Consumer Portfolio Services (CPSS) Interest Coverage Ratio (2010 - 2026)

Consumer Portfolio Services (CPSS) posted Interest Coverage Ratio of 0.02 for Q1 2026, down 15.76% sequentially from 0.03 in Q4 2025, and up 51.47% YoY from 0.02 in Q1 2025.

Consumer Portfolio Services (CPSS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Consumer Portfolio Services (CPSS) has 17 years of Interest Coverage Ratio data on file, last reported at 0.02 in Q1 2026.

  • Quarterly Interest Coverage Ratio rose 51.47% year-over-year to 0.02 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.02 (up 28.32% YoY) and the FY2025 annual result came in at 0.03, down 15.84% from the prior year.
  • Interest Coverage Ratio retreated to 0.02 in Q1 2026 per CPSS's latest filing, from 0.03 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 1.51 in Q2 2022, with the low at 0.02 in Q1 2025.
  • Average Interest Coverage Ratio over 5 years is 0.35, with a median of 0.04 recorded in 2024.
  • Year-over-year, Interest Coverage Ratio jumped 672.58% in 2022 and sank 95.41% in 2024.
  • Consumer Portfolio Services' Interest Coverage Ratio stood at 0.43 in 2022, then tumbled by 70.38% to 0.13 in 2023, then sank by 83.98% to 0.02 in 2024, then surged by 42.53% to 0.03 in 2025, then retreated by 15.76% to 0.02 in 2026.
  • Business Quant data shows CPSS's Interest Coverage Ratio at 0.02 in Q1 2026, 0.03 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.03
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.04
Dec 31, 2023 0.13
Sep 30, 2023 0.23
Jun 30, 2023 0.37
Mar 31, 2023 0.39
Dec 31, 2022 0.43
Sep 30, 2022 1.21
Jun 30, 2022 1.51
Mar 31, 2022 1.46
Dec 31, 2021 1.18
Sep 30, 2021 0.83
Jun 30, 2021 0.51