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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) Gross Margin (2016 - 2026)

Consumer Portfolio Services' Gross Margin history spans 16 years, with the latest figure at 94.98% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 94.0% to 94.98% in Q4 2025 year-over-year; TTM through Dec 2025 was 94.75%, a 53.0% increase, with the full-year FY2025 number at 94.75%, up 53.0% from a year prior.
  • Gross Margin hit 94.98% in Q4 2025 for Consumer Portfolio Services, roughly flat from 94.76% in the prior quarter.
  • Over the last five years, Gross Margin for CPSS hit a ceiling of 94.98% in Q4 2025 and a floor of 92.76% in Q1 2022.
  • Historically, Gross Margin has averaged 93.92% across 5 years, with a median of 93.81% in 2021.
  • The widest YoY moves for Gross Margin: up 8929bps in 2021, down -172bps in 2021.
  • Tracing CPSS's Gross Margin over 5 years: stood at 93.66% in 2021, then fell by -1bps to 92.95% in 2022, then increased by 2bps to 94.89% in 2023, then decreased by -1bps to 94.04% in 2024, then rose by 1bps to 94.98% in 2025.
  • Business Quant data shows Gross Margin for CPSS at 94.98% in Q4 2025, 94.76% in Q3 2025, and 94.79% in Q2 2025.