Pathfinder Bancorp PBHC
NASDAQ PBHC
$16.39 -0.22 (-1.32%)
As of: Aug 21, 2026 · 11:00 AM EDT

Pathfinder Bancorp (PBHC) FCF Payout Ratio (2013 - 2026)

Pathfinder Bancorp (PBHC) posted FCF Payout Ratio of 0.28 for Q1 2026, down 241.16% sequentially from 0.2 in Q4 2025, and down 399.99% YoY from 0.09 in Q1 2025.

Pathfinder Bancorp (PBHC) FCF Payout Ratio (2013 - 2026) Analysis & Trends

Pathfinder Bancorp has reported FCF Payout Ratio for 14 years, with the latest figure at 0.28 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 399.99% year-over-year to 0.28 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.32 (up 144.49% YoY) and the FY2025 annual result came in at 0.18, down 8.95% from the prior year.
  • FCF Payout Ratio eased to 0.28 in Q1 2026 per PBHC's latest filing, from 0.2 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 1.55 in Q1 2024 and troughed at 0.28 in Q1 2026.
  • A 5-year average of 0.16 and a median of 0.07 in 2023 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2024 and 2026: FCF Payout Ratio surged 2070.12% in 2024, then tumbled 399.99% in 2026.
  • Over 5 years, FCF Payout Ratio stood at 0.05 in 2022, then climbed by 14.74% to 0.05 in 2023, then sank by 362.69% to 0.14 in 2024, then soared by 245.29% to 0.2 in 2025, then tumbled by 241.16% to 0.28 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.28, 0.2, and 0.07 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.32
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.17
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 0.67
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Pathfinder Bancorp 80.15 Mn 79.32 Mn - 0.22

Historic Data

Download Data
DateValue
Jun 30, 2026 0.22
Mar 31, 2026 -0.28
Dec 31, 2025 0.20
Sep 30, 2025 0.07
Jun 30, 2025 -0.12
Mar 31, 2025 0.09
Dec 31, 2024 -0.14
Sep 30, 2024 0.04
Jun 30, 2024 0.74
Mar 31, 2024 1.55
Dec 31, 2023 0.05
Sep 30, 2023 0.10
Jun 30, 2023 -0.09
Mar 31, 2023 0.07
Dec 31, 2022 0.05
Sep 30, 2022 0.09
Jun 30, 2022 0.17
Mar 31, 2022 0.12
Dec 31, 2021 0.07
Sep 30, 2021 0.04