Consumer Portfolio Services (CPSS) EBT Margin (2016 - 2025)

Consumer Portfolio Services (CPSS) has disclosed EBT Margin for 16 consecutive years, with 6.6% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 38.0% to 6.6% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 6.45% through Dec 2025, down 53.0% year-over-year, with the annual reading at 6.45% for FY2025, 53.0% down from the prior year.
  • EBT Margin hit 6.6% in Q4 2025 for Consumer Portfolio Services, up from 6.49% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 41.72% in Q2 2022 to a low of 4.48% in Q3 2021.
  • Historically, EBT Margin has averaged 14.92% across 5 years, with a median of 8.92% in 2023.
  • Biggest five-year swings in EBT Margin: skyrocketed 4252bps in 2022 and later crashed -2259bps in 2023.
  • Year by year, EBT Margin stood at 4.32% in 2021, then surged by 410bps to 22.05% in 2022, then tumbled by -51bps to 10.7% in 2023, then tumbled by -35bps to 6.98% in 2024, then decreased by -6bps to 6.6% in 2025.
  • Business Quant data shows EBT Margin for CPSS at 6.6% in Q4 2025, 6.49% in Q3 2025, and 6.33% in Q2 2025.