Consumer Portfolio Services (CPSS) Provisions (2010 - 2025)
Consumer Portfolio Services (CPSS) posted Provisions of $5.4 million for Q4 2025, up 859.27% sequentially from -$712000.0 in Q3 2025, and down 45.32% YoY from $9.9 million in Q4 2024.
Consumer Portfolio Services (CPSS) Provisions (2010 - 2025) Analysis & Trends
Consumer Portfolio Services (CPSS) has 16 years of Provisions data on file, last reported at $5.4 million in Q4 2025.
- Quarterly Provisions fell 45.32% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.9 million (down 44.71% YoY) and the FY2025 annual result came in at $2.9 million, down 44.71% from the prior year.
- Provisions advanced to $5.4 million in Q4 2025 per CPSS's latest filing, from -$712000.0 in the prior quarter.
- The five-year high for Provisions was $51.5 million in Q4 2022, with the low at -$13.0 million in Q4 2021.
- Average Provisions over 5 years is $2.4 million, with a median of -$1.6 million recorded in 2021.
- The widest YoY moves for Provisions: up 496.15% in 2022, down 277.36% in 2022.
- Consumer Portfolio Services' Provisions stood at -$13.0 million in 2021, then surged by 496.15% to $51.5 million in 2022, then slipped by 16.5% to $43.0 million in 2023, then tumbled by 77.01% to $9.9 million in 2024, then slumped by 45.32% to $5.4 million in 2025.
- Business Quant data shows CPSS's Provisions at $5.4 million in Q4 2025, -$712000.0 in Q3 2025, and -$781000.0 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.25 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 196.54 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 8.90 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 467.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.41 Mn |
| Sep 30, 2025 | -712,000.00 |
| Jun 30, 2025 | -781,000.00 |
| Mar 31, 2025 | -979,000.00 |
| Dec 31, 2024 | 9.89 Mn |
| Sep 30, 2024 | -994,000.00 |
| Jun 30, 2024 | -1.95 Mn |
| Mar 31, 2024 | -1.64 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | -2.00 Mn |
| Jun 30, 2023 | -9.70 Mn |
| Mar 31, 2023 | -9.00 Mn |
| Dec 31, 2022 | 51.50 Mn |
| Sep 30, 2022 | -6.00 Mn |
| Jun 30, 2022 | -8.00 Mn |
| Mar 31, 2022 | -9.40 Mn |
| Dec 31, 2021 | -13.00 Mn |
| Sep 30, 2021 | -1.59 Mn |
| Sep 30, 2020 | 7.40 Mn |
| Jun 30, 2020 | 3.10 Mn |