Embassy Bancorp (EMYB) Times Interest Earned (2010 - 2026)
Embassy Bancorp (EMYB) reported Times Interest Earned of $1.65 for Q1 2026, up 10.36% year-over-year from $1.49 in Q1 2025, and up 2.78% on a QoQ basis from $1.6 in Q4 2025.
Embassy Bancorp (EMYB) has 17 years of Times Interest Earned data on file, last reported at $1.65 in Q1 2026.
- Quarterly Times Interest Earned rose 10.36% year-over-year to $1.65 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.61 (up 11.75% YoY) and the FY2025 annual result came in at $0.12, up 31.51% from the prior year.
- Times Interest Earned improved to $1.65 in Q1 2026 per EMYB's latest filing, from $1.6 in the prior quarter.
- Across five years, Times Interest Earned topped out at $7.49 in Q3 2022 and bottomed at $1.41 in Q2 2024.
- The 5-year median for Times Interest Earned is $1.62 (2025), against an average of $2.79.
- The widest annual swing landed in 2022, when Times Interest Earned grew 24.27%; it then plunged 77.07% in 2023.
- Tracing EMYB's Times Interest Earned over 5 years: stood at $5.4 in 2022, then plunged by 70.88% to $1.57 in 2023, then declined by 8.69% to $1.44 in 2024, then gained by 11.61% to $1.6 in 2025, then increased by 2.78% to $1.65 in 2026.
- Per Business Quant, the three latest EMYB Times Interest Earned figures stand at $1.65 (Q1 2026), $1.6 (Q4 2025), and $1.62 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 91,520.55 Bn | 91,520.55 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,974.45 Bn | 6,958.51 Bn | - | - |
| 3 | First Capital | 178.68 Bn | 178.53 Bn | - | 2.53 |
| 4 | Landmark Bancorp | 170.33 Bn | 170.30 Bn | - | 2.21 |
| 5 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 6 | NatWest | 156.60 Bn | -88.97 Bn | - | - |
| 7 | Shinhan Financial | 131.59 Bn | 130.68 Bn | - | -0.53 |
| 8 | Pnc Financial Services | 88.50 Bn | 88.55 Bn | - | 1.88 |
| 9 | Us Bancorp \De\ | 84.80 Bn | 85.26 Bn | - | - |
| 10 | Embassy Bancorp | - | - | - | 1.65 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.65 |
| Dec 31, 2025 | 1.60 |
| Sep 30, 2025 | 1.62 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.49 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.72 |
| Jun 30, 2023 | 1.90 |
| Mar 31, 2023 | 2.62 |
| Dec 31, 2022 | 5.40 |
| Sep 30, 2022 | 7.49 |
| Jun 30, 2022 | 6.33 |
| Mar 31, 2022 | 6.74 |
| Dec 31, 2021 | 6.69 |
| Sep 30, 2021 | 6.90 |
| Jun 30, 2021 | 5.97 |
| Mar 31, 2021 | 5.43 |
| Dec 31, 2020 | 4.49 |
| Sep 30, 2020 | 3.94 |
| Jun 30, 2020 | 3.46 |
| Mar 31, 2020 | 2.47 |
| Dec 31, 2019 | 2.50 |
| Sep 30, 2019 | 2.44 |
| Jun 30, 2019 | 2.36 |
| Mar 31, 2019 | 2.43 |
| Dec 31, 2018 | 2.62 |
| Sep 30, 2018 | 2.95 |
| Jun 30, 2018 | 3.18 |
| Mar 31, 2018 | 3.59 |
| Dec 31, 2017 | 3.76 |
| Sep 30, 2017 | 3.87 |
| Jun 30, 2017 | 3.77 |
| Mar 31, 2017 | 3.58 |
| Dec 31, 2016 | 3.52 |
| Sep 30, 2016 | 3.80 |
| Jun 30, 2016 | 3.42 |
| Mar 31, 2016 | 3.51 |
| Dec 31, 2015 | 4.19 |
| Sep 30, 2015 | 4.24 |
| Jun 30, 2015 | 4.07 |
| Mar 31, 2015 | 4.74 |
| Dec 31, 2014 | 4.03 |
| Sep 30, 2014 | 4.10 |
| Jun 30, 2014 | 3.87 |
| Mar 31, 2014 | 3.84 |
| Dec 31, 2013 | 4.38 |
| Sep 30, 2013 | 3.74 |
| Jun 30, 2013 | 3.37 |
| Mar 31, 2013 | 3.04 |
| Dec 31, 2012 | 3.51 |
| Sep 30, 2012 | 3.63 |
| Jun 30, 2012 | 2.53 |
| Mar 31, 2012 | 2.32 |
| Dec 31, 2011 | 2.58 |
| Sep 30, 2011 | 2.72 |
| Jun 30, 2011 | 2.25 |
| Mar 31, 2011 | 2.23 |
| Dec 31, 2010 | 2.63 |
| Sep 30, 2010 | 2.12 |
| Jun 30, 2010 | 1.90 |