Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)

Consumer Portfolio Services' (CPSS) quarterly Change in Net Loans came in at -$1.4 million in Q3 2025, up 73.15% year-over-year from -$812024.7 in Q3 2024, and up 28.63% quarter-over-quarter from -$2.0 million in Q2 2025.

Analysis

Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has disclosed Change in Net Loans across 16 years of filings, most recently posting -$1.4 million for Q3 2025.

  • In Q3 2025, Change in Net Loans rose 73.15% year-over-year to -$1.4 million; the TTM figure through Sep 2025 stood at -$10.0 million (up 69.34% YoY), while the FY2024 annual figure was -$25.0 million, up 63.32% from the prior year.
  • Change in Net Loans came in at -$1.4 million for Q3 2025 at Consumer Portfolio Services, up from -$2.0 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of -$1.4 million in Q3 2025 to a low of -$73.5 million in Q1 2021.
  • Average Change in Net Loans over 5 years is -$25.4 million, with a median of -$18.1 million recorded in 2023.
  • Year-over-year, Change in Net Loans climbed 19.63% in 2021 and jumped 73.15% in 2025.
  • Over 5 years, Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
  • Per Business Quant data, the three most recent Change in Net Loans figures were -$1.4 million in Q3 2025, -$2.0 million in Q2 2025, and -$3.1 million in Q1 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.79 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 671.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2025 -1.41 Mn
Jun 30, 2025 -1.97 Mn
Mar 31, 2025 -3.11 Mn
Dec 31, 2024 -3.53 Mn
Sep 30, 2024 -5.24 Mn
Jun 30, 2024 -6.81 Mn
Mar 31, 2024 -9.43 Mn
Dec 31, 2023 -11.18 Mn
Sep 30, 2023 -14.09 Mn
Jun 30, 2023 -18.15 Mn
Mar 31, 2023 -24.75 Mn
Dec 31, 2022 -23.84 Mn
Sep 30, 2022 -29.65 Mn
Jun 30, 2022 -36.41 Mn
Mar 31, 2022 -43.84 Mn
Dec 31, 2021 -50.73 Mn
Sep 30, 2021 -55.90 Mn
Jun 30, 2021 -68.98 Mn
Mar 31, 2021 -73.48 Mn
Dec 31, 2020 -71.49 Mn