Embassy Bancorp EMYB
OTC EMYB
$22.14 -0.06 (-0.27%)
At close: Sep 18, 2026 · 4:00 PM EDT

Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026)

Embassy Bancorp's (EMYB) quarterly Times Interest Earned came in at 1.7 in Q2 2026, up 8.56% year-over-year from 1.56 in Q2 2025, and up 3.08% quarter-over-quarter from 1.65 in Q1 2026.

Analysis

Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026) Analysis & Trends

Embassy Bancorp has disclosed Times Interest Earned across 17 years of filings, most recently posting 1.7 for Q2 2026.

  • In Q2 2026, Times Interest Earned rose 8.56% year-over-year to 1.7; the TTM figure through Jun 2026 stood at 1.64 (up 11.21% YoY), while the FY2025 annual figure was 1.57, up 9.55% from the prior year.
  • Times Interest Earned came in at 1.7 for Q2 2026 at Embassy Bancorp, up from 1.65 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of 7.49 in Q3 2022 to a low of 1.41 in Q2 2024.
  • Average Times Interest Earned over 5 years is 2.73, with a median of 1.63 recorded in 2026.
  • Year-over-year, Times Interest Earned increased 24.27% in 2022 and sank 77.07% in 2023.
  • Over 5 years, Times Interest Earned stood at 5.4 in 2022, then sank by 70.88% to 1.57 in 2023, then fell by 8.69% to 1.44 in 2024, then advanced by 11.61% to 1.6 in 2025, then climbed by 5.94% to 1.7 in 2026.
  • Per Business Quant data, the three most recent Times Interest Earned figures were 1.7 in Q2 2026, 1.65 in Q1 2026, and 1.6 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.09
2 Truist Financial 59.29 Bn 59.29 Bn - 1.77
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 1.90
4 M&T Bank 32.82 Bn 32.82 Bn - 2.28
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.67
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.83
7 Regions Financial 24.27 Bn 24.34 Bn - 2.52
8 Keycorp 22.19 Bn -25.51 Bn - 1.80
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn -1.27
10 Embassy Bancorp 163.96 Mn -121.11 Mn - 1.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.70
Mar 31, 2026 1.65
Dec 31, 2025 1.60
Sep 30, 2025 1.62
Jun 30, 2025 1.56
Mar 31, 2025 1.49
Dec 31, 2024 1.44
Sep 30, 2024 1.42
Jun 30, 2024 1.41
Mar 31, 2024 1.47
Dec 31, 2023 1.57
Sep 30, 2023 1.72
Jun 30, 2023 1.90
Mar 31, 2023 2.62
Dec 31, 2022 5.40
Sep 30, 2022 7.49
Jun 30, 2022 6.33
Mar 31, 2022 6.74
Dec 31, 2021 6.69
Sep 30, 2021 6.90