Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly Gross Margin came in at 94.17% in Q1 2026, down 30.0% year-on-year from 134.52% in Q1 2025, and down 0.86% quarter-over-quarter from 94.98% in Q4 2025.

Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed Gross Margin across 17 years of filings, most recently posting 94.17% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 94.17%, down 30.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 94.67% (up 49.0% YoY), and the FY2025 annual result was 94.75%, up 53.0% from the prior year.
  • Gross Margin came in at 94.17% for Q1 2026 at Consumer Portfolio Services, down from 94.98% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.98% in Q4 2025 to a low of 92.76% in Q1 2022.
  • The 5-year median for Gross Margin is 94.17% (2026), against an average of 93.99%.
  • Across the five-year window, Gross Margin slumped 93 bps in 2022 and soared 194 bps in 2023, its largest moves.
  • Consumer Portfolio Services' Gross Margin stood at 92.95% in 2022, then gained by 2 bps to 94.89% in 2023, then retreated by 1 bps to 94.04% in 2024, then advanced by 1 bps to 94.98% in 2025, then slipped by 1 bps to 94.17% in 2026.
  • The last three Gross Margin figures came in at 94.17% (Q1 2026), 94.98% (Q4 2025), and 94.76% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn 94.17%

Historic Data

Download Data
DateValue
Mar 31, 2026 94.17%
Dec 31, 2025 94.98%
Sep 30, 2025 94.76%
Jun 30, 2025 94.79%
Mar 31, 2025 94.47%
Dec 31, 2024 94.04%
Sep 30, 2024 94.31%
Jun 30, 2024 93.86%
Mar 31, 2024 94.69%
Dec 31, 2023 94.89%
Sep 30, 2023 94.21%
Jun 30, 2023 93.56%
Mar 31, 2023 93.11%
Dec 31, 2022 92.95%
Sep 30, 2022 93.40%
Jun 30, 2022 92.88%
Mar 31, 2022 92.76%
Dec 31, 2021 93.66%
Sep 30, 2021 93.75%
Jun 30, 2021 93.71%