Embassy Bancorp (EMYB) Asset Utilization Ratio (2011 - 2026)

Embassy Bancorp has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.03 for Q2 2026.

• In Q2 2026, Asset Utilization Ratio rose 10.81% year-over-year to 0.03; the TTM figure through Jun 2026 stood at 0.03 (up 10.81% YoY), while the FY2025 annual figure was 0.03, up 11.27% from the prior year.
• Asset Utilization Ratio came in at 0.03 for Q2 2026 at Embassy Bancorp, up from 0.03 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.03 in Q4 2022 to a low of 0.02 in Q3 2024.
• Average Asset Utilization Ratio over 5 years is 0.03, with a median of 0.03 recorded in 2026.
• Year-over-year, Asset Utilization Ratio declined 20.0% in 2024 and rose 11.43% in 2026.
• Over 5 years, Asset Utilization Ratio stood at 0.03 in 2022, then decreased by 16.6% to 0.03 in 2023, then fell by 7.93% to 0.02 in 2024, then increased by 10.88% to 0.03 in 2025, then gained by 4.11% to 0.03 in 2026.
• Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.03 in Q2 2026, 0.03 in Q1 2026, and 0.03 in Q4 2025.