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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) Operating Margin (2016 - 2025)

Consumer Portfolio Services' Operating Margin history spans 16 years, with the latest figure at 1.24% for Q3 2025.

  • For Q3 2025, Operating Margin rose 12.0% year-over-year to 1.24%; the TTM value through Sep 2025 reached 1.06%, down 124.0%, while the annual FY2024 figure was 1.46%, 218.0% down from the prior year.
  • Operating Margin for Q3 2025 was 1.24% at Consumer Portfolio Services, up from 1.12% in the prior quarter.
  • Across five years, Operating Margin topped out at 34.6% in Q2 2022 and bottomed at 0.82% in Q2 2024.
  • The 5-year median for Operating Margin is 9.65% (2023), against an average of 12.58%.
  • The largest annual shift saw Operating Margin tumbled -27129bps in 2021 before it skyrocketed 2592bps in 2022.
  • A 5-year view of Operating Margin shows it stood at 28.8% in 2021, then tumbled by -48bps to 15.0% in 2022, then crashed by -63bps to 5.59% in 2023, then tumbled by -82bps to 1.02% in 2024, then grew by 22bps to 1.24% in 2025.
  • Per Business Quant, the three most recent readings for CPSS's Operating Margin are 1.24% (Q3 2025), 1.12% (Q2 2025), and 0.83% (Q1 2025).