Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Net Margin came in at 4.92% in Q1 2026, up 53.0% year-on-year from 3.22% in Q1 2025, and up 8.09% quarter-over-quarter from 4.55% in Q4 2025.
Consumer Portfolio Services (CPSS) Net Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Net Margin across 17 years of filings, most recently posting 4.92% for Q1 2026.
- Net Margin for Q1 2026 came in at 4.92%, up 53.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.58% (down 65.0% YoY), and the FY2025 annual result was 4.45%, down 95.0% from the prior year.
- Net Margin came in at 4.92% for Q1 2026 at Consumer Portfolio Services, up from 4.55% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 30.87% in Q2 2022 to a low of 4.37% in Q2 2025.
- The 5-year median for Net Margin is 6.83% (2024), against an average of 12.19%.
- Across the five-year window, Net Margin jumped 4121 bps in 2022 and tumbled 1686 bps in 2023, its largest moves.
- Consumer Portfolio Services' Net Margin stood at 16.98% in 2022, then fell by 15 bps to 14.36% in 2023, then tumbled by 52 bps to 6.83% in 2024, then sank by 33 bps to 4.55% in 2025, then gained by 8 bps to 4.92% in 2026.
- The last three Net Margin figures came in at 4.92% (Q1 2026), 4.55% (Q4 2025), and 4.46% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | 4.92% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.92% |
| Dec 31, 2025 | 4.55% |
| Sep 30, 2025 | 4.46% |
| Jun 30, 2025 | 4.37% |
| Mar 31, 2025 | 4.39% |
| Dec 31, 2024 | 6.83% |
| Sep 30, 2024 | 4.77% |
| Jun 30, 2024 | 4.87% |
| Mar 31, 2024 | 4.97% |
| Dec 31, 2023 | 14.36% |
| Sep 30, 2023 | 11.31% |
| Jun 30, 2023 | 16.39% |
| Mar 31, 2023 | 16.64% |
| Dec 31, 2022 | 16.98% |
| Sep 30, 2022 | 28.18% |
| Jun 30, 2022 | 30.87% |
| Mar 31, 2022 | 28.41% |
| Dec 31, 2021 | -3.48% |
| Sep 30, 2021 | -13.04% |
| Jun 30, 2021 | 14.49% |