Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly EBT Margin came in at 7.44% in Q2 2026, up 111.0% year-over-year from 3.53% in Q2 2025, and up 4.15% quarter-over-quarter from 7.15% in Q1 2026.

Analysis

Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed EBT Margin across 17 years of filings, most recently posting 7.44% for Q2 2026.

  • In Q2 2026, EBT Margin rose 111.0% year-over-year to 7.44%; the TTM figure through Jun 2026 stood at 6.93% (up 32.0% YoY), while the FY2025 annual figure was 6.45%, down 53.0% from the prior year.
  • EBT Margin came in at 7.44% for Q2 2026 at Consumer Portfolio Services, up from 7.15% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 41.72% in Q2 2022 to a low of 6.33% in Q2 2025.
  • Average EBT Margin over 5 years is 15.54%, with a median of 7.3% recorded in 2026.
  • Year-over-year, EBT Margin jumped 2685 bps in 2022 and slumped 2259 bps in 2023.
  • Over 5 years, EBT Margin stood at 22.05% in 2022, then tumbled by 51 bps to 10.7% in 2023, then tumbled by 35 bps to 6.98% in 2024, then fell by 6 bps to 6.6% in 2025, then increased by 13 bps to 7.44% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 7.44% in Q2 2026, 7.15% in Q1 2026, and 6.6% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 24.62%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 14.50%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 11.82%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 28.70%
5 Slm 4.72 Bn -77.52 Mn - 19.08%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 15.08%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 19.84%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 19.43%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 12.42%
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - 7.44%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.44%
Mar 31, 2026 7.15%
Dec 31, 2025 6.60%
Sep 30, 2025 6.49%
Jun 30, 2025 6.33%
Mar 31, 2025 6.36%
Dec 31, 2024 6.98%
Sep 30, 2024 6.81%
Jun 30, 2024 6.96%
Mar 31, 2024 7.15%
Dec 31, 2023 10.70%
Sep 30, 2023 15.44%
Jun 30, 2023 21.92%
Mar 31, 2023 22.18%
Dec 31, 2022 22.05%
Sep 30, 2022 38.03%
Jun 30, 2022 41.72%
Mar 31, 2022 39.44%
Jun 30, 2021 20.78%
Mar 31, 2021 12.59%