Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)
Consumer Portfolio Services (CPSS) posted Debt Ratio of 0.01 for Q1 2026, down 9.66% sequentially from 0.01 in Q4 2025, and down 9.48% YoY from 0.01 in Q1 2025.
Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends
Consumer Portfolio Services (CPSS) has 17 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- Quarterly Debt Ratio fell 9.48% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 9.48% YoY) and the FY2025 annual result came in at 0.01, down 0.91% from the prior year.
- Debt Ratio retreated to 0.01 in Q1 2026 per CPSS's latest filing, from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 0.01 in Q1 2022, with the low at 0.01 in Q4 2023.
- Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2025.
- Year-over-year, Debt Ratio sank 35.5% in 2023 and grew 28.08% in 2024.
- Consumer Portfolio Services' Debt Ratio stood at 0.01 in 2022, then tumbled by 35.5% to 0.01 in 2023, then advanced by 28.08% to 0.01 in 2024, then decreased by 0.91% to 0.01 in 2025, then slipped by 9.66% to 0.01 in 2026.
- Business Quant data shows CPSS's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |