Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)
Consumer Portfolio Services' (CPSS) quarterly Change in Net Loans came in at -$1.4 million in Q3 2025, up 73.15% year-over-year from -$812024.7 in Q3 2024, and up 28.63% quarter-over-quarter from -$2.0 million in Q2 2025.
Analysis
Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has disclosed Change in Net Loans across 16 years of filings, most recently posting -$1.4 million for Q3 2025.
- In Q3 2025, Change in Net Loans rose 73.15% year-over-year to -$1.4 million; the TTM figure through Sep 2025 stood at -$10.0 million (up 69.34% YoY), while the FY2024 annual figure was -$25.0 million, up 63.32% from the prior year.
- Change in Net Loans came in at -$1.4 million for Q3 2025 at Consumer Portfolio Services, up from -$2.0 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of -$1.4 million in Q3 2025 to a low of -$73.5 million in Q1 2021.
- Average Change in Net Loans over 5 years is -$25.4 million, with a median of -$18.1 million recorded in 2023.
- Year-over-year, Change in Net Loans climbed 19.63% in 2021 and jumped 73.15% in 2025.
- Over 5 years, Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
- Per Business Quant data, the three most recent Change in Net Loans figures were -$1.4 million in Q3 2025, -$2.0 million in Q2 2025, and -$3.1 million in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.79 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 671.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -1.41 Mn |
| Jun 30, 2025 | -1.97 Mn |
| Mar 31, 2025 | -3.11 Mn |
| Dec 31, 2024 | -3.53 Mn |
| Sep 30, 2024 | -5.24 Mn |
| Jun 30, 2024 | -6.81 Mn |
| Mar 31, 2024 | -9.43 Mn |
| Dec 31, 2023 | -11.18 Mn |
| Sep 30, 2023 | -14.09 Mn |
| Jun 30, 2023 | -18.15 Mn |
| Mar 31, 2023 | -24.75 Mn |
| Dec 31, 2022 | -23.84 Mn |
| Sep 30, 2022 | -29.65 Mn |
| Jun 30, 2022 | -36.41 Mn |
| Mar 31, 2022 | -43.84 Mn |
| Dec 31, 2021 | -50.73 Mn |
| Sep 30, 2021 | -55.90 Mn |
| Jun 30, 2021 | -68.98 Mn |
| Mar 31, 2021 | -73.48 Mn |
| Dec 31, 2020 | -71.49 Mn |