Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly EBT Margin came in at 7.15% in Q1 2026, up 78.0% year-on-year from 4.01% in Q1 2025, and up 8.34% quarter-over-quarter from 6.6% in Q4 2025.
Consumer Portfolio Services (CPSS) EBT Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed EBT Margin across 17 years of filings, most recently posting 7.15% for Q1 2026.
- EBT Margin for Q1 2026 came in at 7.15%, up 78.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.64% (down 13.0% YoY), and the FY2025 annual result was 6.45%, down 53.0% from the prior year.
- EBT Margin came in at 7.15% for Q1 2026 at Consumer Portfolio Services, up from 6.6% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 41.72% in Q2 2022 to a low of 6.33% in Q2 2025.
- The 5-year median for EBT Margin is 7.15% (2024), against an average of 16.02%.
- Across the five-year window, EBT Margin surged 4252 bps in 2022 and tumbled 2259 bps in 2023, its largest moves.
- Consumer Portfolio Services' EBT Margin stood at 22.05% in 2022, then sank by 51 bps to 10.7% in 2023, then sank by 35 bps to 6.98% in 2024, then fell by 6 bps to 6.6% in 2025, then gained by 8 bps to 7.15% in 2026.
- The last three EBT Margin figures came in at 7.15% (Q1 2026), 6.6% (Q4 2025), and 6.49% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | 7.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.15% |
| Dec 31, 2025 | 6.60% |
| Sep 30, 2025 | 6.49% |
| Jun 30, 2025 | 6.33% |
| Mar 31, 2025 | 6.36% |
| Dec 31, 2024 | 6.98% |
| Sep 30, 2024 | 6.81% |
| Jun 30, 2024 | 6.96% |
| Mar 31, 2024 | 7.15% |
| Dec 31, 2023 | 10.70% |
| Sep 30, 2023 | 15.44% |
| Jun 30, 2023 | 21.92% |
| Mar 31, 2023 | 22.18% |
| Dec 31, 2022 | 22.05% |
| Sep 30, 2022 | 38.03% |
| Jun 30, 2022 | 41.72% |
| Mar 31, 2022 | 39.44% |
| Dec 31, 2021 | 4.32% |
| Sep 30, 2021 | -4.48% |
| Jun 30, 2021 | 20.78% |