Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2021)

Consumer Portfolio Services' (CPSS) quarterly Gross Margin came in at 12.59% in Q1 2021, up 819.0% year-over-year from 1.37% in Q1 2020, and up 21.35% quarter-over-quarter from 10.37% in Q4 2020.

Analysis

Consumer Portfolio Services (CPSS) Gross Margin (2010 - 2021) Analysis & Trends

Consumer Portfolio Services has disclosed Gross Margin across 12 years of filings, most recently posting 12.59% for Q1 2021.

  • In Q1 2021, Gross Margin rose 819.0% year-over-year to 12.59%; the TTM figure through Mar 2021 stood at 9.47% (up 655.0% YoY), while the FY2021 annual figure was 24.55%, up 1713.0% from the prior year.
  • Gross Margin came in at 12.59% for Q1 2021 at Consumer Portfolio Services, up from 10.37% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 12.59% in Q1 2021 to a low of 1.03% in Q4 2019.
  • Average Gross Margin over 5 years is 6.0%, with a median of 5.24% recorded in 2018.
  • Year-over-year, Gross Margin tumbled 491 bps in 2017 and surged 934 bps in 2020.
  • Over 5 years, Gross Margin stood at 7.66% in 2017, then tumbled by 32 bps to 5.24% in 2018, then sank by 80 bps to 1.03% in 2019, then soared by 902 bps to 10.37% in 2020, then climbed by 21 bps to 12.59% in 2021.
  • Per Business Quant data, the three most recent Gross Margin figures were 12.59% in Q1 2021, 10.37% in Q4 2020, and 8.33% in Q3 2020.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 49.66%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 96.92%
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 61.15%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 96.37%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 43.59%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 58.79%
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2021 12.59%
Dec 31, 2020 10.37%
Sep 30, 2020 8.33%
Jun 30, 2020 6.90%
Mar 31, 2020 4.40%
Dec 31, 2019 1.03%
Sep 30, 2019 3.31%
Jun 30, 2019 3.21%
Mar 31, 2019 3.03%
Dec 31, 2018 5.24%
Sep 30, 2018 4.92%
Jun 30, 2018 4.68%
Mar 31, 2018 4.40%
Dec 31, 2017 7.66%
Sep 30, 2017 7.41%
Jun 30, 2017 7.22%
Mar 31, 2017 7.24%
Dec 31, 2016 11.69%
Sep 30, 2016 11.48%
Jun 30, 2016 11.75%