Pathfinder Bancorp (PBHC) Interest Coverage Ratio: 2017-2025
Historic Interest Coverage Ratio for Pathfinder Bancorp (PBHC) over the last 9 years, with Sep 2025 value amounting to 1.08.
- Pathfinder Bancorp's Interest Coverage Ratio rose 178.66% to 1.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.30, marking a year-over-year increase of 21.82%. This contributed to the annual value of 1.14 for FY2024, which is 19.28% down from last year.
- According to the latest figures from Q3 2025, Pathfinder Bancorp's Interest Coverage Ratio is 1.08, which was up 7.77% from 1.00 recorded in Q2 2025.
- In the past 5 years, Pathfinder Bancorp's Interest Coverage Ratio ranged from a high of 4.42 in Q4 2021 and a low of 0.39 during Q3 2024.
- For the 3-year period, Pathfinder Bancorp's Interest Coverage Ratio averaged around 1.26, with its median value being 1.35 (2023).
- In the last 5 years, Pathfinder Bancorp's Interest Coverage Ratio crashed by 71.51% in 2024 and then spiked by 178.66% in 2025.
- Pathfinder Bancorp's Interest Coverage Ratio (Quarterly) stood at 4.42 in 2021, then crashed by 54.18% to 2.02 in 2022, then crashed by 33.53% to 1.35 in 2023, then climbed by 21.04% to 1.63 in 2024, then surged by 178.66% to 1.08 in 2025.
- Its last three reported values are 1.08 in Q3 2025, 1.00 for Q2 2025, and 1.46 during Q1 2025.