Consumer Portfolio Services (CPSS) EBIT Margin (2010 - 2026)
Consumer Portfolio Services (CPSS) posted EBIT Margin of 60.61% for Q1 2026, little changed sequentially from 60.8% in Q4 2025, and up 286.0% YoY from 15.7% in Q1 2025.
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Consumer Portfolio Services (CPSS) EBIT Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has reported EBIT Margin for 17 years, with the latest figure at 60.61% in Q1 2026.
- Quarterly EBIT Margin rose 286.0% year-over-year to 60.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 60.55% (up 381.0% YoY) and the FY2025 annual result came in at 59.85%, up 427.0% from the prior year.
- EBIT Margin was little changed at 60.61% in Q1 2026 per CPSS's latest filing, from 60.8% in the prior quarter.
- Over five years, EBIT Margin peaked at 125.9% in Q1 2022 and troughed at 53.08% in Q1 2024.
- A 5-year average of 68.33% and a median of 60.61% in 2026 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin surged 20073 bps in 2022, then slumped 4819 bps in 2023.
- Over 5 years, EBIT Margin stood at 65.68% in 2022, then fell by 17 bps to 54.49% in 2023, then climbed by 4 bps to 56.86% in 2024, then increased by 7 bps to 60.8% in 2025, then dropped by 0 bps to 60.61% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 60.61%, 60.8%, and 60.99% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Consumer Portfolio Services | 203.46 Mn | 30.76 Mn | - | 60.37% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 60.37% |
| Mar 31, 2026 | 60.61% |
| Dec 31, 2025 | 60.80% |
| Sep 30, 2025 | 60.99% |
| Jun 30, 2025 | 59.82% |
| Mar 31, 2025 | 57.75% |
| Dec 31, 2024 | 56.86% |
| Sep 30, 2024 | 56.58% |
| Jun 30, 2024 | 55.68% |
| Mar 31, 2024 | 52.89% |
| Dec 31, 2023 | 54.49% |
| Sep 30, 2023 | 56.59% |
| Jun 30, 2023 | 64.00% |
| Mar 31, 2023 | 61.60% |
| Dec 31, 2022 | 56.82% |
| Sep 30, 2022 | 64.04% |
| Jun 30, 2022 | 64.60% |
| Mar 31, 2022 | 61.49% |
| Jun 30, 2021 | 49.21% |
| Mar 31, 2021 | -74.83% |