Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly Debt Ratio came in at 0.01 in Q2 2026, down 15.97% year-over-year from 0.01 in Q2 2025, and down 5.18% quarter-over-quarter from 0.01 in Q1 2026.

Analysis

Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed Debt Ratio across 17 years of filings, most recently posting 0.01 for Q2 2026.

  • In Q2 2026, Debt Ratio fell 15.97% year-over-year to 0.01; the TTM figure through Jun 2026 stood at 0.01 (down 15.97% YoY), while the FY2025 annual figure was 0.01, down 0.91% from the prior year.
  • Debt Ratio came in at 0.01 for Q2 2026 at Consumer Portfolio Services, down from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q1 2022 to a low of 0.01 in Q4 2023.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2025.
  • Year-over-year, Debt Ratio slumped 35.5% in 2023 and gained 28.08% in 2024.
  • Over 5 years, Debt Ratio stood at 0.01 in 2022, then plunged by 35.5% to 0.01 in 2023, then increased by 28.08% to 0.01 in 2024, then declined by 0.91% to 0.01 in 2025, then retreated by 14.33% to 0.01 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q2 2026, 0.01 in Q1 2026, and 0.01 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 0.13
2 Affirm Holdings 24.01 Bn 22.38 Bn - 0.21
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 0.43
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 0.58
5 Slm 4.72 Bn -77.52 Mn - 0.20
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 0.69
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 0.15
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 0.24
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - 0.01
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.01
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01