Consumer Portfolio Services (CPSS) Total Debt (2010 - 2026)
Consumer Portfolio Services' Total Debt was $708.36 million in Q2 2026, up 66.9% from $424.42 million a year earlier and up 43.2% from the prior quarter.
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Analysis
Consumer Portfolio Services (CPSS) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Total Debt at Consumer Portfolio Services came in at $353.86 million, down 19.1% from FY2024.
- Total Debt shows a five-year compound annual growth rate of 20.3% (FY2020 to FY2025).
- In earlier years, Total Debt was $437.39 million in FY2024 (+74.1%), $251.21 million in FY2023 (-19.1%), $310.59 million in FY2022 (+135.2%) and $132.07 million in FY2021 (-5.9%).
- The Q2 2026 figure marks the highest quarterly Total Debt since Q4 2014.
- Compared with a year earlier, Total Debt was higher in six of the last eight quarters, with growth averaging 79.1%.
- The best year-over-year quarter for Total Debt over five years was Q2 2025 (growth of 306.0%); the worst was Q2 2024 (a decline of 60.8%).
- Per Business Quant data, CPSS's Total Debt in the three quarters before Q2 2026 was $494.65 million (Q1 2026), $353.86 million (Q4 2025) and $369.23 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 24.90 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 40.90 Bn |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 8.59 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4,169.25 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 395.89 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 8.11 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 2.90 Bn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 38.38 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 15.12 Bn |
| 10 | Consumer Portfolio Services | 225.01 Mn | 199.10 Mn | - | 764.69 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 764.69 Mn |
| Jun 30, 2026 | 708.36 Mn |
| Mar 31, 2026 | 494.65 Mn |
| Dec 31, 2025 | 353.86 Mn |
| Sep 30, 2025 | 369.23 Mn |
| Jun 30, 2025 | 424.42 Mn |
| Mar 31, 2025 | 393.23 Mn |
| Dec 31, 2024 | 437.39 Mn |
| Sep 30, 2024 | 130.07 Mn |
| Jun 30, 2024 | 104.53 Mn |
| Mar 31, 2024 | 271.66 Mn |
| Dec 31, 2023 | 251.21 Mn |
| Sep 30, 2023 | 259.55 Mn |
| Jun 30, 2023 | 266.48 Mn |
| Mar 31, 2023 | 309.25 Mn |
| Dec 31, 2022 | 310.59 Mn |
| Sep 30, 2022 | 269.70 Mn |
| Jun 30, 2022 | 256.11 Mn |
| Mar 31, 2022 | 173.78 Mn |
| Dec 31, 2021 | 132.07 Mn |
API Access
Consumer Portfolio Services Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();