYB) Total Debt (2010 - 2026) Analysis & Trends
Embassy Bancorp has disclosed Total Debt across 17 years of filings, most recently posting $7.7 million for Q2 2026.
- In Q2 2026, Total Debt fell 2.27% year-over-year to $7.7 million; the TTM figure through Jun 2026 stood at $7.7 million (down 2.27% YoY), while the FY2025 annual figure was $9.9 million, down 51.85% from the prior year.
- Total Debt came in at $7.7 million for Q2 2026 at Embassy Bancorp, down from $12.7 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $93.9 million in Q3 2023 to a low of $6.7 million in Q1 2025.
- Average Total Debt over 5 years is $23.4 million, with a median of $13.3 million recorded in 2022.
- Year-over-year, Total Debt surged 528.1% in 2023 and slumped 69.78% in 2025.
- Over 5 years, Total Debt stood at $13.4 million in 2022, then soared by 275.35% to $50.2 million in 2023, then tumbled by 59.15% to $20.5 million in 2024, then sank by 51.85% to $9.9 million in 2025, then fell by 21.59% to $7.7 million in 2026.
- Per Business Quant data, the three most recent Total Debt figures were $7.7 million in Q2 2026, $12.7 million in Q1 2026, and $9.9 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 652.30 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 96.75 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 26.90 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 22.80 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.96 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 17.51 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 10.63 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 14.65 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 32.34 Bn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - | 7.75 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.75 Mn |
| Mar 31, 2026 | 12.71 Mn |
| Dec 31, 2025 | 9.88 Mn |
| Sep 30, 2025 | 12.12 Mn |
| Jun 30, 2025 | 7.93 Mn |
| Mar 31, 2025 | 6.72 Mn |
| Dec 31, 2024 | 20.52 Mn |
| Sep 30, 2024 | 40.10 Mn |
| Jun 30, 2024 | 19.58 Mn |
| Mar 31, 2024 | 17.22 Mn |
| Dec 31, 2023 | 50.24 Mn |
| Sep 30, 2023 | 93.88 Mn |
| Jun 30, 2023 | 57.39 Mn |
| Mar 31, 2023 | 11.53 Mn |
| Dec 31, 2022 | 13.38 Mn |
| Sep 30, 2022 | 14.95 Mn |
| Jun 30, 2022 | 12.85 Mn |
| Mar 31, 2022 | 13.23 Mn |
| Dec 31, 2021 | 14.65 Mn |
| Sep 30, 2021 | 14.65 Mn |