Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) Net Margin (2016 - 2026)

Consumer Portfolio Services' Net Margin history spans 16 years, with the latest figure at 4.55% for Q4 2025.

  • On a quarterly basis, Net Margin fell 228.0% to 4.55% in Q4 2025 year-over-year; TTM through Dec 2025 was 4.45%, a 94.0% decrease, with the full-year FY2025 number at 4.45%, down 95.0% from a year prior.
  • Net Margin hit 4.55% in Q4 2025 for Consumer Portfolio Services, up from 4.48% in the prior quarter.
  • Over the last five years, Net Margin for CPSS hit a ceiling of 30.87% in Q2 2022 and a floor of 13.09% in Q3 2021.
  • Historically, Net Margin has averaged 10.43% across 5 years, with a median of 7.51% in 2021.
  • Biggest five-year swings in Net Margin: tumbled -1845bps in 2021 and later soared 4127bps in 2022.
  • Tracing CPSS's Net Margin over 5 years: stood at 3.49% in 2021, then skyrocketed by 588bps to 17.03% in 2022, then dropped by -16bps to 14.36% in 2023, then plummeted by -52bps to 6.83% in 2024, then crashed by -33bps to 4.55% in 2025.
  • Business Quant data shows Net Margin for CPSS at 4.55% in Q4 2025, 4.48% in Q3 2025, and 4.37% in Q2 2025.