Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Interest Income - Net came in at $53.9 million in Q2 2026, up 15.43% year-over-year from $46.7 million in Q2 2025, and up 10.68% quarter-over-quarter from $48.7 million in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Interest Income - Net (2019 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Interest Income - Net across 8 years of filings, most recently posting $53.9 million for Q2 2026.
- In Q2 2026, Interest Income - Net rose 15.43% year-over-year to $53.9 million; the TTM figure through Jun 2026 stood at $199.5 million (up 9.38% YoY), while the FY2025 annual figure was $190.7 million, up 10.4% from the prior year.
- Interest Income - Net came in at $53.9 million for Q2 2026 at Consumer Portfolio Services, up from $48.7 million in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $56.9 million in Q2 2022 to a low of $41.7 million in Q2 2024.
- Average Interest Income - Net over 5 years is $48.1 million, with a median of $47.2 million recorded in 2023.
- Year-over-year, Interest Income - Net surged 31.75% in 2022 and fell 19.46% in 2023.
- Over 5 years, Interest Income - Net stood at $50.8 million in 2022, then retreated by 15.42% to $43.0 million in 2023, then gained by 6.16% to $45.6 million in 2024, then increased by 7.24% to $48.9 million in 2025, then climbed by 10.07% to $53.9 million in 2026.
- Per Business Quant data, the three most recent Interest Income - Net figures were $53.9 million in Q2 2026, $48.7 million in Q1 2026, and $48.9 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 4.61 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 448.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 332.82 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.04 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -50.22 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 53.86 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 53.86 Mn |
| Mar 31, 2026 | 48.66 Mn |
| Dec 31, 2025 | 48.93 Mn |
| Sep 30, 2025 | 48.07 Mn |
| Jun 30, 2025 | 46.66 Mn |
| Mar 31, 2025 | 47.02 Mn |
| Dec 31, 2024 | 45.63 Mn |
| Sep 30, 2024 | 43.10 Mn |
| Jun 30, 2024 | 41.66 Mn |
| Mar 31, 2024 | 42.32 Mn |
| Dec 31, 2023 | 42.98 Mn |
| Sep 30, 2023 | 45.37 Mn |
| Jun 30, 2023 | 46.93 Mn |
| Mar 31, 2023 | 47.30 Mn |
| Dec 31, 2022 | 50.82 Mn |
| Sep 30, 2022 | 56.33 Mn |
| Jun 30, 2022 | 56.90 Mn |
| Mar 31, 2022 | 53.66 Mn |
| Dec 31, 2021 | 50.74 Mn |
| Sep 30, 2021 | 48.68 Mn |