Embassy Bancorp (EMYB) Loans - Net (2010 - 2026)
Embassy Bancorp (EMYB) recorded Loans - Net of $1.31 billion in Q2 2026, up 3.0% from $1.27 billion a year earlier and up 1.9% from the prior quarter.
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Analysis
Embassy Bancorp (EMYB) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Embassy Bancorp reported Loans - Net of $1.28 billion, up 1.8% from FY2024.
- Annual Loans - Net has increased for 15 straight years, with a five-year compound annual growth rate of 3.5% (FY2020 to FY2025).
- Across earlier years, Loans - Net came in at $1.26 billion in FY2024 (+1.2%), $1.24 billion in FY2023 (+3.8%), $1.2 billion in FY2022 (+9.1%) and $1.1 billion in FY2021 (+1.6%).
- The Q2 2026 figure is the highest quarterly Loans - Net in data going back to Q4 2010.
- On a year-over-year basis, Loans - Net has increased for 20 consecutive quarters, with growth averaging 1.5% over the last eight quarters.
- Over the past five years, the year-over-year growth in Loans - Net ranged from 0.1% (Q1 2025) to 10.3% (Q1 2023).
- Per Business Quant, the preceding three quarters came in at $1.28 billion (Q1 2026), $1.28 billion (Q4 2025) and $1.27 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 1,558.37 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1,238.26 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 1,029.86 Bn |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 297.21 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 791.32 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 275.65 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1,034.29 Bn |
| 10 | Embassy Bancorp | 153.64 Mn | -858.34 Mn | - | 1.34 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.34 Bn |
| Jun 30, 2026 | 1.31 Bn |
| Mar 31, 2026 | 1.28 Bn |
| Dec 31, 2025 | 1.28 Bn |
| Sep 30, 2025 | 1.27 Bn |
| Jun 30, 2025 | 1.27 Bn |
| Mar 31, 2025 | 1.26 Bn |
| Dec 31, 2024 | 1.26 Bn |
| Sep 30, 2024 | 1.25 Bn |
| Jun 30, 2024 | 1.25 Bn |
| Mar 31, 2024 | 1.26 Bn |
| Dec 31, 2023 | 1.24 Bn |
| Sep 30, 2023 | 1.24 Bn |
| Jun 30, 2023 | 1.23 Bn |
| Mar 31, 2023 | 1.20 Bn |
| Dec 31, 2022 | 1.20 Bn |
| Sep 30, 2022 | 1.17 Bn |
| Jun 30, 2022 | 1.13 Bn |
| Mar 31, 2022 | 1.09 Bn |
| Dec 31, 2021 | 1.10 Bn |
API Access
Embassy Bancorp Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();