Pathfinder Bancorp (PBHC) Interest Expense - Debt (2013 - 2026)
Pathfinder Bancorp's Interest Expense - Debt was $99,000 in Q2 2026, up 37.5% from $72,000 a year earlier but down 13.2% from the prior quarter.
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Analysis
Pathfinder Bancorp (PBHC) Interest Expense - Debt (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Pathfinder Bancorp's Interest Expense - Debt was $463,000 through Jun 30, 2026, down 2.5% year-over-year; for FY2025, it was $387,000, down 47.2% from FY2024.
- Interest Expense - Debt shows a five-year compound annual growth rate of -23.8% (FY2020 to FY2025).
- In earlier years, Interest Expense - Debt was $733,000 in FY2024 (-13.8%), $850,000 in FY2023 (+50.7%), $564,000 in FY2022 (-44.6%) and $1.02 million in FY2021 (-32.3%).
- Quarterly Interest Expense - Debt has moved between $65,000 (Q1 2025) and $274,000 (Q3 2021) over five years.
- Compared with a year earlier, Interest Expense - Debt was higher in two of the last eight quarters, with an average decline of 14.3%.
- The best year-over-year quarter for Interest Expense - Debt over five years was Q1 2026 (growth of 75.4%); the worst was Q1 2025 (a decline of 66.5%).
- Per Business Quant data, PBHC's Interest Expense - Debt in the three quarters before Q2 2026 was $114,000 (Q1 2026), $123,000 (Q4 2025) and $127,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | Pathfinder Bancorp | 105.84 Mn | 105.01 Mn | - | 99,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 99,000.00 |
| Mar 31, 2026 | 114,000.00 |
| Dec 31, 2025 | 123,000.00 |
| Sep 30, 2025 | 127,000.00 |
| Jun 30, 2025 | 72,000.00 |
| Mar 31, 2025 | 65,000.00 |
| Dec 31, 2024 | 136,000.00 |
| Sep 30, 2024 | 202,000.00 |
| Jun 30, 2024 | 201,000.00 |
| Mar 31, 2024 | 194,000.00 |
| Dec 31, 2023 | 231,000.00 |
| Sep 30, 2023 | 222,000.00 |
| Jun 30, 2023 | 203,000.00 |
| Mar 31, 2023 | 194,000.00 |
| Dec 31, 2022 | 159,000.00 |
| Sep 30, 2022 | 131,000.00 |
| Jun 30, 2022 | 141,000.00 |
| Mar 31, 2022 | 133,000.00 |
| Dec 31, 2021 | 153,000.00 |
| Sep 30, 2021 | 274,000.00 |
API Access
Pathfinder Bancorp Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=PBHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "PBHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=PBHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();