Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)

Consumer Portfolio Services (CPSS) posted Change in Net Loans of -$1.4 million for Q3 2025, up 28.63% sequentially from -$2.0 million in Q2 2025, and up 73.15% YoY from -$812024.7 in Q3 2024.

Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends

Consumer Portfolio Services (CPSS) has 16 years of Change in Net Loans data on file, last reported at -$1.4 million in Q3 2025.

  • Quarterly Change in Net Loans rose 73.15% year-over-year to -$1.4 million in Q3 2025, while the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY) and the FY2024 annual result came in at -$25.0 million, up 63.32% from the prior year.
  • Change in Net Loans rose to -$1.4 million in Q3 2025 per CPSS's latest filing, from -$2.0 million in the prior quarter.
  • The five-year high for Change in Net Loans was -$1.4 million in Q3 2025, with the low at -$73.5 million in Q1 2021.
  • Average Change in Net Loans over 5 years is -$25.4 million, with a median of -$18.1 million recorded in 2023.
  • Year-over-year, Change in Net Loans rose 19.63% in 2021 and jumped 73.15% in 2025.
  • Consumer Portfolio Services' Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
  • Business Quant data shows CPSS's Change in Net Loans at -$1.4 million in Q3 2025, -$2.0 million in Q2 2025, and -$3.1 million in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -512.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn -

Historic Data

Download Data
DateValue
Sep 30, 2025 -1.41 Mn
Jun 30, 2025 -1.97 Mn
Mar 31, 2025 -3.11 Mn
Dec 31, 2024 -3.53 Mn
Sep 30, 2024 -5.24 Mn
Jun 30, 2024 -6.81 Mn
Mar 31, 2024 -9.43 Mn
Dec 31, 2023 -11.18 Mn
Sep 30, 2023 -14.09 Mn
Jun 30, 2023 -18.15 Mn
Mar 31, 2023 -24.75 Mn
Dec 31, 2022 -23.84 Mn
Sep 30, 2022 -29.65 Mn
Jun 30, 2022 -36.41 Mn
Mar 31, 2022 -43.84 Mn
Dec 31, 2021 -50.73 Mn
Sep 30, 2021 -55.90 Mn
Jun 30, 2021 -68.98 Mn
Mar 31, 2021 -73.48 Mn
Dec 31, 2020 -71.49 Mn