Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026)

Consumer Portfolio Services (CPSS) posted EBITDA Margin of 60.61% for Q1 2026, little changed sequentially from 60.8% in Q4 2025, and up 286.0% YoY from 15.7% in Q1 2025.

Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has reported EBITDA Margin for 17 years, with the latest figure at 60.61% in Q1 2026.

  • Quarterly EBITDA Margin rose 286.0% year-over-year to 60.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 60.55% (up 381.0% YoY) and the FY2025 annual result came in at 59.85%, up 427.0% from the prior year.
  • EBITDA Margin was little changed at 60.61% in Q1 2026 per CPSS's latest filing, from 60.8% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 125.9% in Q1 2022 and troughed at 53.08% in Q1 2024.
  • A 5-year average of 68.33% and a median of 60.61% in 2026 frame the typical range for EBITDA Margin.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin surged 20073 bps in 2022, then slumped 4819 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 65.68% in 2022, then fell by 17 bps to 54.49% in 2023, then climbed by 4 bps to 56.86% in 2024, then increased by 7 bps to 60.8% in 2025, then dropped by 0 bps to 60.61% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 60.61%, 60.8%, and 60.99% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Consumer Portfolio Services 207.10 Mn 200.16 Mn - 60.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 60.61%
Dec 31, 2025 60.80%
Sep 30, 2025 60.99%
Jun 30, 2025 59.82%
Mar 31, 2025 57.75%
Dec 31, 2024 56.86%
Sep 30, 2024 56.58%
Jun 30, 2024 55.68%
Mar 31, 2024 53.08%
Dec 31, 2023 54.49%
Sep 30, 2023 56.59%
Jun 30, 2023 64.00%
Mar 31, 2023 90.17%
Dec 31, 2022 65.68%
Sep 30, 2022 70.37%
Jun 30, 2022 112.19%
Mar 31, 2022 125.90%
Jun 30, 2021 61.37%
Mar 31, 2021 -74.83%
Dec 31, 2020 -79.25%