Consumer Portfolio Services (CPSS) Retained Earnings (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Retained Earnings came in at $298.2 million in Q2 2026, up 7.81% year-over-year from $276.6 million in Q2 2025, and up 2.14% quarter-over-quarter from $291.9 million in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Retained Earnings (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Retained Earnings across 17 years of filings, most recently posting $298.2 million for Q2 2026.
- In Q2 2026, Retained Earnings rose 7.81% year-over-year to $298.2 million; the TTM figure through Jun 2026 stood at $298.2 million (up 7.81% YoY), while the FY2025 annual figure was $286.4 million, up 7.24% from the prior year.
- Retained Earnings came in at $298.2 million for Q2 2026 at Consumer Portfolio Services, up from $291.9 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $298.2 million in Q2 2026 to a low of $137.6 million in Q1 2022.
- Average Retained Earnings over 5 years is $242.9 million, with a median of $254.8 million recorded in 2024.
- Year-over-year, Retained Earnings surged 94.28% in 2022 and rose 7.24% in 2025.
- Over 5 years, Retained Earnings stood at $202.5 million in 2022, then climbed by 22.39% to $247.9 million in 2023, then gained by 7.75% to $267.1 million in 2024, then increased by 7.24% to $286.4 million in 2025, then gained by 4.11% to $298.2 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $298.2 million in Q2 2026, $291.9 million in Q1 2026, and $286.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.97 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 6.65 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 1.83 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.08 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.04 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.20 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.78 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 739.40 Mn |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 298.16 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 298.16 Mn |
| Mar 31, 2026 | 291.92 Mn |
| Dec 31, 2025 | 286.39 Mn |
| Sep 30, 2025 | 281.40 Mn |
| Jun 30, 2025 | 276.55 Mn |
| Mar 31, 2025 | 271.75 Mn |
| Dec 31, 2024 | 267.06 Mn |
| Sep 30, 2024 | 261.92 Mn |
| Jun 30, 2024 | 257.12 Mn |
| Mar 31, 2024 | 252.45 Mn |
| Dec 31, 2023 | 247.86 Mn |
| Sep 30, 2023 | 240.67 Mn |
| Jun 30, 2023 | 230.29 Mn |
| Mar 31, 2023 | 216.34 Mn |
| Dec 31, 2022 | 202.51 Mn |
| Sep 30, 2022 | 188.38 Mn |
| Jun 30, 2022 | 162.97 Mn |
| Mar 31, 2022 | 137.65 Mn |
| Dec 31, 2021 | 116.53 Mn |
| Sep 30, 2021 | 97.57 Mn |