Pathfinder Bancorp (PBHC) Interest Coverage Ratio (2013 - 2026)
Pathfinder Bancorp recorded quarterly Interest Coverage Ratio of 1.41 in Q1 2026, up 1590.18% quarter-over-quarter from 0.09 in Q4 2025, and down 3.56% year-over-year from 1.46 in Q1 2025.
Pathfinder Bancorp's Interest Coverage Ratio history runs 14 years deep, the most recent figure standing at 1.41 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 3.56% year-over-year to 1.41; the TTM figure through Mar 2026 stood at 0.85 (down 27.8% YoY), while the FY2025 annual figure was 0.03, down 227.49% from the prior year.
- Interest Coverage Ratio came in at 1.41 for Q1 2026 at Pathfinder Bancorp, up from 0.09 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.97 in Q3 2022 to a low of 0.09 in Q4 2025.
- A 5-year average of 2.17 and a median of 1.36 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio surged 3412.04% in 2023 and tumbled 105.81% in 2025, its largest moves.
- Pathfinder Bancorp's Interest Coverage Ratio stood at 0.04 in 2022, then soared by 3412.04% to 1.35 in 2023, then climbed by 21.04% to 1.63 in 2024, then tumbled by 105.81% to 0.09 in 2025, then surged by 1590.18% to 1.41 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.41, 0.09, and 1.08 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Pathfinder Bancorp | 19,182.00 | -804,818.00 | - | 1.41 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.41 |
| Dec 31, 2025 | -0.09 |
| Sep 30, 2025 | 1.08 |
| Jun 30, 2025 | 1.00 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.63 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 1.26 |
| Mar 31, 2024 | 1.29 |
| Dec 31, 2023 | 1.35 |
| Sep 30, 2023 | 1.36 |
| Jun 30, 2023 | 6.19 |
| Mar 31, 2023 | 8.08 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 2.52 |
| Jun 30, 2022 | 3.35 |
| Mar 31, 2022 | 3.45 |
| Dec 31, 2021 | 1.81 |
| Sep 30, 2021 | 11.73 |
| Jun 30, 2021 | 3.09 |
| Mar 31, 2021 | 5.92 |
| Dec 31, 2020 | 1.77 |
| Sep 30, 2020 | 1.87 |
| Jun 30, 2020 | 12.81 |
| Mar 31, 2020 | 1.68 |
| Dec 31, 2019 | 0.75 |
| Sep 30, 2019 | 1.46 |
| Jun 30, 2019 | 4.58 |
| Mar 31, 2019 | 4.62 |
| Dec 31, 2018 | 6.25 |
| Sep 30, 2018 | 6.25 |
| Jun 30, 2018 | 1.52 |
| Mar 31, 2018 | 1.67 |
| Dec 31, 2017 | 0.79 |
| Sep 30, 2017 | 7.52 |
| Jun 30, 2017 | 7.08 |
| Mar 31, 2017 | 6.55 |
| Dec 31, 2016 | 7.42 |
| Sep 30, 2016 | 2.20 |
| Jun 30, 2016 | 2.25 |
| Mar 31, 2016 | 2.06 |
| Dec 31, 2015 | 0.34 |
| Sep 30, 2015 | 30.54 |
| Jun 30, 2015 | 2.60 |
| Mar 31, 2015 | 2.31 |
| Dec 31, 2014 | 4.42 |
| Sep 30, 2014 | 2.14 |
| Jun 30, 2014 | 2.44 |
| Mar 31, 2014 | 2.00 |
| Dec 31, 2013 | 1.73 |
| Sep 30, 2013 | 1.93 |