Pathfinder Bancorp (PBHC) FCF Payout Ratio: 2017-2025

Historic FCF Payout Ratio for Pathfinder Bancorp (PBHC) over the last 9 years, with Sep 2025 value amounting to 0.07.

  • Pathfinder Bancorp's FCF Payout Ratio rose 66.14% to 0.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.39, marking a year-over-year increase of 329.24%. This contributed to the annual value of 0.21 for FY2024, which is 64.47% up from last year.
  • As of Q3 2025, Pathfinder Bancorp's FCF Payout Ratio stood at 0.07, which was up 157.10% from -0.12 recorded in Q2 2025.
  • In the past 5 years, Pathfinder Bancorp's FCF Payout Ratio ranged from a high of 1.72 in Q1 2024 and a low of -0.15 during Q4 2024.
  • Over the past 3 years, Pathfinder Bancorp's median FCF Payout Ratio value was 0.07 (recorded in 2025), while the average stood at 0.23.
  • Within the past 5 years, the most significant YoY rise in Pathfinder Bancorp's FCF Payout Ratio was 2,310.67% (2024), while the steepest drop was 392.29% (2024).
  • Pathfinder Bancorp's FCF Payout Ratio (Quarterly) stood at 0.06 in 2021, then declined by 22.51% to 0.05 in 2022, then grew by 15.02% to 0.05 in 2023, then crashed by 392.29% to -0.15 in 2024, then surged by 66.14% to 0.07 in 2025.
  • Its last three reported values are 0.07 in Q3 2025, -0.12 for Q2 2025, and 0.09 during Q1 2025.