Consumer Portfolio Services, Inc. (CPSS) Times Interest Earned (2010 - 2026)
Consumer Portfolio Services' Times Interest Earned was 1.14 in Q2 2026, up 2.0% from 1.12 a year earlier and up 0.6% from the prior quarter.
Powered by 
Analysis
Consumer Portfolio Services, Inc. (CPSS) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Consumer Portfolio Services' Times Interest Earned was 1.13 through Jun 30, 2026, unchanged year-over-year; for FY2025, it came in at 1.12, down 2.0% from FY2024.
- Times Interest Earned has now declined for three consecutive years.
- In earlier years, Times Interest Earned was 1.14 in FY2024 (-19.3%), 1.42 in FY2023 (-39.1%), 2.33 in FY2022 and -1.81 in FY2021.
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q2 2024.
- Compared with a year earlier, Times Interest Earned was higher in two of the last eight quarters, with an average decline of 3.9%.
- The best year-over-year quarter for Times Interest Earned over five years was Q2 2022 (growth of 63.1%); the worst was Q2 2023 (a decline of 46.1%).
- Per Business Quant data, CPSS's Times Interest Earned in the three quarters before Q2 2026 was 1.13 (Q1 2026), 1.12 (Q4 2025) and 1.12 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.14 |
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 1.12 |
| Mar 31, 2025 | 1.12 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.38 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.56 |
| Dec 31, 2022 | 1.63 |
| Sep 30, 2022 | 2.46 |
| Jun 30, 2022 | 2.82 |
| Mar 31, 2022 | 2.79 |
| Jun 30, 2021 | 1.73 |
| Mar 31, 2021 | -2.25 |
API Access
Consumer Portfolio Services, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();