Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026)

Consumer Portfolio Services has reported EBT Margin for 17 years, with the latest figure at 7.15% in Q1 2026.

• Quarterly EBT Margin rose 78.0% year-over-year to 7.15% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.64% (down 13.0% YoY) and the FY2025 annual result came in at 6.45%, down 53.0% from the prior year.
• EBT Margin advanced to 7.15% in Q1 2026 per CPSS's latest filing, from 6.6% in the prior quarter.
• Over five years, EBT Margin peaked at 41.72% in Q2 2022 and troughed at 6.33% in Q2 2025.
• A 5-year average of 16.02% and a median of 7.15% in 2024 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2022 and 2023: EBT Margin surged 2685 bps in 2022, then tumbled 2259 bps in 2023.
• Over 5 years, EBT Margin stood at 22.05% in 2022, then sank by 51 bps to 10.7% in 2023, then sank by 35 bps to 6.98% in 2024, then decreased by 6 bps to 6.6% in 2025, then climbed by 8 bps to 7.15% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 7.15%, 6.6%, and 6.49% for Q1 2026, Q4 2025, and Q3 2025 respectively.