Consumer Portfolio Services (CPSS) Asset Utilization Ratio (2011 - 2026)
Consumer Portfolio Services (CPSS) posted Asset Utilization Ratio of 0.11 for Q1 2026, down 1.85% sequentially from 0.11 in Q4 2025, and down 2.46% YoY from 0.11 in Q1 2025.
Analysis
Consumer Portfolio Services (CPSS) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Consumer Portfolio Services has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.11 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 2.46% year-over-year to 0.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.11 (down 2.46% YoY) and the FY2025 annual result came in at 0.12, down 3.92% from the prior year.
- Asset Utilization Ratio slipped to 0.11 in Q1 2026 per CPSS's latest filing, from 0.11 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.13 in Q1 2022 and troughed at 0.11 in Q1 2026.
- A 5-year average of 0.12 and a median of 0.12 in 2023 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2022 and 2024: Asset Utilization Ratio advanced 1.24% in 2022, then declined 7.05% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.12 in 2022, then declined by 0.27% to 0.12 in 2023, then slipped by 7.05% to 0.11 in 2024, then rose by 0.17% to 0.11 in 2025, then fell by 1.85% to 0.11 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.11, 0.11, and 0.11 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.47 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.64 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.09 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.42 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.29 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.08 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.04 |
| 10 | Consumer Portfolio Services | 203.46 Mn | 30.76 Mn | - | 0.11 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.11 |
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.12 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.12 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.12 |