Consumer Portfolio Services (CPSS) Provisions (2010 - 2025)

Consumer Portfolio Services has reported Provisions for 16 years, with the latest figure at $5.4 million in Q4 2025.

• Quarterly Provisions fell 45.32% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.9 million (down 79.72% YoY) and the FY2025 annual result came in at $2.9 million, down 44.71% from the prior year.
• Provisions advanced to $5.4 million in Q4 2025 per CPSS's latest filing, from -$712000.0 in the prior quarter.
• Over five years, Provisions peaked at $51.5 million in Q4 2022 and troughed at -$13.0 million in Q4 2021.
• A 5-year average of $2.7 million and a median of $141000.0 in 2024 frame the typical range for Provisions.
• The sharpest annual moves came in 2022 and 2024: Provisions sank 277.36% in 2022, then surged 517.88% in 2024.
• Over 5 years, Provisions stood at -$13.0 million in 2021, then jumped by 496.15% to $51.5 million in 2022, then plunged by 96.89% to $1.6 million in 2023, then soared by 517.88% to $9.9 million in 2024, then sank by 45.32% to $5.4 million in 2025.
• According to Business Quant data, Provisions over the past three periods registered $5.4 million, -$712000.0, and -$781000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.