Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026)
Consumer Portfolio Services (CPSS) posted Operating Expenses of $104.3 million for Q1 2026, up 2.07% sequentially from $102.2 million in Q4 2025, and up 4.23% YoY from $100.1 million in Q1 2025.
Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026) Analysis & Trends
Consumer Portfolio Services (CPSS) has 17 years of Operating Expenses data on file, last reported at $104.3 million in Q1 2026.
- Quarterly Operating Expenses rose 4.23% year-over-year to $104.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $410.7 million (up 7.81% YoY) and the FY2025 annual result came in at $406.5 million, up 11.03% from the prior year.
- Operating Expenses improved to $104.3 million in Q1 2026 per CPSS's latest filing, from $102.2 million in the prior quarter.
- The five-year high for Operating Expenses was $104.3 million in Q1 2026, with the low at $45.0 million in Q1 2022.
- Average Operating Expenses over 5 years is $81.3 million, with a median of $85.2 million recorded in 2024.
- The widest YoY moves for Operating Expenses: up 43.86% in 2022, down 18.36% in 2022.
- Consumer Portfolio Services' Operating Expenses stood at $64.7 million in 2022, then rose by 26.91% to $82.1 million in 2023, then advanced by 19.26% to $98.0 million in 2024, then gained by 4.33% to $102.2 million in 2025, then advanced by 2.07% to $104.3 million in 2026.
- Business Quant data shows CPSS's Operating Expenses at $104.3 million in Q1 2026, $102.2 million in Q4 2025, and $101.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | 104.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 104.31 Mn |
| Dec 31, 2025 | 102.19 Mn |
| Sep 30, 2025 | 101.39 Mn |
| Jun 30, 2025 | 102.81 Mn |
| Mar 31, 2025 | 100.07 Mn |
| Dec 31, 2024 | 97.95 Mn |
| Sep 30, 2024 | 93.73 Mn |
| Jun 30, 2024 | 89.21 Mn |
| Mar 31, 2024 | 85.19 Mn |
| Dec 31, 2023 | 82.13 Mn |
| Sep 30, 2023 | 77.86 Mn |
| Jun 30, 2023 | 66.25 Mn |
| Mar 31, 2023 | 64.67 Mn |
| Dec 31, 2022 | 64.72 Mn |
| Sep 30, 2022 | 55.96 Mn |
| Jun 30, 2022 | 47.80 Mn |
| Mar 31, 2022 | 45.04 Mn |
| Dec 31, 2021 | 44.99 Mn |
| Sep 30, 2021 | 49.02 Mn |
| Jun 30, 2021 | 52.89 Mn |