Pathfinder Bancorp (PBHC) Interest Expenses (2013 - 2026)
Pathfinder Bancorp (PBHC) posted Interest Expenses of $7.53 million for Q2 2026, down 10.0% from $8.37 million a year earlier but up 5.2% from the prior quarter.
Pathfinder Bancorp (PBHC) Interest Expenses (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expenses at Pathfinder Bancorp was $30.61 million, down 12.6% year-over-year; for FY2025, it came in at $32.32 million, down 13.5% from FY2024.
- Annual Interest Expenses shows a five-year compound annual growth rate of 24.4% (FY2020 to FY2025).
- In prior years, Pathfinder Bancorp's Interest Expenses was $37.37 million in FY2024 (+30.0%), $28.74 million in FY2023 (+196.5%), $9.7 million in FY2022 (+28.7%) and $7.53 million in FY2021 (-30.7%).
- Quarterly Interest Expenses has run from a low of $1.46 million in Q4 2021 to a high of $9.54 million in Q2 2024 over five years.
- On a year-over-year basis, Interest Expenses has declined in each of the last seven quarters, with an average decline of 6.3% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expenses in the past five years was Q2 2023, with growth of 298.4%; the weakest was Q4 2021, with a decline of 42.8%.
- According to Business Quant data, Interest Expenses for the three prior quarters was $7.16 million (Q1 2026), $7.78 million (Q4 2025) and $8.14 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | Pathfinder Bancorp | 105.84 Mn | 105.01 Mn | - | 7.53 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.53 Mn |
| Mar 31, 2026 | 7.16 Mn |
| Dec 31, 2025 | 7.78 Mn |
| Sep 30, 2025 | 8.14 Mn |
| Jun 30, 2025 | 8.37 Mn |
| Mar 31, 2025 | 8.03 Mn |
| Dec 31, 2024 | 9.15 Mn |
| Sep 30, 2024 | 9.47 Mn |
| Jun 30, 2024 | 9.54 Mn |
| Mar 31, 2024 | 9.21 Mn |
| Dec 31, 2023 | 9.17 Mn |
| Sep 30, 2023 | 7.61 Mn |
| Jun 30, 2023 | 6.89 Mn |
| Mar 31, 2023 | 5.08 Mn |
| Dec 31, 2022 | 3.85 Mn |
| Sep 30, 2022 | 2.60 Mn |
| Jun 30, 2022 | 1.73 Mn |
| Mar 31, 2022 | 1.52 Mn |
| Dec 31, 2021 | 1.46 Mn |
| Sep 30, 2021 | 1.84 Mn |
Pathfinder Bancorp Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=PBHC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "PBHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=PBHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();