Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026)
Consumer Portfolio Services (CPSS) posted EBITDA Margin of 60.61% for Q1 2026, little changed sequentially from 60.8% in Q4 2025, and up 286.0% YoY from 15.7% in Q1 2025.
Consumer Portfolio Services (CPSS) EBITDA Margin (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has reported EBITDA Margin for 17 years, with the latest figure at 60.61% in Q1 2026.
- Quarterly EBITDA Margin rose 286.0% year-over-year to 60.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 60.55% (up 381.0% YoY) and the FY2025 annual result came in at 59.85%, up 427.0% from the prior year.
- EBITDA Margin was little changed at 60.61% in Q1 2026 per CPSS's latest filing, from 60.8% in the prior quarter.
- Over five years, EBITDA Margin peaked at 125.9% in Q1 2022 and troughed at 53.08% in Q1 2024.
- A 5-year average of 68.33% and a median of 60.61% in 2026 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin surged 20073 bps in 2022, then slumped 4819 bps in 2023.
- Over 5 years, EBITDA Margin stood at 65.68% in 2022, then fell by 17 bps to 54.49% in 2023, then climbed by 4 bps to 56.86% in 2024, then increased by 7 bps to 60.8% in 2025, then dropped by 0 bps to 60.61% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 60.61%, 60.8%, and 60.99% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Consumer Portfolio Services | 207.10 Mn | 200.16 Mn | - | 60.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 60.61% |
| Dec 31, 2025 | 60.80% |
| Sep 30, 2025 | 60.99% |
| Jun 30, 2025 | 59.82% |
| Mar 31, 2025 | 57.75% |
| Dec 31, 2024 | 56.86% |
| Sep 30, 2024 | 56.58% |
| Jun 30, 2024 | 55.68% |
| Mar 31, 2024 | 53.08% |
| Dec 31, 2023 | 54.49% |
| Sep 30, 2023 | 56.59% |
| Jun 30, 2023 | 64.00% |
| Mar 31, 2023 | 90.17% |
| Dec 31, 2022 | 65.68% |
| Sep 30, 2022 | 70.37% |
| Jun 30, 2022 | 112.19% |
| Mar 31, 2022 | 125.90% |
| Jun 30, 2021 | 61.37% |
| Mar 31, 2021 | -74.83% |
| Dec 31, 2020 | -79.25% |