LendingClub Corp Ratios

Ratios Mar2011 Mar2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin -83.93%20.42%61.81%59.43%60.10%56.74%59.99%61.35%68.98%83.80%80.93%83.34%89.15%87.24%
EBT Margin -175.31%-75.61%7.46%-14.92%-0.50%-29.99%-26.70%-18.44%-4.07%-58.98%2.25%12.89%6.32%8.27%
EBIT Margin -359.24%-155.19%2.54%-5.07%-0.17%-10.20%-9.07%-57.08%-35.09%-74.12%0.13%18.75%23.63%18.16%
Operating Margin -359.24%-155.19%2.54%-5.07%-0.17%-10.20%-9.07%-57.08%-35.09%-74.12%0.13%18.75%23.63%18.16%
Net Margin -175.31%-75.61%7.46%-15.58%-1.16%-29.15%-27.73%-18.70%-4.05%-58.96%2.27%24.40%4.50%6.52%
FCF Margin -149.98%-72.60%-9.49%13.90%8.22%-10.24%-107.56%-99.70%-42.36%121.63%25.10%25.78%-138.34%-341.61%
Efficiency
Assets Average 286.60M1,173.36M2,916.72M4,841.84M5,678.13M5,101.73M4,230.18M3,400.93M2,422.82M3,381.81M6,440.03M8,403.60M9,728.99M
Equity Average 25.92M52.22M520.66M1,007.54M1,008.82M951.76M899.37M885.58M812.18M787.21M1,007.27M1,208.06M1,296.78M
Invested Capital 15.51M36.34M68.09M973.22M1,041.86M975.77M927.76M870.98M900.19M829.16M1,122.17M1,228.45M1,271.22M1,341.73M
Asset Utilization Ratio 0.060.080.070.090.090.110.160.220.130.240.180.100.08
Leverage & Solvency
Interest Coverage Ratio -1.82-0.770.01-0.030.00-0.07-0.09-1.03-1.08-1.570.012.700.750.38
Debt to Equity 0.190.0126.032.894.394.433.182.191.200.140.050.070.02
Debt Ratio 0.020.000.910.720.790.780.640.500.360.060.010.010.00
Equity Ratio 0.090.090.040.250.180.180.200.230.300.390.170.150.140.13
Times Interest Earned -1.82-0.770.01-0.030.00-0.07-0.09-1.03-1.08-1.570.012.700.750.38
Dividends & Payouts
FCF Payout Ratio 0.000.13
Valuation
Enterprise Value -13.34M-31.24M-49.30M6,707.68M3,551.86M1,554.42M1,316.96M749.74M868.45M441.30M1,727.80M-132.25M-294.17M865.73M
Market Capitalization 7,577.46M4,175.39M2,070.02M1,713.41M1,120.93M1,112.23M966.26M2,414.93M924.78M958.33M1,819.79M
Return Ratios
Return on Sales -1.75%-0.76%0.07%-0.16%-0.01%-0.29%-0.27%-0.18%-0.04%-0.59%0.02%0.24%0.05%0.07%
Return on Invested Capital -0.05%-0.30%-0.27%0.12%0.09%
Return on Assets -0.04%0.01%-0.01%0.00%-0.03%-0.03%-0.03%-0.01%-0.08%0.01%0.04%0.00%0.01%
Return on Equity -0.46%0.14%-0.06%0.00%-0.14%-0.16%-0.14%-0.03%-0.23%0.02%0.29%0.03%0.04%