Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly Net Margin came in at 5.14% in Q2 2026, up 81.0% year-over-year from 2.84% in Q2 2025, and up 4.36% quarter-over-quarter from 4.92% in Q1 2026.

Analysis

Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed Net Margin across 17 years of filings, most recently posting 5.14% for Q2 2026.

  • In Q2 2026, Net Margin rose 81.0% year-over-year to 5.14%; the TTM figure through Jun 2026 stood at 4.78% (up 20.0% YoY), while the FY2025 annual figure was 4.45%, down 43.0% from the prior year.
  • Net Margin came in at 5.14% for Q2 2026 at Consumer Portfolio Services, up from 4.92% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 30.87% in Q2 2022 to a low of 4.33% in Q2 2025.
  • Average Net Margin over 5 years is 11.32%, with a median of 5.05% recorded in 2024.
  • Year-over-year, Net Margin surged 2024 bps in 2022 and tumbled 1687 bps in 2023.
  • Over 5 years, Net Margin stood at 17.03% in 2022, then tumbled by 54 bps to 7.82% in 2023, then slumped by 37 bps to 4.89% in 2024, then decreased by 7 bps to 4.55% in 2025, then increased by 13 bps to 5.14% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 5.14% in Q2 2026, 4.92% in Q1 2026, and 4.55% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 17.93%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 138.65%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 8.70%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 23.14%
5 Slm 4.72 Bn -77.52 Mn - 13.03%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 11.31%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 14.50%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 0.00%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 9.19%
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - 5.14%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 5.14%
Mar 31, 2026 4.92%
Dec 31, 2025 4.55%
Sep 30, 2025 4.46%
Jun 30, 2025 4.33%
Mar 31, 2025 4.39%
Dec 31, 2024 4.89%
Sep 30, 2024 4.72%
Jun 30, 2024 4.87%
Mar 31, 2024 4.97%
Dec 31, 2023 7.82%
Sep 30, 2023 11.27%
Jun 30, 2023 16.39%
Mar 31, 2023 16.63%
Dec 31, 2022 17.03%
Sep 30, 2022 28.14%
Jun 30, 2022 30.87%
Mar 31, 2022 28.39%
Jun 30, 2021 14.49%
Mar 31, 2021 8.15%