Embassy Bancorp, Inc. (EMYB) Loans - Net (2010 - 2026)
Embassy Bancorp (EMYB) recorded Loans - Net of $1.31 billion in Q2 2026, up 3.0% from $1.27 billion a year earlier and up 1.9% from the prior quarter.
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Analysis
Embassy Bancorp, Inc. (EMYB) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Embassy Bancorp reported Loans - Net of $1.28 billion, up 1.8% from FY2024.
- Annual Loans - Net has increased for 15 straight years, with a five-year compound annual growth rate of 3.5% (FY2020 to FY2025).
- Across earlier years, Loans - Net came in at $1.26 billion in FY2024 (+1.2%), $1.24 billion in FY2023 (+3.8%), $1.2 billion in FY2022 (+9.1%) and $1.1 billion in FY2021 (+1.6%).
- The Q2 2026 figure is the highest quarterly Loans - Net in data going back to Q4 2010.
- On a year-over-year basis, Loans - Net has increased for 20 consecutive quarters, with growth averaging 1.5% over the last eight quarters.
- Over the past five years, the year-over-year growth in Loans - Net ranged from 0.1% (Q1 2025) to 10.3% (Q1 2023).
- Per Business Quant, the preceding three quarters came in at $1.28 billion (Q1 2026), $1.28 billion (Q4 2025) and $1.27 billion (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.31 Bn |
| Mar 31, 2026 | 1.28 Bn |
| Dec 31, 2025 | 1.28 Bn |
| Sep 30, 2025 | 1.27 Bn |
| Jun 30, 2025 | 1.27 Bn |
| Mar 31, 2025 | 1.26 Bn |
| Dec 31, 2024 | 1.26 Bn |
| Sep 30, 2024 | 1.25 Bn |
| Jun 30, 2024 | 1.25 Bn |
| Mar 31, 2024 | 1.26 Bn |
| Dec 31, 2023 | 1.24 Bn |
| Sep 30, 2023 | 1.24 Bn |
| Jun 30, 2023 | 1.23 Bn |
| Mar 31, 2023 | 1.20 Bn |
| Dec 31, 2022 | 1.20 Bn |
| Sep 30, 2022 | 1.17 Bn |
| Jun 30, 2022 | 1.13 Bn |
| Mar 31, 2022 | 1.09 Bn |
| Dec 31, 2021 | 1.10 Bn |
| Sep 30, 2021 | 1.11 Bn |
API Access
Embassy Bancorp, Inc. Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();