Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025)
Consumer Portfolio Services (CPSS) posted Loans - Loss Allowance of $249000.0 for Q1 2025, down 42.49% sequentially from $433000.0 in Q4 2024, and down 86.83% YoY from $1.9 million in Q1 2024.
Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has reported Loans - Loss Allowance for 16 years, with the latest figure at $249000.0 in Q1 2025.
- Quarterly Loans - Loss Allowance fell 86.83% year-over-year to $249000.0 in Q1 2025, while the trailing twelve-month figure through Mar 2025 was $249000.0 (down 86.83% YoY) and the FY2024 annual result came in at $433000.0, down 84.91% from the prior year.
- Loans - Loss Allowance slipped to $249000.0 in Q1 2025 per CPSS's latest filing, from $433000.0 in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $73.5 million in Q1 2021 and troughed at $249000.0 in Q1 2025.
- A 5-year average of $25.4 million and a median of $14.7 million in 2023 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2021 and 2024: Loans - Loss Allowance fell 26.73% in 2021, then plunged 88.51% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $56.2 million in 2021, then slumped by 61.3% to $21.8 million in 2022, then sank by 86.81% to $2.9 million in 2023, then tumbled by 84.91% to $433000.0 in 2024, then plunged by 42.49% to $249000.0 in 2025.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $249000.0, $433000.0, and $486000.0 for Q1 2025, Q4 2024, and Q3 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 22.97 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 10.31 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 512.31 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Consumer Portfolio Services | 207.10 Mn | 200.16 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2025 | 249,000.00 |
| Dec 31, 2024 | 433,000.00 |
| Sep 30, 2024 | 486,000.00 |
| Jun 30, 2024 | 684,000.00 |
| Mar 31, 2024 | 1.89 Mn |
| Dec 31, 2023 | 2.87 Mn |
| Sep 30, 2023 | 4.23 Mn |
| Jun 30, 2023 | 5.72 Mn |
| Mar 31, 2023 | 14.73 Mn |
| Dec 31, 2022 | 21.75 Mn |
| Sep 30, 2022 | 28.00 Mn |
| Jun 30, 2022 | 35.67 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 56.21 Mn |
| Sep 30, 2021 | 68.72 Mn |
| Jun 30, 2021 | 72.24 Mn |
| Mar 31, 2021 | 73.50 Mn |
| Dec 31, 2020 | 80.79 Mn |
| Sep 30, 2020 | 94.22 Mn |
| Jun 30, 2020 | 98.60 Mn |