Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025)
Consumer Portfolio Services (CPSS) posted Loans - Loss Allowance of $249000.0 for Q1 2025, down 42.49% sequentially from $433000.0 in Q4 2024, and down 86.83% YoY from $1.9 million in Q1 2024.
Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025) Analysis & Trends
Consumer Portfolio Services (CPSS) has 16 years of Loans - Loss Allowance data on file, last reported at $249000.0 in Q1 2025.
- Quarterly Loans - Loss Allowance fell 86.83% year-over-year to $249000.0 in Q1 2025, while the trailing twelve-month figure through Mar 2025 was $249000.0 (down 86.83% YoY) and the FY2024 annual result came in at $433000.0, down 84.91% from the prior year.
- Loans - Loss Allowance slipped to $249000.0 in Q1 2025 per CPSS's latest filing, from $433000.0 in the prior quarter.
- The five-year high for Loans - Loss Allowance was $73.5 million in Q1 2021, with the low at $249000.0 in Q1 2025.
- Average Loans - Loss Allowance over 5 years is $25.4 million, with a median of $14.7 million recorded in 2023.
- Year-over-year, Loans - Loss Allowance decreased 26.73% in 2021 and slumped 88.51% in 2024.
- Consumer Portfolio Services' Loans - Loss Allowance stood at $56.2 million in 2021, then tumbled by 61.3% to $21.8 million in 2022, then slumped by 86.81% to $2.9 million in 2023, then plunged by 84.91% to $433000.0 in 2024, then sank by 42.49% to $249000.0 in 2025.
- Business Quant data shows CPSS's Loans - Loss Allowance at $249000.0 in Q1 2025, $433000.0 in Q4 2024, and $486000.0 in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 512.31 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.54 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2025 | 249,000.00 |
| Dec 31, 2024 | 433,000.00 |
| Sep 30, 2024 | 486,000.00 |
| Jun 30, 2024 | 684,000.00 |
| Mar 31, 2024 | 1.89 Mn |
| Dec 31, 2023 | 2.87 Mn |
| Sep 30, 2023 | 4.23 Mn |
| Jun 30, 2023 | 5.72 Mn |
| Mar 31, 2023 | 14.73 Mn |
| Dec 31, 2022 | 21.75 Mn |
| Sep 30, 2022 | 28.00 Mn |
| Jun 30, 2022 | 35.67 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 56.21 Mn |
| Sep 30, 2021 | 68.72 Mn |
| Jun 30, 2021 | 72.24 Mn |
| Mar 31, 2021 | 73.50 Mn |
| Dec 31, 2020 | 80.79 Mn |
| Sep 30, 2020 | 94.22 Mn |
| Jun 30, 2020 | 98.60 Mn |