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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) Net Margin (2016 - 2025)

Consumer Portfolio Services (CPSS) has disclosed Net Margin for 16 consecutive years, with 4.55% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 228.0% to 4.55% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.45% through Dec 2025, down 94.0% year-over-year, with the annual reading at 4.45% for FY2025, 95.0% down from the prior year.
  • Net Margin hit 4.55% in Q4 2025 for Consumer Portfolio Services, up from 4.48% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 30.87% in Q2 2022 to a low of 13.09% in Q3 2021.
  • Historically, Net Margin has averaged 10.43% across 5 years, with a median of 7.51% in 2021.
  • Biggest five-year swings in Net Margin: tumbled -1845bps in 2021 and later soared 4127bps in 2022.
  • Year by year, Net Margin stood at 3.49% in 2021, then surged by 588bps to 17.03% in 2022, then decreased by -16bps to 14.36% in 2023, then tumbled by -52bps to 6.83% in 2024, then plummeted by -33bps to 4.55% in 2025.
  • Business Quant data shows Net Margin for CPSS at 4.55% in Q4 2025, 4.48% in Q3 2025, and 4.37% in Q2 2025.