Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026)
Consumer Portfolio Services (CPSS) posted Operating Expenses of $104.3 million for Q1 2026, up 2.07% sequentially from $102.2 million in Q4 2025, and up 4.23% YoY from $100.1 million in Q1 2025.
Analysis
Consumer Portfolio Services (CPSS) Operating Expenses (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has reported Operating Expenses for 17 years, with the latest figure at $104.3 million in Q1 2026.
- Quarterly Operating Expenses rose 4.23% year-over-year to $104.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $410.7 million (up 7.81% YoY) and the FY2025 annual result came in at $406.5 million, up 11.03% from the prior year.
- Operating Expenses improved to $104.3 million in Q1 2026 per CPSS's latest filing, from $102.2 million in the prior quarter.
- Over five years, Operating Expenses peaked at $104.3 million in Q1 2026 and troughed at $45.0 million in Q1 2022.
- A 5-year average of $81.3 million and a median of $85.2 million in 2024 frame the typical range for Operating Expenses.
- The widest YoY moves for Operating Expenses: up 43.86% in 2022, down 18.36% in 2022.
- Over 5 years, Operating Expenses stood at $64.7 million in 2022, then increased by 26.91% to $82.1 million in 2023, then gained by 19.26% to $98.0 million in 2024, then rose by 4.33% to $102.2 million in 2025, then gained by 2.07% to $104.3 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $104.3 million, $102.2 million, and $101.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 4.76 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.69 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 7.26 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.02 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.33 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.00 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.32 Bn |
| 10 | Consumer Portfolio Services | 203.46 Mn | 30.76 Mn | - | 112.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 112.35 Mn |
| Mar 31, 2026 | 104.31 Mn |
| Dec 31, 2025 | 102.19 Mn |
| Sep 30, 2025 | 101.39 Mn |
| Jun 30, 2025 | 102.81 Mn |
| Mar 31, 2025 | 100.07 Mn |
| Dec 31, 2024 | 97.95 Mn |
| Sep 30, 2024 | 93.73 Mn |
| Jun 30, 2024 | 89.21 Mn |
| Mar 31, 2024 | 85.19 Mn |
| Dec 31, 2023 | 82.13 Mn |
| Sep 30, 2023 | 77.86 Mn |
| Jun 30, 2023 | 66.25 Mn |
| Mar 31, 2023 | 64.67 Mn |
| Dec 31, 2022 | 64.72 Mn |
| Sep 30, 2022 | 55.96 Mn |
| Jun 30, 2022 | 47.80 Mn |
| Mar 31, 2022 | 45.04 Mn |
| Dec 31, 2021 | 44.99 Mn |
| Sep 30, 2021 | 49.02 Mn |