Consumer Portfolio Services (CPSS) Operating Margin (2010 - 2026)

Consumer Portfolio Services (CPSS) has 17 years of Operating Margin data on file, last reported at 1.31% in Q1 2026.

• Quarterly Operating Margin rose 48.0% year-over-year to 1.31% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.32% (up 37.0% YoY) and the FY2025 annual result came in at 1.35%, down 11.0% from the prior year.
• Operating Margin slipped to 1.31% in Q1 2026 per CPSS's latest filing, from 1.58% in the prior quarter.
• The five-year high for Operating Margin was 34.6% in Q2 2022, with the low at 0.82% in Q2 2024.
• Average Operating Margin over 5 years is 10.01%, with a median of 1.84% recorded in 2024.
• Year-over-year, Operating Margin jumped 2592 bps in 2022 and tumbled 2178 bps in 2023.
• Consumer Portfolio Services' Operating Margin stood at 15.0% in 2022, then slumped by 63 bps to 5.59% in 2023, then plunged by 82 bps to 1.02% in 2024, then jumped by 55 bps to 1.58% in 2025, then fell by 17 bps to 1.31% in 2026.
• Business Quant data shows CPSS's Operating Margin at 1.31% in Q1 2026, 1.58% in Q4 2025, and 1.25% in Q3 2025.