Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)

Consumer Portfolio Services' (CPSS) quarterly Change in Net Loans came in at -$1.4 million in Q3 2025, up 73.15% year-on-year from -$812024.7 in Q3 2024, and up 28.63% quarter-over-quarter from -$2.0 million in Q2 2025.

Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has disclosed Change in Net Loans across 16 years of filings, most recently posting -$1.4 million for Q3 2025.

  • Change in Net Loans for Q3 2025 came in at -$1.4 million, up 73.15% year-over-year; the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY), and the FY2024 annual result was -$25.0 million, up 63.32% from the prior year.
  • Change in Net Loans came in at -$1.4 million for Q3 2025 at Consumer Portfolio Services, up from -$2.0 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of -$1.4 million in Q3 2025 to a low of -$73.5 million in Q1 2021.
  • The 5-year median for Change in Net Loans is -$18.1 million (2023), against an average of -$25.4 million.
  • Across the five-year window, Change in Net Loans advanced 19.63% in 2021 and soared 73.15% in 2025, its largest moves.
  • Consumer Portfolio Services' Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
  • The last three Change in Net Loans figures came in at -$1.4 million (Q3 2025), -$2.0 million (Q2 2025), and -$3.1 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -512.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -2.36 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Consumer Portfolio Services 205.36 Mn 198.41 Mn 105.78 Mn -

Historic Data

Download Data
DateValue
Sep 30, 2025 -1.41 Mn
Jun 30, 2025 -1.97 Mn
Mar 31, 2025 -3.11 Mn
Dec 31, 2024 -3.53 Mn
Sep 30, 2024 -5.24 Mn
Jun 30, 2024 -6.81 Mn
Mar 31, 2024 -9.43 Mn
Dec 31, 2023 -11.18 Mn
Sep 30, 2023 -14.09 Mn
Jun 30, 2023 -18.15 Mn
Mar 31, 2023 -24.75 Mn
Dec 31, 2022 -23.84 Mn
Sep 30, 2022 -29.65 Mn
Jun 30, 2022 -36.41 Mn
Mar 31, 2022 -43.84 Mn
Dec 31, 2021 -50.73 Mn
Sep 30, 2021 -55.90 Mn
Jun 30, 2021 -68.98 Mn
Mar 31, 2021 -73.48 Mn
Dec 31, 2020 -71.49 Mn