Consumer Portfolio Services (CPSS) Interest Coverage Ratio (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly Interest Coverage Ratio came in at 0.02 in Q1 2026, up 51.47% year-on-year from 0.02 in Q1 2025, and down 15.76% quarter-over-quarter from 0.03 in Q4 2025.

Consumer Portfolio Services (CPSS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 0.02 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 0.02, up 51.47% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.02 (up 28.32% YoY), and the FY2025 annual result was 0.03, down 15.84% from the prior year.
  • Interest Coverage Ratio came in at 0.02 for Q1 2026 at Consumer Portfolio Services, down from 0.03 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.51 in Q2 2022 to a low of 0.02 in Q1 2025.
  • The 5-year median for Interest Coverage Ratio is 0.04 (2024), against an average of 0.35.
  • Across the five-year window, Interest Coverage Ratio soared 672.58% in 2022 and tumbled 95.41% in 2024, its largest moves.
  • Consumer Portfolio Services' Interest Coverage Ratio stood at 0.43 in 2022, then slumped by 70.38% to 0.13 in 2023, then plunged by 83.98% to 0.02 in 2024, then surged by 42.53% to 0.03 in 2025, then dropped by 15.76% to 0.02 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.02 (Q1 2026), 0.03 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.03
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.04
Dec 31, 2023 0.13
Sep 30, 2023 0.23
Jun 30, 2023 0.37
Mar 31, 2023 0.39
Dec 31, 2022 0.43
Sep 30, 2022 1.21
Jun 30, 2022 1.51
Mar 31, 2022 1.46
Dec 31, 2021 1.18
Sep 30, 2021 0.83
Jun 30, 2021 0.51