Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026)
Consumer Portfolio Services (CPSS) posted Interest Income - Net of $48.7 million for Q1 2026, down 0.56% sequentially from $48.9 million in Q4 2025, and up 3.5% YoY from $47.0 million in Q1 2025.
Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026) Analysis & Trends
Consumer Portfolio Services (CPSS) has 8 years of Interest Income - Net data on file, last reported at $48.7 million in Q1 2026.
- Quarterly Interest Income - Net rose 3.5% year-over-year to $48.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $192.3 million (up 8.41% YoY) and the FY2025 annual result came in at $190.7 million, up 10.4% from the prior year.
- Interest Income - Net declined to $48.7 million in Q1 2026 per CPSS's latest filing, from $48.9 million in the prior quarter.
- The five-year high for Interest Income - Net was $56.9 million in Q2 2022, with the low at $41.7 million in Q2 2024.
- Average Interest Income - Net over 5 years is $47.8 million, with a median of $47.0 million recorded in 2025.
- Year-over-year, Interest Income - Net surged 31.75% in 2022 and slipped 19.46% in 2023.
- Consumer Portfolio Services' Interest Income - Net stood at $50.8 million in 2022, then dropped by 15.42% to $43.0 million in 2023, then grew by 6.16% to $45.6 million in 2024, then advanced by 7.24% to $48.9 million in 2025, then declined by 0.56% to $48.7 million in 2026.
- Business Quant data shows CPSS's Interest Income - Net at $48.7 million in Q1 2026, $48.9 million in Q4 2025, and $48.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | 48.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.66 Mn |
| Dec 31, 2025 | 48.93 Mn |
| Sep 30, 2025 | 48.07 Mn |
| Jun 30, 2025 | 46.66 Mn |
| Mar 31, 2025 | 47.02 Mn |
| Dec 31, 2024 | 45.63 Mn |
| Sep 30, 2024 | 43.10 Mn |
| Jun 30, 2024 | 41.66 Mn |
| Mar 31, 2024 | 42.32 Mn |
| Dec 31, 2023 | 42.98 Mn |
| Sep 30, 2023 | 45.37 Mn |
| Jun 30, 2023 | 46.93 Mn |
| Mar 31, 2023 | 47.30 Mn |
| Dec 31, 2022 | 50.82 Mn |
| Sep 30, 2022 | 56.33 Mn |
| Jun 30, 2022 | 56.90 Mn |
| Mar 31, 2022 | 53.66 Mn |
| Dec 31, 2021 | 50.74 Mn |
| Sep 30, 2021 | 48.68 Mn |
| Jun 30, 2021 | 46.46 Mn |