Consumer Portfolio Services (CPSS) Times Interest Earned (2010 - 2026)
Consumer Portfolio Services (CPSS) posted Times Interest Earned of $1.13 for Q1 2026, up 1.07% sequentially from $1.12 in Q4 2025, and up 0.87% YoY from $1.12 in Q1 2025.
Analysis
Consumer Portfolio Services (CPSS) Times Interest Earned (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has reported Times Interest Earned for 17 years, with the latest figure at $1.13 in Q1 2026.
- Quarterly Times Interest Earned rose 0.87% year-over-year to $1.13 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.12 (down 1.08% YoY) and the FY2025 annual result came in at $1.12, down 1.99% from the prior year.
- Times Interest Earned rose to $1.13 in Q1 2026 per CPSS's latest filing, from $1.12 in the prior quarter.
- Over five years, Times Interest Earned peaked at $2.18 in Q3 2022 and troughed at $1.12 in Q2 2025.
- A 5-year average of $1.32 and a median of $1.16 in 2024 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned surged 164.59% in 2022, then plunged 36.8% in 2023.
- Over 5 years, Times Interest Earned stood at $1.51 in 2022, then dropped by 17.33% to $1.24 in 2023, then declined by 8.39% to $1.14 in 2024, then decreased by 1.6% to $1.12 in 2025, then climbed by 1.07% to $1.13 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $1.13, $1.12, and $1.12 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Consumer Portfolio Services | 203.46 Mn | 30.76 Mn | - | 1.14 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.14 |
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 1.12 |
| Mar 31, 2025 | 1.12 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.38 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.56 |
| Dec 31, 2022 | 1.63 |
| Sep 30, 2022 | 2.46 |
| Jun 30, 2022 | 2.82 |
| Mar 31, 2022 | 2.79 |
| Jun 30, 2021 | 1.73 |
| Mar 31, 2021 | -2.25 |