Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Provisions (2010 - 2025)

Consumer Portfolio Services' (CPSS) quarterly Provisions came in at $5.4 million in Q4 2025, down 45.32% year-over-year from $9.9 million in Q4 2024, and up 859.27% quarter-over-quarter from -$712000.0 in Q3 2025.

Analysis

Consumer Portfolio Services (CPSS) Provisions (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has disclosed Provisions across 16 years of filings, most recently posting $5.4 million for Q4 2025.

  • In Q4 2025, Provisions fell 45.32% year-over-year to $5.4 million; the TTM figure through Dec 2025 stood at $2.9 million (down 44.71% YoY), while the FY2025 annual figure was $2.9 million, down 44.71% from the prior year.
  • Provisions came in at $5.4 million for Q4 2025 at Consumer Portfolio Services, up from -$712000.0 in the prior quarter.
  • In the past five years, Provisions ranged from a high of $51.5 million in Q4 2022 to a low of -$9.4 million in Q1 2022.
  • Average Provisions over 5 years is $4.1 million, with a median of -$746500.0 recorded in 2025.
  • Year-over-year, Provisions plunged 277.36% in 2022 and jumped 517.88% in 2024.
  • Over 5 years, Provisions stood at $16.2 million in 2021, then surged by 218.29% to $51.5 million in 2022, then slumped by 96.89% to $1.6 million in 2023, then jumped by 517.88% to $9.9 million in 2024, then tumbled by 45.32% to $5.4 million in 2025.
  • Per Business Quant data, the three most recent Provisions figures were $5.4 million in Q4 2025, -$712000.0 in Q3 2025, and -$781000.0 in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.20 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 223.20 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 68.33 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 313.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 5.41 Mn
Sep 30, 2025 -712,000.00
Jun 30, 2025 -781,000.00
Mar 31, 2025 -979,000.00
Dec 31, 2024 9.89 Mn
Sep 30, 2024 -994,000.00
Jun 30, 2024 -1.95 Mn
Mar 31, 2024 -1.64 Mn
Dec 31, 2023 1.60 Mn
Sep 30, 2023 2.00 Mn
Jun 30, 2023 9.70 Mn
Mar 31, 2023 9.00 Mn
Dec 31, 2022 51.50 Mn
Sep 30, 2022 -6.00 Mn
Jun 30, 2022 -8.00 Mn
Mar 31, 2022 -9.40 Mn
Dec 31, 2021 16.18 Mn
Sep 30, 2021 -1.59 Mn
Sep 30, 2020 7.40 Mn
Jun 30, 2020 3.10 Mn