Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025)
Consumer Portfolio Services (CPSS) posted Change in Net Loans of -$1.4 million for Q3 2025, up 28.63% sequentially from -$2.0 million in Q2 2025, and up 73.15% YoY from -$812024.7 in Q3 2024.
Consumer Portfolio Services (CPSS) Change in Net Loans (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has reported Change in Net Loans for 16 years, with the latest figure at -$1.4 million in Q3 2025.
- Quarterly Change in Net Loans rose 73.15% year-over-year to -$1.4 million in Q3 2025, while the trailing twelve-month figure through Sep 2025 was -$10.0 million (up 69.34% YoY) and the FY2024 annual result came in at -$25.0 million, up 63.32% from the prior year.
- Change in Net Loans rose to -$1.4 million in Q3 2025 per CPSS's latest filing, from -$2.0 million in the prior quarter.
- Over five years, Change in Net Loans peaked at -$1.4 million in Q3 2025 and troughed at -$73.5 million in Q1 2021.
- A 5-year average of -$25.4 million and a median of -$18.1 million in 2023 frame the typical range for Change in Net Loans.
- The sharpest annual moves came in 2021 and 2025: Change in Net Loans grew 19.63% in 2021, then surged 73.15% in 2025.
- Over 5 years, Change in Net Loans stood at -$50.7 million in 2021, then surged by 53.01% to -$23.8 million in 2022, then jumped by 53.1% to -$11.2 million in 2023, then jumped by 68.44% to -$3.5 million in 2024, then jumped by 60.16% to -$1.4 million in 2025.
- According to Business Quant data, Change in Net Loans over the past three periods registered -$1.4 million, -$2.0 million, and -$3.1 million for Q3 2025, Q2 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.50 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.79 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Consumer Portfolio Services | 207.10 Mn | 200.16 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | -1.41 Mn |
| Jun 30, 2025 | -1.97 Mn |
| Mar 31, 2025 | -3.11 Mn |
| Dec 31, 2024 | -3.53 Mn |
| Sep 30, 2024 | -5.24 Mn |
| Jun 30, 2024 | -6.81 Mn |
| Mar 31, 2024 | -9.43 Mn |
| Dec 31, 2023 | -11.18 Mn |
| Sep 30, 2023 | -14.09 Mn |
| Jun 30, 2023 | -18.15 Mn |
| Mar 31, 2023 | -24.75 Mn |
| Dec 31, 2022 | -23.84 Mn |
| Sep 30, 2022 | -29.65 Mn |
| Jun 30, 2022 | -36.41 Mn |
| Mar 31, 2022 | -43.84 Mn |
| Dec 31, 2021 | -50.73 Mn |
| Sep 30, 2021 | -55.90 Mn |
| Jun 30, 2021 | -68.98 Mn |
| Mar 31, 2021 | -73.48 Mn |
| Dec 31, 2020 | -71.49 Mn |