Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)

Consumer Portfolio Services (CPSS) posted Change in Net Loans of -$1.4 million for Q3 2025, up 28.63% sequentially from -$2.0 million in Q2 2025, and up 73.15% YoY from -$812024.7 in Q3 2024.

Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has reported Change in Net Loans for 16 years, with the latest figure at -$1.4 million in Q3 2025.

  • Quarterly Change in Net Loans rose 73.15% year-over-year to -$1.4 million in Q3 2025, while the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY) and the FY2024 annual result came in at -$25.0 million, up 63.32% from the prior year.
  • Change in Net Loans rose to -$1.4 million in Q3 2025 per CPSS's latest filing, from -$2.0 million in the prior quarter.
  • Over five years, Change in Net Loans peaked at -$1.4 million in Q3 2025 and troughed at -$73.5 million in Q1 2021.
  • A 5-year average of -$25.4 million and a median of -$18.1 million in 2023 frame the typical range for Change in Net Loans.
  • The sharpest annual moves came in 2021 and 2025: Change in Net Loans grew 19.63% in 2021, then surged 73.15% in 2025.
  • Over 5 years, Change in Net Loans stood at -$50.7 million in 2021, then surged by 53.01% to -$23.8 million in 2022, then jumped by 53.1% to -$11.2 million in 2023, then jumped by 68.44% to -$3.5 million in 2024, then jumped by 60.16% to -$1.4 million in 2025.
  • According to Business Quant data, Change in Net Loans over the past three periods registered -$1.4 million, -$2.0 million, and -$3.1 million for Q3 2025, Q2 2025, and Q1 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.50 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.79 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Consumer Portfolio Services 207.10 Mn 200.16 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 -1.41 Mn
Jun 30, 2025 -1.97 Mn
Mar 31, 2025 -3.11 Mn
Dec 31, 2024 -3.53 Mn
Sep 30, 2024 -5.24 Mn
Jun 30, 2024 -6.81 Mn
Mar 31, 2024 -9.43 Mn
Dec 31, 2023 -11.18 Mn
Sep 30, 2023 -14.09 Mn
Jun 30, 2023 -18.15 Mn
Mar 31, 2023 -24.75 Mn
Dec 31, 2022 -23.84 Mn
Sep 30, 2022 -29.65 Mn
Jun 30, 2022 -36.41 Mn
Mar 31, 2022 -43.84 Mn
Dec 31, 2021 -50.73 Mn
Sep 30, 2021 -55.90 Mn
Jun 30, 2021 -68.98 Mn
Mar 31, 2021 -73.48 Mn
Dec 31, 2020 -71.49 Mn