Pathfinder Bancorp (PBHC) Provisions (2013 - 2026)
Pathfinder Bancorp (PBHC) posted Provisions of -$168000.0 for Q1 2026, up 96.74% sequentially from -$5.1 million in Q4 2025, and down 136.76% YoY from $457000.0 in Q1 2025.
Pathfinder Bancorp (PBHC) Provisions (2013 - 2026) Analysis & Trends
Pathfinder Bancorp has reported Provisions for 14 years, with the latest figure at -$168000.0 in Q1 2026.
- Quarterly Provisions fell 136.76% year-over-year to -$168000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.8 million (down 396.69% YoY) and the FY2025 annual result came in at $16.3 million, up 17485.11% from the prior year.
- Provisions climbed to -$168000.0 in Q1 2026 per PBHC's latest filing, from -$5.1 million in the prior quarter.
- Over five years, Provisions peaked at $692.0 million in Q1 2023 and troughed at -$10.1 million in Q4 2024.
- A 5-year average of $40.7 million and a median of $457000.0 in 2025 frame the typical range for Provisions.
- The sharpest annual moves came in 2023 and 2024: Provisions jumped 37901.1% in 2023, then slumped 355.03% in 2024.
- Over 5 years, Provisions stood at -$871000.0 in 2022, then sank by 154.31% to -$2.2 million in 2023, then plunged by 355.03% to -$10.1 million in 2024, then jumped by 48.92% to -$5.1 million in 2025, then jumped by 96.74% to -$168000.0 in 2026.
- According to Business Quant data, Provisions over the past three periods registered -$168000.0, -$5.1 million, and $3.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 131.00 Mn |
| 10 | Pathfinder Bancorp | 80.15 Mn | 79.32 Mn | - | -155.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -155,000.00 |
| Mar 31, 2026 | -168,000.00 |
| Dec 31, 2025 | -5.15 Mn |
| Sep 30, 2025 | 3.49 Mn |
| Jun 30, 2025 | 19,000.00 |
| Mar 31, 2025 | 457,000.00 |
| Dec 31, 2024 | -10.08 Mn |
| Sep 30, 2024 | 8.97 Mn |
| Jun 30, 2024 | 290,000.00 |
| Mar 31, 2024 | 726,000.00 |
| Dec 31, 2023 | -2.22 Mn |
| Sep 30, 2023 | 833,000.00 |
| Jun 30, 2023 | 1.14 Mn |
| Mar 31, 2023 | 692.00 Mn |
| Dec 31, 2022 | -871,000.00 |
| Sep 30, 2022 | 710,000.00 |
| Jun 30, 2022 | 59,000.00 |
| Mar 31, 2022 | 1.82 Mn |
| Dec 31, 2021 | -1.83 Mn |
| Sep 30, 2021 | 104,000.00 |