Consumer Portfolio Services (CPSS) EBIT Margin (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly EBIT Margin came in at 1.31% in Q1 2026, up 48.0% year-on-year from 0.89% in Q1 2025, and down 16.9% quarter-over-quarter from 1.58% in Q4 2025.
Consumer Portfolio Services (CPSS) EBIT Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed EBIT Margin across 17 years of filings, most recently posting 1.31% for Q1 2026.
- EBIT Margin for Q1 2026 came in at 1.31%, up 48.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.32% (up 37.0% YoY), and the FY2025 annual result was 1.35%, down 11.0% from the prior year.
- EBIT Margin came in at 1.31% for Q1 2026 at Consumer Portfolio Services, down from 1.58% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 34.6% in Q2 2022 to a low of 0.82% in Q2 2024.
- The 5-year median for EBIT Margin is 1.84% (2024), against an average of 10.01%.
- Across the five-year window, EBIT Margin soared 2592 bps in 2022 and sank 2178 bps in 2023, its largest moves.
- Consumer Portfolio Services' EBIT Margin stood at 15.0% in 2022, then sank by 63 bps to 5.59% in 2023, then tumbled by 82 bps to 1.02% in 2024, then jumped by 55 bps to 1.58% in 2025, then slipped by 17 bps to 1.31% in 2026.
- The last three EBIT Margin figures came in at 1.31% (Q1 2026), 1.58% (Q4 2025), and 1.25% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | 1.31% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.31% |
| Dec 31, 2025 | 1.58% |
| Sep 30, 2025 | 1.25% |
| Jun 30, 2025 | 1.12% |
| Mar 31, 2025 | 0.83% |
| Dec 31, 2024 | 1.02% |
| Sep 30, 2024 | 1.12% |
| Jun 30, 2024 | 0.82% |
| Mar 31, 2024 | 1.84% |
| Dec 31, 2023 | 5.59% |
| Sep 30, 2023 | 9.65% |
| Jun 30, 2023 | 15.49% |
| Mar 31, 2023 | 15.29% |
| Dec 31, 2022 | 15.00% |
| Sep 30, 2022 | 31.43% |
| Jun 30, 2022 | 34.60% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 28.80% |
| Sep 30, 2021 | 22.25% |
| Jun 30, 2021 | 14.49% |