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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) Operating Margin (2016 - 2026)

Consumer Portfolio Services' Operating Margin history spans 16 years, with the latest figure at 1.58% for Q4 2025.

  • On a quarterly basis, Operating Margin rose 56.0% to 1.58% in Q4 2025 year-over-year; TTM through Dec 2025 was 1.2%, a 1.0% increase, with the full-year FY2025 number at 1.35%, down 11.0% from a year prior.
  • Operating Margin hit 1.58% in Q4 2025 for Consumer Portfolio Services, up from 1.25% in the prior quarter.
  • Over the last five years, Operating Margin for CPSS hit a ceiling of 34.6% in Q2 2022 and a floor of 0.82% in Q2 2024.
  • Historically, Operating Margin has averaged 12.03% across 5 years, with a median of 7.96% in 2021.
  • Biggest five-year swings in Operating Margin: surged 2592bps in 2022 and later plummeted -2178bps in 2023.
  • Tracing CPSS's Operating Margin over 5 years: stood at 28.8% in 2021, then tumbled by -48bps to 15.0% in 2022, then tumbled by -63bps to 5.59% in 2023, then crashed by -82bps to 1.02% in 2024, then surged by 55bps to 1.58% in 2025.
  • Business Quant data shows Operating Margin for CPSS at 1.58% in Q4 2025, 1.25% in Q3 2025, and 1.12% in Q2 2025.