Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025)

Consumer Portfolio Services (CPSS) posted Loans - Loss Allowance of $249000.0 for Q1 2025, down 42.49% sequentially from $433000.0 in Q4 2024, and down 86.83% YoY from $1.9 million in Q1 2024.

Consumer Portfolio Services (CPSS) Loans - Loss Allowance (2010 - 2025) Analysis & Trends

Consumer Portfolio Services (CPSS) has 16 years of Loans - Loss Allowance data on file, last reported at $249000.0 in Q1 2025.

  • Quarterly Loans - Loss Allowance fell 86.83% year-over-year to $249000.0 in Q1 2025, while the trailing twelve-month figure through Mar 2025 was $249000.0 (down 86.83% YoY) and the FY2024 annual result came in at $433000.0, down 84.91% from the prior year.
  • Loans - Loss Allowance slipped to $249000.0 in Q1 2025 per CPSS's latest filing, from $433000.0 in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $73.5 million in Q1 2021, with the low at $249000.0 in Q1 2025.
  • Average Loans - Loss Allowance over 5 years is $25.4 million, with a median of $14.7 million recorded in 2023.
  • Year-over-year, Loans - Loss Allowance decreased 26.73% in 2021 and slumped 88.51% in 2024.
  • Consumer Portfolio Services' Loans - Loss Allowance stood at $56.2 million in 2021, then tumbled by 61.3% to $21.8 million in 2022, then slumped by 86.81% to $2.9 million in 2023, then plunged by 84.91% to $433000.0 in 2024, then sank by 42.49% to $249000.0 in 2025.
  • Business Quant data shows CPSS's Loans - Loss Allowance at $249000.0 in Q1 2025, $433000.0 in Q4 2024, and $486000.0 in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 512.31 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 3.54 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2025 249,000.00
Dec 31, 2024 433,000.00
Sep 30, 2024 486,000.00
Jun 30, 2024 684,000.00
Mar 31, 2024 1.89 Mn
Dec 31, 2023 2.87 Mn
Sep 30, 2023 4.23 Mn
Jun 30, 2023 5.72 Mn
Mar 31, 2023 14.73 Mn
Dec 31, 2022 21.75 Mn
Sep 30, 2022 28.00 Mn
Jun 30, 2022 35.67 Mn
Mar 31, 2022 45.00 Mn
Dec 31, 2021 56.21 Mn
Sep 30, 2021 68.72 Mn
Jun 30, 2021 72.24 Mn
Mar 31, 2021 73.50 Mn
Dec 31, 2020 80.79 Mn
Sep 30, 2020 94.22 Mn
Jun 30, 2020 98.60 Mn