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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Consumer Portfolio Services (CPSS) EBT Margin (2016 - 2026)

Consumer Portfolio Services' EBT Margin history spans 16 years, with the latest figure at 6.6% for Q4 2025.

  • On a quarterly basis, EBT Margin fell 38.0% to 6.6% in Q4 2025 year-over-year; TTM through Dec 2025 was 6.45%, a 53.0% decrease, with the full-year FY2025 number at 6.45%, down 53.0% from a year prior.
  • EBT Margin hit 6.6% in Q4 2025 for Consumer Portfolio Services, up from 6.49% in the prior quarter.
  • Over the last five years, EBT Margin for CPSS hit a ceiling of 41.72% in Q2 2022 and a floor of 4.48% in Q3 2021.
  • Historically, EBT Margin has averaged 14.92% across 5 years, with a median of 8.92% in 2023.
  • Biggest five-year swings in EBT Margin: skyrocketed 4252bps in 2022 and later crashed -2259bps in 2023.
  • Tracing CPSS's EBT Margin over 5 years: stood at 4.32% in 2021, then skyrocketed by 410bps to 22.05% in 2022, then plummeted by -51bps to 10.7% in 2023, then plummeted by -35bps to 6.98% in 2024, then dropped by -6bps to 6.6% in 2025.
  • Business Quant data shows EBT Margin for CPSS at 6.6% in Q4 2025, 6.49% in Q3 2025, and 6.33% in Q2 2025.