Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026)

Consumer Portfolio Services (CPSS) posted Interest Income - Net of $48.7 million for Q1 2026, down 0.56% sequentially from $48.9 million in Q4 2025, and up 3.5% YoY from $47.0 million in Q1 2025.

Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026) Analysis & Trends

Consumer Portfolio Services (CPSS) has 8 years of Interest Income - Net data on file, last reported at $48.7 million in Q1 2026.

  • Quarterly Interest Income - Net rose 3.5% year-over-year to $48.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $192.3 million (up 8.41% YoY) and the FY2025 annual result came in at $190.7 million, up 10.4% from the prior year.
  • Interest Income - Net declined to $48.7 million in Q1 2026 per CPSS's latest filing, from $48.9 million in the prior quarter.
  • The five-year high for Interest Income - Net was $56.9 million in Q2 2022, with the low at $41.7 million in Q2 2024.
  • Average Interest Income - Net over 5 years is $47.8 million, with a median of $47.0 million recorded in 2025.
  • Year-over-year, Interest Income - Net surged 31.75% in 2022 and slipped 19.46% in 2023.
  • Consumer Portfolio Services' Interest Income - Net stood at $50.8 million in 2022, then dropped by 15.42% to $43.0 million in 2023, then grew by 6.16% to $45.6 million in 2024, then advanced by 7.24% to $48.9 million in 2025, then declined by 0.56% to $48.7 million in 2026.
  • Business Quant data shows CPSS's Interest Income - Net at $48.7 million in Q1 2026, $48.9 million in Q4 2025, and $48.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 418.69 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 692.99 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.86 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn 48.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 48.66 Mn
Dec 31, 2025 48.93 Mn
Sep 30, 2025 48.07 Mn
Jun 30, 2025 46.66 Mn
Mar 31, 2025 47.02 Mn
Dec 31, 2024 45.63 Mn
Sep 30, 2024 43.10 Mn
Jun 30, 2024 41.66 Mn
Mar 31, 2024 42.32 Mn
Dec 31, 2023 42.98 Mn
Sep 30, 2023 45.37 Mn
Jun 30, 2023 46.93 Mn
Mar 31, 2023 47.30 Mn
Dec 31, 2022 50.82 Mn
Sep 30, 2022 56.33 Mn
Jun 30, 2022 56.90 Mn
Mar 31, 2022 53.66 Mn
Dec 31, 2021 50.74 Mn
Sep 30, 2021 48.68 Mn
Jun 30, 2021 46.46 Mn