Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Operating Expenses came in at $112.4 million in Q2 2026, up 9.28% year-over-year from $102.8 million in Q2 2025, and up 7.72% quarter-over-quarter from $104.3 million in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Operating Expenses across 17 years of filings, most recently posting $112.4 million for Q2 2026.
- In Q2 2026, Operating Expenses rose 9.28% year-over-year to $112.4 million; the TTM figure through Jun 2026 stood at $420.2 million (up 6.51% YoY), while the FY2025 annual figure was $406.5 million, up 11.03% from the prior year.
- Operating Expenses came in at $112.4 million for Q2 2026 at Consumer Portfolio Services, up from $104.3 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $112.4 million in Q2 2026 to a low of $45.0 million in Q1 2022.
- Average Operating Expenses over 5 years is $83.0 million, with a median of $87.2 million recorded in 2024.
- The largest YoY upside for Operating Expenses was 43.86% in 2022 against a maximum downside of 18.36% in 2022.
- Over 5 years, Operating Expenses stood at $64.7 million in 2022, then climbed by 26.91% to $82.1 million in 2023, then increased by 19.26% to $98.0 million in 2024, then grew by 4.33% to $102.2 million in 2025, then increased by 9.94% to $112.4 million in 2026.
- Per Business Quant data, the three most recent Operating Expenses figures were $112.4 million in Q2 2026, $104.3 million in Q1 2026, and $102.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.02 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 406.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 418.80 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 194.98 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 330.92 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 483.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -41.49 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 191.37 Mn |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 112.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 112.35 Mn |
| Mar 31, 2026 | 104.31 Mn |
| Dec 31, 2025 | 102.19 Mn |
| Sep 30, 2025 | 101.39 Mn |
| Jun 30, 2025 | 102.81 Mn |
| Mar 31, 2025 | 100.07 Mn |
| Dec 31, 2024 | 97.95 Mn |
| Sep 30, 2024 | 93.73 Mn |
| Jun 30, 2024 | 89.21 Mn |
| Mar 31, 2024 | 85.19 Mn |
| Dec 31, 2023 | 82.13 Mn |
| Sep 30, 2023 | 77.86 Mn |
| Jun 30, 2023 | 66.25 Mn |
| Mar 31, 2023 | 64.67 Mn |
| Dec 31, 2022 | 64.72 Mn |
| Sep 30, 2022 | 55.96 Mn |
| Jun 30, 2022 | 47.80 Mn |
| Mar 31, 2022 | 45.04 Mn |
| Dec 31, 2021 | 44.99 Mn |
| Sep 30, 2021 | 49.02 Mn |