Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026)

Consumer Portfolio Services (CPSS) posted Debt Ratio of 0.01 for Q1 2026, down 9.66% sequentially from 0.01 in Q4 2025, and down 9.48% YoY from 0.01 in Q1 2025.

Consumer Portfolio Services (CPSS) Debt Ratio (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has reported Debt Ratio for 17 years, with the latest figure at 0.01 in Q1 2026.

  • Quarterly Debt Ratio fell 9.48% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 9.48% YoY) and the FY2025 annual result came in at 0.01, down 0.91% from the prior year.
  • Debt Ratio retreated to 0.01 in Q1 2026 per CPSS's latest filing, from 0.01 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.01 in Q1 2022 and troughed at 0.01 in Q4 2023.
  • A 5-year average of 0.01 and a median of 0.01 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio tumbled 35.5% in 2023, then advanced 28.08% in 2024.
  • Over 5 years, Debt Ratio stood at 0.01 in 2022, then slumped by 35.5% to 0.01 in 2023, then gained by 28.08% to 0.01 in 2024, then retreated by 0.91% to 0.01 in 2025, then decreased by 9.66% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.01, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Consumer Portfolio Services 207.10 Mn 200.16 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01