Consumer Portfolio Services (CPSS) Operating Margin (2010 - 2021)
Consumer Portfolio Services' (CPSS) quarterly Operating Margin came in at 74.83% in Q1 2021, down 5832.0% year-over-year from 1.31% in Q1 2020, and up 5.59% quarter-over-quarter from 79.25% in Q4 2020.
Analysis
Consumer Portfolio Services (CPSS) Operating Margin (2010 - 2021) Analysis & Trends
Consumer Portfolio Services has disclosed Operating Margin across 12 years of filings, most recently posting 74.83% for Q1 2021.
- In Q1 2021, Operating Margin fell 5832.0% year-over-year to 74.83%; the TTM figure through Mar 2021 stood at 81.06% (down 6626.0% YoY), while the FY2021 annual figure was 50.9%, up 3426.0% from the prior year.
- Operating Margin came in at 74.83% for Q1 2021 at Consumer Portfolio Services, up from 79.25% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 3.58% in Q3 2017 to a low of 86.2% in Q2 2020.
- Average Operating Margin over 5 years is 26.57%, with a median of 13.47% recorded in 2019.
- The largest YoY upside for Operating Margin was 255 bps in 2020 against a maximum downside of 7158 bps in 2020.
- Over 5 years, Operating Margin stood at 3.75% in 2017, then sank by 189 bps to 10.83% in 2018, then sank by 37 bps to 14.89% in 2019, then sank by 432 bps to 79.25% in 2020, then increased by 6 bps to 74.83% in 2021.
- Per Business Quant data, the three most recent Operating Margin figures were 74.83% in Q1 2021, 79.25% in Q4 2020, and 83.33% in Q3 2020.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 25.62% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.53% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 13.09% |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2021 | -74.83% |
| Dec 31, 2020 | -79.25% |
| Sep 30, 2020 | -83.33% |
| Jun 30, 2020 | -86.20% |
| Mar 31, 2020 | -16.50% |
| Dec 31, 2019 | -14.89% |
| Sep 30, 2019 | -13.47% |
| Jun 30, 2019 | -14.62% |
| Mar 31, 2019 | -13.95% |
| Dec 31, 2018 | -10.83% |
| Sep 30, 2018 | -9.82% |
| Jun 30, 2018 | -9.30% |
| Mar 31, 2018 | -8.69% |
| Dec 31, 2017 | -3.75% |
| Sep 30, 2017 | -3.58% |
| Jun 30, 2017 | -4.17% |
| Mar 31, 2017 | -4.42% |
| Dec 31, 2016 | 0.46% |
| Sep 30, 2016 | 0.40% |
| Jun 30, 2016 | -0.25% |