Consumer Portfolio Services CPSS
NASDAQ CPSS
$9.34 -0.30 (-3.11%)
At close: Sep 18, 2026 · 4:00 PM EDT

Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026)

Consumer Portfolio Services' (CPSS) quarterly EBITDA Margin came in at 60.37% in Q2 2026, up 56.0% year-over-year from 38.7% in Q2 2025, and little changed quarter-over-quarter from 60.61% in Q1 2026.

Analysis

Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026) Analysis & Trends

Consumer Portfolio Services has disclosed EBITDA Margin across 17 years of filings, most recently posting 60.37% for Q2 2026.

  • In Q2 2026, EBITDA Margin rose 56.0% year-over-year to 60.37%; the TTM figure through Jun 2026 stood at 60.69% (up 290.0% YoY), while the FY2025 annual figure was 60.05%, up 426.0% from the prior year.
  • EBITDA Margin came in at 60.37% for Q2 2026 at Consumer Portfolio Services, roughly flat from 60.61% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 64.6% in Q2 2022 to a low of 52.89% in Q1 2024.
  • Average EBITDA Margin over 5 years is 59.22%, with a median of 60.1% recorded in 2025.
  • Year-over-year, EBITDA Margin jumped 13632 bps in 2022 and plunged 871 bps in 2024.
  • Over 5 years, EBITDA Margin stood at 56.82% in 2022, then fell by 4 bps to 54.49% in 2023, then gained by 4 bps to 56.86% in 2024, then climbed by 7 bps to 60.8% in 2025, then retreated by 1 bps to 60.37% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 60.37% in Q2 2026, 60.61% in Q1 2026, and 60.8% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 44.85%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 12.63%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 11.82%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 25.62%
5 Slm 4.72 Bn -77.52 Mn - 82.92%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 25.53%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 47.73%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 49.45%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 13.09%
10 Consumer Portfolio Services 201.73 Mn 29.03 Mn - 60.37%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 60.37%
Mar 31, 2026 60.61%
Dec 31, 2025 60.80%
Sep 30, 2025 60.99%
Jun 30, 2025 59.82%
Mar 31, 2025 57.75%
Dec 31, 2024 56.86%
Sep 30, 2024 56.58%
Jun 30, 2024 55.68%
Mar 31, 2024 52.89%
Dec 31, 2023 54.49%
Sep 30, 2023 56.59%
Jun 30, 2023 64.00%
Mar 31, 2023 61.60%
Dec 31, 2022 56.82%
Sep 30, 2022 64.04%
Jun 30, 2022 64.60%
Mar 31, 2022 61.49%
Jun 30, 2021 49.21%
Mar 31, 2021 -74.83%