Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2021)
Consumer Portfolio Services' (CPSS) quarterly Gross Margin came in at 12.59% in Q1 2021, up 819.0% year-over-year from 1.37% in Q1 2020, and up 21.35% quarter-over-quarter from 10.37% in Q4 2020.
Analysis
Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2021) Analysis & Trends
Consumer Portfolio Services has disclosed Gross Margin across 12 years of filings, most recently posting 12.59% for Q1 2021.
- In Q1 2021, Gross Margin rose 819.0% year-over-year to 12.59%; the TTM figure through Mar 2021 stood at 9.47% (up 655.0% YoY), while the FY2021 annual figure was 24.55%, up 1713.0% from the prior year.
- Gross Margin came in at 12.59% for Q1 2021 at Consumer Portfolio Services, up from 10.37% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 12.59% in Q1 2021 to a low of 1.03% in Q4 2019.
- Average Gross Margin over 5 years is 6.0%, with a median of 5.24% recorded in 2018.
- Year-over-year, Gross Margin tumbled 491 bps in 2017 and surged 934 bps in 2020.
- Over 5 years, Gross Margin stood at 7.66% in 2017, then tumbled by 32 bps to 5.24% in 2018, then sank by 80 bps to 1.03% in 2019, then soared by 902 bps to 10.37% in 2020, then climbed by 21 bps to 12.59% in 2021.
- Per Business Quant data, the three most recent Gross Margin figures were 12.59% in Q1 2021, 10.37% in Q4 2020, and 8.33% in Q3 2020.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 49.66% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 96.92% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 61.15% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 96.37% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 43.59% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 58.79% |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2021 | 12.59% |
| Dec 31, 2020 | 10.37% |
| Sep 30, 2020 | 8.33% |
| Jun 30, 2020 | 6.90% |
| Mar 31, 2020 | 4.40% |
| Dec 31, 2019 | 1.03% |
| Sep 30, 2019 | 3.31% |
| Jun 30, 2019 | 3.21% |
| Mar 31, 2019 | 3.03% |
| Dec 31, 2018 | 5.24% |
| Sep 30, 2018 | 4.92% |
| Jun 30, 2018 | 4.68% |
| Mar 31, 2018 | 4.40% |
| Dec 31, 2017 | 7.66% |
| Sep 30, 2017 | 7.41% |
| Jun 30, 2017 | 7.22% |
| Mar 31, 2017 | 7.24% |
| Dec 31, 2016 | 11.69% |
| Sep 30, 2016 | 11.48% |
| Jun 30, 2016 | 11.75% |