Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Debt Ratio came in at 0.01 in Q2 2026, down 15.97% year-over-year from 0.01 in Q2 2025, and down 5.18% quarter-over-quarter from 0.01 in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Debt Ratio across 17 years of filings, most recently posting 0.01 for Q2 2026.
- In Q2 2026, Debt Ratio fell 15.97% year-over-year to 0.01; the TTM figure through Jun 2026 stood at 0.01 (down 15.97% YoY), while the FY2025 annual figure was 0.01, down 0.91% from the prior year.
- Debt Ratio came in at 0.01 for Q2 2026 at Consumer Portfolio Services, down from 0.01 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.01 in Q1 2022 to a low of 0.01 in Q4 2023.
- Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2025.
- Year-over-year, Debt Ratio slumped 35.5% in 2023 and gained 28.08% in 2024.
- Over 5 years, Debt Ratio stood at 0.01 in 2022, then plunged by 35.5% to 0.01 in 2023, then increased by 28.08% to 0.01 in 2024, then declined by 0.91% to 0.01 in 2025, then retreated by 14.33% to 0.01 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q2 2026, 0.01 in Q1 2026, and 0.01 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.13 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 0.21 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.43 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 0.58 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 0.20 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 0.69 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.15 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 0.24 |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |