Pathfinder Bancorp (PBHC) Interest Coverage Ratio (2017 - 2025)
Historic Interest Coverage Ratio for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to 1.08.
- Pathfinder Bancorp's Interest Coverage Ratio rose 17865.51% to 1.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.3, marking a year-over-year increase of 2182.32%. This contributed to the annual value of 1.14 for FY2024, which is 1928.26% down from last year.
- Per Pathfinder Bancorp's latest filing, its Interest Coverage Ratio stood at 1.08 for Q3 2025, which was up 17865.51% from 1.0 recorded in Q2 2025.
- Pathfinder Bancorp's Interest Coverage Ratio's 5-year high stood at 4.42 during Q4 2021, with a 5-year trough of 0.39 in Q3 2024.
- For the 5-year period, Pathfinder Bancorp's Interest Coverage Ratio averaged around 2.01, with its median value being 1.63 (2024).
- In the last 5 years, Pathfinder Bancorp's Interest Coverage Ratio tumbled by 7150.77% in 2024 and then soared by 17865.51% in 2025.
- Quarter analysis of 5 years shows Pathfinder Bancorp's Interest Coverage Ratio stood at 4.42 in 2021, then tumbled by 54.18% to 2.02 in 2022, then plummeted by 33.53% to 1.35 in 2023, then increased by 21.04% to 1.63 in 2024, then crashed by 33.53% to 1.08 in 2025.
- Its Interest Coverage Ratio stands at 1.08 for Q3 2025, versus 1.0 for Q2 2025 and 1.46 for Q1 2025.