Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026)
Embassy Bancorp (EMYB) reported Times Interest Earned of $1.09 for Q1 2026, up 2.65% on a YoY basis from $1.06 in Q1 2025, and down 32.77% sequentially from $1.61 in Q4 2025.
Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026) Analysis & Trends
Embassy Bancorp (EMYB) has 17 years of Times Interest Earned data on file, last reported at $1.09 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 2.65% year-over-year to $1.09; the trailing twelve-month figure through Mar 2026 stood at $3.56 (up 11.67% YoY), and the FY2025 full-year result was $1.34, up 11.9% from the prior year.
- Times Interest Earned eased to $1.09 in Q1 2026, from $1.61 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $7.6 in Q4 2022 to a low of $1.05 in Q3 2023.
- A 5-year average of $1.54 and a median of $1.08 in 2022 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned surged 690.67% in 2022 and sank 78.59% in 2023, its largest moves.
- Tracing EMYB's Times Interest Earned over 5 years: stood at $7.6 in 2022, then slumped by 78.59% to $1.63 in 2023, then dropped by 11.81% to $1.43 in 2024, then advanced by 12.53% to $1.61 in 2025, then sank by 32.77% to $1.09 in 2026.
- Business Quant data shows EMYB's Times Interest Earned at $1.09 in Q1 2026, $1.61 in Q4 2025, and $1.09 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Embassy Bancorp | 169.18 Mn | -126.92 Mn | - | 1.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.09 |
| Dec 31, 2025 | 1.61 |
| Sep 30, 2025 | 1.09 |
| Jun 30, 2025 | 1.07 |
| Mar 31, 2025 | 1.06 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 1.06 |
| Jun 30, 2024 | 1.05 |
| Mar 31, 2024 | 1.05 |
| Dec 31, 2023 | 1.63 |
| Sep 30, 2023 | 1.05 |
| Jun 30, 2023 | 1.06 |
| Mar 31, 2023 | 1.08 |
| Dec 31, 2022 | 7.60 |
| Sep 30, 2022 | 1.08 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 1.16 |
| Dec 31, 2021 | -1.29 |
| Sep 30, 2021 | 2.99 |
| Jun 30, 2021 | 4.63 |