Pathfinder Bancorp (PBHC) Long-Term Debt Repayments (2013 - 2026)

Pathfinder Bancorp has reported Long-Term Debt Repayments for 12 years, with the latest figure at $4.6 million in Q4 2025.

• Quarterly Long-Term Debt Repayments fell 63.56% year-over-year to $4.6 million in Q4 2025, while the trailing twelve-month figure through Mar 2026 was $14.4 million (down 62.91% YoY) and the FY2025 annual result came in at $23.9 million, down 28.82% from the prior year.
• Long-Term Debt Repayments declined to $4.6 million in Q4 2025 per PBHC's latest filing, from $5.1 million in the prior quarter.
• Over five years, Long-Term Debt Repayments peaked at $16.8 million in Q3 2024 and troughed at $825000.0 in Q2 2023.
• A 5-year average of $6.7 million and a median of $5.2 million in 2022 frame the typical range for Long-Term Debt Repayments.
• The widest YoY moves for Long-Term Debt Repayments: up 469.41% in 2021, down 81.22% in 2021.
• Over 5 years, Long-Term Debt Repayments stood at $7.9 million in 2021, then dropped by 24.03% to $6.0 million in 2022, then slipped by 8.43% to $5.5 million in 2023, then surged by 131.18% to $12.7 million in 2024, then plunged by 63.56% to $4.6 million in 2025.
• According to Business Quant data, Long-Term Debt Repayments over the past three periods registered $4.6 million, $5.1 million, and $4.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.