Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026)
Consumer Portfolio Services (CPSS) posted Interest Income - Net of $48.7 million for Q1 2026, down 0.56% sequentially from $48.9 million in Q4 2025, and up 3.5% YoY from $47.0 million in Q1 2025.
Analysis
Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026) Analysis & Trends
Consumer Portfolio Services has reported Interest Income - Net for 8 years, with the latest figure at $48.7 million in Q1 2026.
- Quarterly Interest Income - Net rose 3.5% year-over-year to $48.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $192.3 million (up 8.41% YoY) and the FY2025 annual result came in at $190.7 million, up 10.4% from the prior year.
- Interest Income - Net declined to $48.7 million in Q1 2026 per CPSS's latest filing, from $48.9 million in the prior quarter.
- Over five years, Interest Income - Net peaked at $50.6 million in Q3 2022 and troughed at $5.8 million in Q1 2022.
- A 5-year average of $40.5 million and a median of $45.4 million in 2023 frame the typical range for Interest Income - Net.
- The sharpest annual moves came in 2022 and 2023: Interest Income - Net slumped 85.86% in 2022, then jumped 309.06% in 2023.
- Over 5 years, Interest Income - Net stood at $43.5 million in 2022, then declined by 1.11% to $43.0 million in 2023, then climbed by 6.16% to $45.6 million in 2024, then gained by 7.24% to $48.9 million in 2025, then dropped by 0.56% to $48.7 million in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $48.7 million, $48.9 million, and $48.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 448.78 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 4.61 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 788.20 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.95 Bn |
| 10 | Consumer Portfolio Services | 203.46 Mn | 30.76 Mn | - | 53.86 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 53.86 Mn |
| Mar 31, 2026 | 48.66 Mn |
| Dec 31, 2025 | 48.93 Mn |
| Sep 30, 2025 | 48.07 Mn |
| Jun 30, 2025 | 46.66 Mn |
| Mar 31, 2025 | 47.02 Mn |
| Dec 31, 2024 | 45.63 Mn |
| Sep 30, 2024 | 43.10 Mn |
| Jun 30, 2024 | 41.66 Mn |
| Mar 31, 2024 | 42.32 Mn |
| Dec 31, 2023 | 42.98 Mn |
| Sep 30, 2023 | 45.37 Mn |
| Jun 30, 2023 | 46.93 Mn |
| Mar 31, 2023 | 47.30 Mn |
| Dec 31, 2022 | 50.82 Mn |
| Sep 30, 2022 | 56.33 Mn |
| Jun 30, 2022 | 56.90 Mn |
| Mar 31, 2022 | 53.66 Mn |
| Dec 31, 2021 | 50.74 Mn |
| Sep 30, 2021 | 48.68 Mn |