Consumer Portfolio Services (CPSS) Asset Utilization Ratio (2011 - 2026)

Consumer Portfolio Services (CPSS) posted Asset Utilization Ratio of 0.11 for Q1 2026, down 1.85% sequentially from 0.11 in Q4 2025, and down 2.46% YoY from 0.11 in Q1 2025.

Consumer Portfolio Services (CPSS) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Consumer Portfolio Services (CPSS) has 16 years of Asset Utilization Ratio data on file, last reported at 0.11 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 2.46% year-over-year to 0.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.11 (down 2.46% YoY) and the FY2025 annual result came in at 0.12, down 3.92% from the prior year.
  • Asset Utilization Ratio slipped to 0.11 in Q1 2026 per CPSS's latest filing, from 0.11 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.13 in Q1 2022, with the low at 0.11 in Q1 2026.
  • Average Asset Utilization Ratio over 5 years is 0.12, with a median of 0.12 recorded in 2023.
  • Year-over-year, Asset Utilization Ratio grew 1.24% in 2022 and retreated 7.05% in 2024.
  • Consumer Portfolio Services' Asset Utilization Ratio stood at 0.12 in 2022, then fell by 0.27% to 0.12 in 2023, then dropped by 7.05% to 0.11 in 2024, then gained by 0.17% to 0.11 in 2025, then retreated by 1.85% to 0.11 in 2026.
  • Business Quant data shows CPSS's Asset Utilization Ratio at 0.11 in Q1 2026, 0.11 in Q4 2025, and 0.11 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Consumer Portfolio Services 209.49 Mn 202.55 Mn 105.78 Mn 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.11
Jun 30, 2025 0.11
Mar 31, 2025 0.11
Dec 31, 2024 0.11
Sep 30, 2024 0.11
Jun 30, 2024 0.12
Mar 31, 2024 0.12
Dec 31, 2023 0.12
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.12
Dec 31, 2022 0.12
Sep 30, 2022 0.12
Jun 30, 2022 0.12
Mar 31, 2022 0.13
Dec 31, 2021 0.13
Sep 30, 2021 0.12
Jun 30, 2021 0.13