Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Operating Margin (2010 - 2021)

Consumer Portfolio Services' (CPSS) quarterly Operating Margin came in at 74.83% in Q1 2021, down 5832.0% year-over-year from 1.31% in Q1 2020, and up 5.59% quarter-over-quarter from 79.25% in Q4 2020.

Analysis

Consumer Portfolio Services (CPSS) Operating Margin (2010 - 2021) Analysis & Trends

Consumer Portfolio Services has disclosed Operating Margin across 12 years of filings, most recently posting 74.83% for Q1 2021.

  • In Q1 2021, Operating Margin fell 5832.0% year-over-year to 74.83%; the TTM figure through Mar 2021 stood at 81.06% (down 6626.0% YoY), while the FY2021 annual figure was 50.9%, up 3426.0% from the prior year.
  • Operating Margin came in at 74.83% for Q1 2021 at Consumer Portfolio Services, up from 79.25% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 3.58% in Q3 2017 to a low of 86.2% in Q2 2020.
  • Average Operating Margin over 5 years is 26.57%, with a median of 13.47% recorded in 2019.
  • The largest YoY upside for Operating Margin was 255 bps in 2020 against a maximum downside of 7158 bps in 2020.
  • Over 5 years, Operating Margin stood at 3.75% in 2017, then sank by 189 bps to 10.83% in 2018, then sank by 37 bps to 14.89% in 2019, then sank by 432 bps to 79.25% in 2020, then increased by 6 bps to 74.83% in 2021.
  • Per Business Quant data, the three most recent Operating Margin figures were 74.83% in Q1 2021, 79.25% in Q4 2020, and 83.33% in Q3 2020.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - 12.63%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 11.82%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 25.62%
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 25.53%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 47.73%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 49.45%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 13.09%
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2021 -74.83%
Dec 31, 2020 -79.25%
Sep 30, 2020 -83.33%
Jun 30, 2020 -86.20%
Mar 31, 2020 -16.50%
Dec 31, 2019 -14.89%
Sep 30, 2019 -13.47%
Jun 30, 2019 -14.62%
Mar 31, 2019 -13.95%
Dec 31, 2018 -10.83%
Sep 30, 2018 -9.82%
Jun 30, 2018 -9.30%
Mar 31, 2018 -8.69%
Dec 31, 2017 -3.75%
Sep 30, 2017 -3.58%
Jun 30, 2017 -4.17%
Mar 31, 2017 -4.42%
Dec 31, 2016 0.46%
Sep 30, 2016 0.40%
Jun 30, 2016 -0.25%