Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)
Consumer Portfolio Services (CPSS) posted Change in Net Loans of -$1.4 million for Q3 2025, up 28.63% sequentially from -$2.0 million in Q2 2025, and up 73.15% YoY from -$812024.7 in Q3 2024.
Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends
Consumer Portfolio Services (CPSS) has 16 years of Change in Net Loans data on file, last reported at -$1.4 million in Q3 2025.
- Quarterly Change in Net Loans rose 73.15% year-over-year to -$1.4 million in Q3 2025, while the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY) and the FY2024 annual result came in at -$25.0 million, up 63.32% from the prior year.
- Change in Net Loans rose to -$1.4 million in Q3 2025 per CPSS's latest filing, from -$2.0 million in the prior quarter.
- The five-year high for Change in Net Loans was -$1.4 million in Q3 2025, with the low at -$73.5 million in Q1 2021.
- Average Change in Net Loans over 5 years is -$25.4 million, with a median of -$18.1 million recorded in 2023.
- Year-over-year, Change in Net Loans rose 19.63% in 2021 and jumped 73.15% in 2025.
- Consumer Portfolio Services' Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
- Business Quant data shows CPSS's Change in Net Loans at -$1.4 million in Q3 2025, -$2.0 million in Q2 2025, and -$3.1 million in Q1 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | -512.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Consumer Portfolio Services | 209.49 Mn | 202.55 Mn | 105.78 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | -1.41 Mn |
| Jun 30, 2025 | -1.97 Mn |
| Mar 31, 2025 | -3.11 Mn |
| Dec 31, 2024 | -3.53 Mn |
| Sep 30, 2024 | -5.24 Mn |
| Jun 30, 2024 | -6.81 Mn |
| Mar 31, 2024 | -9.43 Mn |
| Dec 31, 2023 | -11.18 Mn |
| Sep 30, 2023 | -14.09 Mn |
| Jun 30, 2023 | -18.15 Mn |
| Mar 31, 2023 | -24.75 Mn |
| Dec 31, 2022 | -23.84 Mn |
| Sep 30, 2022 | -29.65 Mn |
| Jun 30, 2022 | -36.41 Mn |
| Mar 31, 2022 | -43.84 Mn |
| Dec 31, 2021 | -50.73 Mn |
| Sep 30, 2021 | -55.90 Mn |
| Jun 30, 2021 | -68.98 Mn |
| Mar 31, 2021 | -73.48 Mn |
| Dec 31, 2020 | -71.49 Mn |