Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025)
Consumer Portfolio Services' (CPSS) quarterly Loans - Loss Allowance came in at $249000.0 in Q1 2025, down 86.83% year-over-year from $1.9 million in Q1 2024, and down 42.49% quarter-over-quarter from $433000.0 in Q4 2024.
Analysis
Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has disclosed Loans - Loss Allowance across 16 years of filings, most recently posting $249000.0 for Q1 2025.
- In Q1 2025, Loans - Loss Allowance fell 86.83% year-over-year to $249000.0; the TTM figure through Mar 2025 stood at $249000.0 (down 86.83% YoY), while the FY2024 annual figure was $433000.0, down 84.91% from the prior year.
- Loans - Loss Allowance came in at $249000.0 for Q1 2025 at Consumer Portfolio Services, down from $433000.0 in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $73.5 million in Q1 2021 to a low of $249000.0 in Q1 2025.
- Average Loans - Loss Allowance over 5 years is $25.4 million, with a median of $14.7 million recorded in 2023.
- Year-over-year, Loans - Loss Allowance declined 26.73% in 2021 and tumbled 88.51% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $56.2 million in 2021, then plunged by 61.3% to $21.8 million in 2022, then tumbled by 86.81% to $2.9 million in 2023, then sank by 84.91% to $433000.0 in 2024, then slumped by 42.49% to $249000.0 in 2025.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $249000.0 in Q1 2025, $433000.0 in Q4 2024, and $486000.0 in Q3 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 10.31 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 563.30 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.08 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2025 | 249,000.00 |
| Dec 31, 2024 | 433,000.00 |
| Sep 30, 2024 | 486,000.00 |
| Jun 30, 2024 | 684,000.00 |
| Mar 31, 2024 | 1.89 Mn |
| Dec 31, 2023 | 2.87 Mn |
| Sep 30, 2023 | 4.23 Mn |
| Jun 30, 2023 | 5.72 Mn |
| Mar 31, 2023 | 14.73 Mn |
| Dec 31, 2022 | 21.75 Mn |
| Sep 30, 2022 | 28.00 Mn |
| Jun 30, 2022 | 35.67 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 56.21 Mn |
| Sep 30, 2021 | 68.72 Mn |
| Jun 30, 2021 | 72.24 Mn |
| Mar 31, 2021 | 73.50 Mn |
| Dec 31, 2020 | 80.79 Mn |
| Sep 30, 2020 | 94.22 Mn |
| Jun 30, 2020 | 98.60 Mn |