Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)
Consumer Portfolio Services' (CPSS) quarterly Change in Net Loans came in at -$1.4 million in Q3 2025, up 73.15% year-on-year from -$812024.7 in Q3 2024, and up 28.63% quarter-over-quarter from -$2.0 million in Q2 2025.
Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has disclosed Change in Net Loans across 16 years of filings, most recently posting -$1.4 million for Q3 2025.
- Change in Net Loans for Q3 2025 came in at -$1.4 million, up 73.15% year-over-year; the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY), and the FY2024 annual result was -$25.0 million, up 63.32% from the prior year.
- Change in Net Loans came in at -$1.4 million for Q3 2025 at Consumer Portfolio Services, up from -$2.0 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of -$1.4 million in Q3 2025 to a low of -$73.5 million in Q1 2021.
- The 5-year median for Change in Net Loans is -$18.1 million (2023), against an average of -$25.4 million.
- Across the five-year window, Change in Net Loans advanced 19.63% in 2021 and soared 73.15% in 2025, its largest moves.
- Consumer Portfolio Services' Change in Net Loans stood at -$50.7 million in 2021, then soared by 53.01% to -$23.8 million in 2022, then surged by 53.1% to -$11.2 million in 2023, then surged by 68.44% to -$3.5 million in 2024, then surged by 60.16% to -$1.4 million in 2025.
- The last three Change in Net Loans figures came in at -$1.4 million (Q3 2025), -$2.0 million (Q2 2025), and -$3.1 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | -512.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -2.36 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Consumer Portfolio Services | 205.36 Mn | 198.41 Mn | 105.78 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | -1.41 Mn |
| Jun 30, 2025 | -1.97 Mn |
| Mar 31, 2025 | -3.11 Mn |
| Dec 31, 2024 | -3.53 Mn |
| Sep 30, 2024 | -5.24 Mn |
| Jun 30, 2024 | -6.81 Mn |
| Mar 31, 2024 | -9.43 Mn |
| Dec 31, 2023 | -11.18 Mn |
| Sep 30, 2023 | -14.09 Mn |
| Jun 30, 2023 | -18.15 Mn |
| Mar 31, 2023 | -24.75 Mn |
| Dec 31, 2022 | -23.84 Mn |
| Sep 30, 2022 | -29.65 Mn |
| Jun 30, 2022 | -36.41 Mn |
| Mar 31, 2022 | -43.84 Mn |
| Dec 31, 2021 | -50.73 Mn |
| Sep 30, 2021 | -55.90 Mn |
| Jun 30, 2021 | -68.98 Mn |
| Mar 31, 2021 | -73.48 Mn |
| Dec 31, 2020 | -71.49 Mn |