Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly Net Margin came in at 4.92% in Q1 2026, up 53.0% year-on-year from 3.22% in Q1 2025, and up 8.09% quarter-over-quarter from 4.55% in Q4 2025.

Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed Net Margin across 17 years of filings, most recently posting 4.92% for Q1 2026.

  • Net Margin for Q1 2026 came in at 4.92%, up 53.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.58% (down 65.0% YoY), and the FY2025 annual result was 4.45%, down 95.0% from the prior year.
  • Net Margin came in at 4.92% for Q1 2026 at Consumer Portfolio Services, up from 4.55% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 30.87% in Q2 2022 to a low of 4.37% in Q2 2025.
  • The 5-year median for Net Margin is 6.83% (2024), against an average of 12.19%.
  • Across the five-year window, Net Margin jumped 4121 bps in 2022 and tumbled 1686 bps in 2023, its largest moves.
  • Consumer Portfolio Services' Net Margin stood at 16.98% in 2022, then fell by 15 bps to 14.36% in 2023, then tumbled by 52 bps to 6.83% in 2024, then sank by 33 bps to 4.55% in 2025, then gained by 8 bps to 4.92% in 2026.
  • The last three Net Margin figures came in at 4.92% (Q1 2026), 4.55% (Q4 2025), and 4.46% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn 4.92%

Historic Data

Download Data
DateValue
Mar 31, 2026 4.92%
Dec 31, 2025 4.55%
Sep 30, 2025 4.46%
Jun 30, 2025 4.37%
Mar 31, 2025 4.39%
Dec 31, 2024 6.83%
Sep 30, 2024 4.77%
Jun 30, 2024 4.87%
Mar 31, 2024 4.97%
Dec 31, 2023 14.36%
Sep 30, 2023 11.31%
Jun 30, 2023 16.39%
Mar 31, 2023 16.64%
Dec 31, 2022 16.98%
Sep 30, 2022 28.18%
Jun 30, 2022 30.87%
Mar 31, 2022 28.41%
Dec 31, 2021 -3.48%
Sep 30, 2021 -13.04%
Jun 30, 2021 14.49%