Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)

Consumer Portfolio Services (CPSS) posted Debt Ratio of 0.01 for Q1 2026, down 9.66% sequentially from 0.01 in Q4 2025, and down 9.48% YoY from 0.01 in Q1 2025.

Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends

Consumer Portfolio Services (CPSS) has 17 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 9.48% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 9.48% YoY) and the FY2025 annual result came in at 0.01, down 0.91% from the prior year.
  • Debt Ratio retreated to 0.01 in Q1 2026 per CPSS's latest filing, from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q1 2022, with the low at 0.01 in Q4 2023.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2025.
  • Year-over-year, Debt Ratio sank 35.5% in 2023 and grew 28.08% in 2024.
  • Consumer Portfolio Services' Debt Ratio stood at 0.01 in 2022, then tumbled by 35.5% to 0.01 in 2023, then advanced by 28.08% to 0.01 in 2024, then decreased by 0.91% to 0.01 in 2025, then slipped by 9.66% to 0.01 in 2026.
  • Business Quant data shows CPSS's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01