Consumer Portfolio Services (CPSS) Provisions (2010 - 2025)

Consumer Portfolio Services' (CPSS) quarterly Provisions came in at $5.4 million in Q4 2025, down 45.32% year-on-year from $9.9 million in Q4 2024, and up 859.27% quarter-over-quarter from -$712000.0 in Q3 2025.

Consumer Portfolio Services (CPSS) Provisions (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has disclosed Provisions across 16 years of filings, most recently posting $5.4 million for Q4 2025.

  • Provisions for Q4 2025 came in at $5.4 million, down 45.32% year-over-year; the trailing twelve-month figure through Dec 2025 was $2.9 million (down 44.71% YoY), and the FY2025 annual result was $2.9 million, down 44.71% from the prior year.
  • Provisions came in at $5.4 million for Q4 2025 at Consumer Portfolio Services, up from -$712000.0 in the prior quarter.
  • In the past five years, Provisions ranged from a high of $51.5 million in Q4 2022 to a low of -$13.0 million in Q4 2021.
  • The 5-year median for Provisions is -$1.6 million (2021), against an average of $2.4 million.
  • Peak annual rise in Provisions reached 496.15% in 2022, while the deepest fall reached 277.36% in 2022.
  • Consumer Portfolio Services' Provisions stood at -$13.0 million in 2021, then surged by 496.15% to $51.5 million in 2022, then fell by 16.5% to $43.0 million in 2023, then slumped by 77.01% to $9.9 million in 2024, then sank by 45.32% to $5.4 million in 2025.
  • The last three Provisions figures came in at $5.4 million (Q4 2025), -$712000.0 (Q3 2025), and -$781000.0 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.07 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.34 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 467.00 Mn
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.41 Mn
Sep 30, 2025 -712,000.00
Jun 30, 2025 -781,000.00
Mar 31, 2025 -979,000.00
Dec 31, 2024 9.89 Mn
Sep 30, 2024 -994,000.00
Jun 30, 2024 -1.95 Mn
Mar 31, 2024 -1.64 Mn
Dec 31, 2023 43.00 Mn
Sep 30, 2023 -2.00 Mn
Jun 30, 2023 -9.70 Mn
Mar 31, 2023 -9.00 Mn
Dec 31, 2022 51.50 Mn
Sep 30, 2022 -6.00 Mn
Jun 30, 2022 -8.00 Mn
Mar 31, 2022 -9.40 Mn
Dec 31, 2021 -13.00 Mn
Sep 30, 2021 -1.59 Mn
Sep 30, 2020 7.40 Mn
Jun 30, 2020 3.10 Mn