Pathfinder Bancorp (PBHC) Interest Coverage Ratio (2017 - 2025)
Pathfinder Bancorp (PBHC) has disclosed Interest Coverage Ratio for 9 consecutive years, with 0.09 as the latest value for Q4 2025.
- Quarterly Interest Coverage Ratio fell 105.81% to 0.09 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.87 through Dec 2025, down 23.26% year-over-year, with the annual reading at 0.03 for FY2025, 227.49% down from the prior year.
- Interest Coverage Ratio hit 0.09 in Q4 2025 for Pathfinder Bancorp, down from 1.08 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.73 in Q3 2021 to a low of 0.09 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 2.85 across 5 years, with a median of 1.55 in 2025.
- Biggest five-year swings in Interest Coverage Ratio: soared 3412.04% in 2023 and later tumbled 105.81% in 2025.
- Year by year, Interest Coverage Ratio stood at 1.81 in 2021, then crashed by 97.88% to 0.04 in 2022, then skyrocketed by 3412.04% to 1.35 in 2023, then grew by 21.04% to 1.63 in 2024, then crashed by 105.81% to 0.09 in 2025.
- Business Quant data shows Interest Coverage Ratio for PBHC at 0.09 in Q4 2025, 1.08 in Q3 2025, and 1.0 in Q2 2025.