Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.42 +0.04 (+0.43%)
At close: Aug 28, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Times Interest Earned (2010 - 2026)

Consumer Portfolio Services (CPSS) posted Times Interest Earned of $1.13 for Q1 2026, up 1.07% sequentially from $1.12 in Q4 2025, and up 0.87% YoY from $1.12 in Q1 2025.

Analysis

Consumer Portfolio Services (CPSS) Times Interest Earned (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has reported Times Interest Earned for 17 years, with the latest figure at $1.13 in Q1 2026.

  • Quarterly Times Interest Earned rose 0.87% year-over-year to $1.13 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.12 (down 1.08% YoY) and the FY2025 annual result came in at $1.12, down 1.99% from the prior year.
  • Times Interest Earned rose to $1.13 in Q1 2026 per CPSS's latest filing, from $1.12 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $2.18 in Q3 2022 and troughed at $1.12 in Q2 2025.
  • A 5-year average of $1.32 and a median of $1.16 in 2024 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned surged 164.59% in 2022, then plunged 36.8% in 2023.
  • Over 5 years, Times Interest Earned stood at $1.51 in 2022, then dropped by 17.33% to $1.24 in 2023, then declined by 8.39% to $1.14 in 2024, then decreased by 1.6% to $1.12 in 2025, then climbed by 1.07% to $1.13 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $1.13, $1.12, and $1.12 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 Consumer Portfolio Services 203.46 Mn 30.76 Mn - 1.14
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.14
Mar 31, 2026 1.13
Dec 31, 2025 1.12
Sep 30, 2025 1.12
Jun 30, 2025 1.12
Mar 31, 2025 1.12
Dec 31, 2024 1.14
Sep 30, 2024 1.14
Jun 30, 2024 1.14
Mar 31, 2024 1.16
Dec 31, 2023 1.24
Sep 30, 2023 1.38
Jun 30, 2023 1.52
Mar 31, 2023 1.56
Dec 31, 2022 1.63
Sep 30, 2022 2.46
Jun 30, 2022 2.82
Mar 31, 2022 2.79
Jun 30, 2021 1.73
Mar 31, 2021 -2.25