Consumer Portfolio Services (CPSS) Interest Expenses (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Interest Expenses came in at $64.3 million in Q2 2026, up 9.45% year-over-year from $58.7 million in Q2 2025, and up 6.98% quarter-over-quarter from $60.1 million in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Interest Expenses (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Interest Expenses across 17 years of filings, most recently posting $64.3 million for Q2 2026.
- In Q2 2026, Interest Expenses rose 9.45% year-over-year to $64.3 million; the TTM figure through Jun 2026 stood at $242.7 million (up 12.26% YoY), while the FY2025 annual figure was $232.0 million, up 21.32% from the prior year.
- Interest Expenses came in at $64.3 million for Q2 2026 at Consumer Portfolio Services, up from $60.1 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $64.3 million in Q2 2026 to a low of $16.4 million in Q1 2022.
- Average Interest Expenses over 5 years is $43.4 million, with a median of $44.3 million recorded in 2024.
- Year-over-year, Interest Expenses decreased 21.7% in 2022 and surged 99.75% in 2023.
- Over 5 years, Interest Expenses stood at $28.9 million in 2022, then soared by 39.51% to $40.3 million in 2023, then soared by 30.4% to $52.5 million in 2024, then rose by 12.91% to $59.3 million in 2025, then advanced by 8.35% to $64.3 million in 2026.
- Per Business Quant data, the three most recent Interest Expenses figures were $64.3 million in Q2 2026, $60.1 million in Q1 2026, and $59.3 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 975.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 118.51 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 35.70 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 107.40 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 269.23 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 97.82 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 195.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -213.64 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 8.35 Mn |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 64.25 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 64.25 Mn |
| Mar 31, 2026 | 60.06 Mn |
| Dec 31, 2025 | 59.30 Mn |
| Sep 30, 2025 | 59.10 Mn |
| Jun 30, 2025 | 58.70 Mn |
| Mar 31, 2025 | 54.92 Mn |
| Dec 31, 2024 | 52.52 Mn |
| Sep 30, 2024 | 50.06 Mn |
| Jun 30, 2024 | 46.71 Mn |
| Mar 31, 2024 | 41.97 Mn |
| Dec 31, 2023 | 40.28 Mn |
| Sep 30, 2023 | 37.89 Mn |
| Jun 30, 2023 | 35.71 Mn |
| Mar 31, 2023 | 32.76 Mn |
| Dec 31, 2022 | 28.87 Mn |
| Sep 30, 2022 | 23.48 Mn |
| Jun 30, 2022 | 18.77 Mn |
| Mar 31, 2022 | 16.40 Mn |
| Dec 31, 2021 | 16.98 Mn |
| Sep 30, 2021 | 18.33 Mn |