Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly EBT Margin came in at 7.15% in Q1 2026, up 78.0% year-on-year from 4.01% in Q1 2025, and up 8.34% quarter-over-quarter from 6.6% in Q4 2025.

Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed EBT Margin across 17 years of filings, most recently posting 7.15% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 7.15%, up 78.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.64% (down 13.0% YoY), and the FY2025 annual result was 6.45%, down 53.0% from the prior year.
  • EBT Margin came in at 7.15% for Q1 2026 at Consumer Portfolio Services, up from 6.6% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 41.72% in Q2 2022 to a low of 6.33% in Q2 2025.
  • The 5-year median for EBT Margin is 7.15% (2024), against an average of 16.02%.
  • Across the five-year window, EBT Margin surged 4252 bps in 2022 and tumbled 2259 bps in 2023, its largest moves.
  • Consumer Portfolio Services' EBT Margin stood at 22.05% in 2022, then sank by 51 bps to 10.7% in 2023, then sank by 35 bps to 6.98% in 2024, then fell by 6 bps to 6.6% in 2025, then gained by 8 bps to 7.15% in 2026.
  • The last three EBT Margin figures came in at 7.15% (Q1 2026), 6.6% (Q4 2025), and 6.49% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn 7.15%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.15%
Dec 31, 2025 6.60%
Sep 30, 2025 6.49%
Jun 30, 2025 6.33%
Mar 31, 2025 6.36%
Dec 31, 2024 6.98%
Sep 30, 2024 6.81%
Jun 30, 2024 6.96%
Mar 31, 2024 7.15%
Dec 31, 2023 10.70%
Sep 30, 2023 15.44%
Jun 30, 2023 21.92%
Mar 31, 2023 22.18%
Dec 31, 2022 22.05%
Sep 30, 2022 38.03%
Jun 30, 2022 41.72%
Mar 31, 2022 39.44%
Dec 31, 2021 4.32%
Sep 30, 2021 -4.48%
Jun 30, 2021 20.78%