Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026)

Embassy Bancorp (EMYB) reported Times Interest Earned of $1.09 for Q1 2026, up 2.65% on a YoY basis from $1.06 in Q1 2025, and down 32.77% sequentially from $1.61 in Q4 2025.

Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026) Analysis & Trends

Embassy Bancorp (EMYB) has 17 years of Times Interest Earned data on file, last reported at $1.09 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 2.65% year-over-year to $1.09; the trailing twelve-month figure through Mar 2026 stood at $3.56 (up 11.67% YoY), and the FY2025 full-year result was $1.34, up 11.9% from the prior year.
  • Times Interest Earned eased to $1.09 in Q1 2026, from $1.61 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $7.6 in Q4 2022 to a low of $1.05 in Q3 2023.
  • A 5-year average of $1.54 and a median of $1.08 in 2022 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned surged 690.67% in 2022 and sank 78.59% in 2023, its largest moves.
  • Tracing EMYB's Times Interest Earned over 5 years: stood at $7.6 in 2022, then slumped by 78.59% to $1.63 in 2023, then dropped by 11.81% to $1.43 in 2024, then advanced by 12.53% to $1.61 in 2025, then sank by 32.77% to $1.09 in 2026.
  • Business Quant data shows EMYB's Times Interest Earned at $1.09 in Q1 2026, $1.61 in Q4 2025, and $1.09 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 Embassy Bancorp 169.18 Mn -126.92 Mn - 1.09

Historic Data

Download Data
DateValue
Mar 31, 2026 1.09
Dec 31, 2025 1.61
Sep 30, 2025 1.09
Jun 30, 2025 1.07
Mar 31, 2025 1.06
Dec 31, 2024 1.43
Sep 30, 2024 1.06
Jun 30, 2024 1.05
Mar 31, 2024 1.05
Dec 31, 2023 1.63
Sep 30, 2023 1.05
Jun 30, 2023 1.06
Mar 31, 2023 1.08
Dec 31, 2022 7.60
Sep 30, 2022 1.08
Jun 30, 2022 1.09
Mar 31, 2022 1.16
Dec 31, 2021 -1.29
Sep 30, 2021 2.99
Jun 30, 2021 4.63