Consumer Portfolio Services (CPSS) FCF Margin (2010 - 2026)
Consumer Portfolio Services (CPSS) reported FCF Margin of 87.26% for Q2 2026, up 37.75 percentage points from 49.50% a year earlier and up 13.38 percentage points from the prior quarter.
Consumer Portfolio Services (CPSS) FCF Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Consumer Portfolio Services' FCF Margin came in at 77.39%, up 14.60 percentage points year-over-year; for FY2025, it was 66.35%, up 7.06 percentage points from FY2024.
- FCF Margin has a five-year change of -21.69 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 59.29% in FY2024 (-8.15 pp), 67.45% in FY2023 (+2.61 pp), 64.84% in FY2022 (-8.43 pp) and 73.27% in FY2021 (-14.78 pp).
- The Q2 2026 figure ranks as the highest quarterly FCF Margin since Q1 2022.
- Year over year, FCF Margin has now increased in each of the last eight quarters, with an average year-over-year change of +9.91 percentage points over the last eight quarters.
- The high point for year-over-year FCF Margin in five years was Q2 2026 (a gain of 37.75 percentage points); the low point was Q4 2021 (a drop of 28.47 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 73.87% (Q1 2026), 69.18% (Q4 2025) and 78.28% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 56.70% |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 99.42% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 10.46% |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 63.28% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 50.83% |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 11.45% |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 332.74% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 137.88% |
| 10 | Consumer Portfolio Services | 225.01 Mn | 199.10 Mn | - | 71.44% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 71.44% |
| Jun 30, 2026 | 87.26% |
| Mar 31, 2026 | 73.87% |
| Dec 31, 2025 | 69.18% |
| Sep 30, 2025 | 78.28% |
| Jun 30, 2025 | 49.50% |
| Mar 31, 2025 | 68.68% |
| Dec 31, 2024 | 64.50% |
| Sep 30, 2024 | 69.26% |
| Jun 30, 2024 | 45.00% |
| Mar 31, 2024 | 57.33% |
| Dec 31, 2023 | 60.65% |
| Sep 30, 2023 | 66.30% |
| Jun 30, 2023 | 65.39% |
| Mar 31, 2023 | 78.35% |
| Dec 31, 2022 | 61.21% |
| Sep 30, 2022 | 49.08% |
| Jun 30, 2022 | 61.71% |
| Mar 31, 2022 | 91.47% |
| Dec 31, 2021 | 50.01% |
Consumer Portfolio Services FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CPSS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();