Consumer Portfolio Services (CPSS) Provisions (2010 - 2025)
Consumer Portfolio Services' (CPSS) quarterly Provisions came in at $5.4 million in Q4 2025, down 45.32% year-on-year from $9.9 million in Q4 2024, and up 859.27% quarter-over-quarter from -$712000.0 in Q3 2025.
Consumer Portfolio Services (CPSS) Provisions (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has disclosed Provisions across 16 years of filings, most recently posting $5.4 million for Q4 2025.
- Provisions for Q4 2025 came in at $5.4 million, down 45.32% year-over-year; the trailing twelve-month figure through Dec 2025 was $2.9 million (down 44.71% YoY), and the FY2025 annual result was $2.9 million, down 44.71% from the prior year.
- Provisions came in at $5.4 million for Q4 2025 at Consumer Portfolio Services, up from -$712000.0 in the prior quarter.
- In the past five years, Provisions ranged from a high of $51.5 million in Q4 2022 to a low of -$13.0 million in Q4 2021.
- The 5-year median for Provisions is -$1.6 million (2021), against an average of $2.4 million.
- Peak annual rise in Provisions reached 496.15% in 2022, while the deepest fall reached 277.36% in 2022.
- Consumer Portfolio Services' Provisions stood at -$13.0 million in 2021, then surged by 496.15% to $51.5 million in 2022, then fell by 16.5% to $43.0 million in 2023, then slumped by 77.01% to $9.9 million in 2024, then sank by 45.32% to $5.4 million in 2025.
- The last three Provisions figures came in at $5.4 million (Q4 2025), -$712000.0 (Q3 2025), and -$781000.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.41 Mn |
| Sep 30, 2025 | -712,000.00 |
| Jun 30, 2025 | -781,000.00 |
| Mar 31, 2025 | -979,000.00 |
| Dec 31, 2024 | 9.89 Mn |
| Sep 30, 2024 | -994,000.00 |
| Jun 30, 2024 | -1.95 Mn |
| Mar 31, 2024 | -1.64 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | -2.00 Mn |
| Jun 30, 2023 | -9.70 Mn |
| Mar 31, 2023 | -9.00 Mn |
| Dec 31, 2022 | 51.50 Mn |
| Sep 30, 2022 | -6.00 Mn |
| Jun 30, 2022 | -8.00 Mn |
| Mar 31, 2022 | -9.40 Mn |
| Dec 31, 2021 | -13.00 Mn |
| Sep 30, 2021 | -1.59 Mn |
| Sep 30, 2020 | 7.40 Mn |
| Jun 30, 2020 | 3.10 Mn |