Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)
Consumer Portfolio Services (CPSS) posted Debt Ratio of 0.01 for Q1 2026, down 9.66% sequentially from 0.01 in Q4 2025, and down 9.48% YoY from 0.01 in Q1 2025.
Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has reported Debt Ratio for 17 years, with the latest figure at 0.01 in Q1 2026.
- Quarterly Debt Ratio fell 9.48% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 9.48% YoY) and the FY2025 annual result came in at 0.01, down 0.91% from the prior year.
- Debt Ratio retreated to 0.01 in Q1 2026 per CPSS's latest filing, from 0.01 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.01 in Q1 2022 and troughed at 0.01 in Q4 2023.
- A 5-year average of 0.01 and a median of 0.01 in 2025 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio tumbled 35.5% in 2023, then advanced 28.08% in 2024.
- Over 5 years, Debt Ratio stood at 0.01 in 2022, then slumped by 35.5% to 0.01 in 2023, then gained by 28.08% to 0.01 in 2024, then retreated by 0.91% to 0.01 in 2025, then decreased by 9.66% to 0.01 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.01, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Consumer Portfolio Services | 207.10 Mn | 200.16 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |