Consumer Portfolio Services, Inc. (CPSS) Debt Ratio (2010 - 2026)
Consumer Portfolio Services' Debt Ratio came in at 0.01 for Q2 2026, down 16.0% from 0.01 a year earlier and down 5.2% from the prior quarter.
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Analysis
Consumer Portfolio Services, Inc. (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends
Going back to Q4 2010, Consumer Portfolio Services' Debt Ratio data covers 61 quarters.
- Going back by year, Debt Ratio was 0.01 in FY2024 (+28.1%), 0.01 in FY2023 (-35.5%), 0.01 in FY2022 (-25.1%) and 0.01 in FY2021 (+23.3%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio since Q4 2023.
- Year-over-year, Debt Ratio has declined for three consecutive quarters, with growth averaging 3.6% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2021 (growth of 48.7%), and the weakest in Q4 2023 (a decline of 35.5%).
- Business Quant data shows CPSS's Debt Ratio at 0.01 (Q1 2026), 0.01 (Q4 2025) and 0.01 (Q3 2025) in the three quarters before Q2 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.06 |
API Access
Consumer Portfolio Services, Inc. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();