Pathfinder Bancorp (PBHC) Provisions (2013 - 2026)
Pathfinder Bancorp's Provisions came in at -$155 million for Q2 2026, compared with $1.2 million a year earlier.
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Analysis
Pathfinder Bancorp (PBHC) Provisions (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Pathfinder Bancorp reported Provisions of -$308.26 million; for FY2025, it was $16.34 million, up 48.9% from FY2024.
- Provisions has increased in each of the last four years, with a five-year compound annual growth rate of 28.3% (FY2020 to FY2025).
- Going back by year, Provisions was $10.97 million in FY2024 (+274.5%), $2.93 million in FY2023 (+6.4%), $2.75 million in FY2022 (+169.5%) and $1.02 million in FY2021 (-78.3%).
- The five-year range for quarterly Provisions is -$168 million (Q1 2026) to $692 million (Q1 2023).
- Year-over-year, Provisions increased in three of the last four quarters, with growth averaging 374.4%.
- The fastest year-over-year change in Provisions over five years came in Q3 2024 (growth of 980.4%), and the weakest in Q1 2024 (a decline of 99.9%).
- Business Quant data shows PBHC's Provisions at -$168 million (Q1 2026), $11.24 million (Q4 2025) and $3.5 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Pathfinder Bancorp | 107.86 Mn | 107.04 Mn | - | -155.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -155.00 Mn |
| Mar 31, 2026 | -168.00 Mn |
| Dec 31, 2025 | 11.24 Mn |
| Sep 30, 2025 | 3.50 Mn |
| Jun 30, 2025 | 1.20 Mn |
| Mar 31, 2025 | 457.00 Mn |
| Dec 31, 2024 | 973,000.00 |
| Sep 30, 2024 | 9.00 Mn |
| Jun 30, 2024 | 290,000.00 |
| Mar 31, 2024 | 726,000.00 |
| Dec 31, 2023 | 267,000.00 |
| Sep 30, 2023 | 833,000.00 |
| Jun 30, 2023 | 1.14 Mn |
| Mar 31, 2023 | 692.00 Mn |
| Dec 31, 2022 | 1.88 Mn |
| Sep 30, 2022 | 710,000.00 |
| Jun 30, 2022 | 59,000.00 |
| Mar 31, 2022 | 102,000.00 |
| Dec 31, 2021 | -1.08 Mn |
| Sep 30, 2021 | 104,000.00 |
API Access
Pathfinder Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=PBHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "PBHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=PBHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();