Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026)
Consumer Portfolio Services' EBITDA Margin came in at 63.20% for Q2 2026, up 0.28 percentage points from 62.92% a year earlier but down 0.67 percentage points from the prior quarter.
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Analysis
Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Consumer Portfolio Services reported EBITDA Margin of 63.79%, up 3.05 percentage points year-over-year; for FY2025, it came in at 62.95%, up 4.47 percentage points from FY2024.
- EBITDA Margin carries a five-year change of +14.51 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 58.48% in FY2024 (-3.52 pp), 62.00% in FY2023 (-2.76 pp), 64.77% in FY2022 (+8.84 pp) and 55.93% in FY2021 (+7.49 pp).
- The five-year range for quarterly EBITDA Margin is 52.39% (Q1 2024) to 67.32% (Q2 2022).
- Year-over-year, EBITDA Margin has increased for seven consecutive quarters, with an average year-over-year change of +3.02 percentage points over the last eight quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q1 2022 (a gain of 15.03 percentage points), and the weakest in Q1 2024 (a drop of 12.38 percentage points).
- Business Quant data shows CPSS's EBITDA Margin at 63.87% (Q1 2026), 63.94% (Q4 2025) and 64.22% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 44.58% |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 83.49% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 47.01% |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 22.34% |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 52.57% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Consumer Portfolio Services | 225.01 Mn | 199.10 Mn | - | 64.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 64.33% |
| Jun 30, 2026 | 63.20% |
| Mar 31, 2026 | 63.87% |
| Dec 31, 2025 | 63.94% |
| Sep 30, 2025 | 64.22% |
| Jun 30, 2025 | 62.92% |
| Mar 31, 2025 | 60.66% |
| Dec 31, 2024 | 59.75% |
| Sep 30, 2024 | 59.47% |
| Jun 30, 2024 | 61.87% |
| Mar 31, 2024 | 52.39% |
| Dec 31, 2023 | 57.35% |
| Sep 30, 2023 | 59.48% |
| Jun 30, 2023 | 67.07% |
| Mar 31, 2023 | 64.77% |
| Dec 31, 2022 | 60.15% |
| Sep 30, 2022 | 66.96% |
| Jun 30, 2022 | 67.32% |
| Mar 31, 2022 | 64.45% |
| Jun 30, 2021 | 52.42% |
API Access
Consumer Portfolio Services EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();