Embassy Bancorp (EMYB) Asset Utilization Ratio (2011 - 2026)
Embassy Bancorp (EMYB) reported Asset Utilization Ratio of 0.05 for Q1 2026, up 17.77% on a YoY basis from 0.05 in Q1 2025, and up 10.04% sequentially from 0.06 in Q4 2025.
Embassy Bancorp (EMYB) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Embassy Bancorp (EMYB) has 16 years of Asset Utilization Ratio data on file, last reported at 0.05 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 17.77% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (up 17.77% YoY), and the FY2025 full-year result was 0.01, up 726.29% from the prior year.
- Asset Utilization Ratio advanced to 0.05 in Q1 2026, from 0.06 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.01 in Q1 2022 to a low of 0.09 in Q1 2024.
- A 5-year average of 0.06 and a median of 0.07 in 2022 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio plunged 979.19% in 2023 and rose 28.52% in 2025, its largest moves.
- Tracing EMYB's Asset Utilization Ratio over 5 years: stood at 0.07 in 2022, then plunged by 30.86% to 0.09 in 2023, then advanced by 23.26% to 0.07 in 2024, then rose by 11.51% to 0.06 in 2025, then advanced by 10.04% to 0.05 in 2026.
- Business Quant data shows EMYB's Asset Utilization Ratio at 0.05 in Q1 2026, 0.06 in Q4 2025, and 0.06 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 0.01 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 19,858.44 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -424.53 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 0.02 |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.04 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 0.02 |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.04 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.03 |
| 10 | Embassy Bancorp | 169.18 Mn | -126.92 Mn | - | -0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.05 |
| Dec 31, 2025 | -0.06 |
| Sep 30, 2025 | -0.06 |
| Jun 30, 2025 | -0.06 |
| Mar 31, 2025 | -0.06 |
| Dec 31, 2024 | -0.07 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.09 |
| Mar 31, 2024 | -0.09 |
| Dec 31, 2023 | -0.09 |
| Sep 30, 2023 | -0.08 |
| Jun 30, 2023 | -0.08 |
| Mar 31, 2023 | -0.08 |
| Dec 31, 2022 | -0.07 |
| Sep 30, 2022 | -0.07 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.03 |