Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Gross Margin came in at 94.17% in Q1 2026, down 30.0% year-on-year from 134.52% in Q1 2025, and down 0.86% quarter-over-quarter from 94.98% in Q4 2025.
Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Gross Margin across 17 years of filings, most recently posting 94.17% for Q1 2026.
- Gross Margin for Q1 2026 came in at 94.17%, down 30.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 94.67% (up 49.0% YoY), and the FY2025 annual result was 94.75%, up 53.0% from the prior year.
- Gross Margin came in at 94.17% for Q1 2026 at Consumer Portfolio Services, down from 94.98% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.98% in Q4 2025 to a low of 92.76% in Q1 2022.
- The 5-year median for Gross Margin is 94.17% (2026), against an average of 93.99%.
- Across the five-year window, Gross Margin slumped 93 bps in 2022 and soared 194 bps in 2023, its largest moves.
- Consumer Portfolio Services' Gross Margin stood at 92.95% in 2022, then gained by 2 bps to 94.89% in 2023, then retreated by 1 bps to 94.04% in 2024, then advanced by 1 bps to 94.98% in 2025, then slipped by 1 bps to 94.17% in 2026.
- The last three Gross Margin figures came in at 94.17% (Q1 2026), 94.98% (Q4 2025), and 94.76% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | 94.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.17% |
| Dec 31, 2025 | 94.98% |
| Sep 30, 2025 | 94.76% |
| Jun 30, 2025 | 94.79% |
| Mar 31, 2025 | 94.47% |
| Dec 31, 2024 | 94.04% |
| Sep 30, 2024 | 94.31% |
| Jun 30, 2024 | 93.86% |
| Mar 31, 2024 | 94.69% |
| Dec 31, 2023 | 94.89% |
| Sep 30, 2023 | 94.21% |
| Jun 30, 2023 | 93.56% |
| Mar 31, 2023 | 93.11% |
| Dec 31, 2022 | 92.95% |
| Sep 30, 2022 | 93.40% |
| Jun 30, 2022 | 92.88% |
| Mar 31, 2022 | 92.76% |
| Dec 31, 2021 | 93.66% |
| Sep 30, 2021 | 93.75% |
| Jun 30, 2021 | 93.71% |