Pathfinder Bancorp (PBHC) EBITDA (2013 - 2026)
Pathfinder Bancorp's EBITDA was $11.31 million in Q2 2026, up 28.2% from $8.82 million a year earlier and up 6.4% from the prior quarter.
Pathfinder Bancorp (PBHC) EBITDA (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Pathfinder Bancorp's EBITDA was $31.01 million through Jun 30, 2026, down 23.7% year-over-year; for FY2025, it came in at $82.8 million, up 22.1% from FY2024.
- EBITDA has now increased for 12 consecutive years, with a five-year compound annual growth rate of 31.7% (FY2020 to FY2025).
- In earlier years, EBITDA was $67.79 million in FY2024 (+61.6%), $41.94 million in FY2023 (+58.3%), $26.5 million in FY2022 (+4.5%) and $25.36 million in FY2021 (+21.2%).
- The Q2 2026 figure marks the highest quarterly EBITDA since Q1 2025.
- Compared with a year earlier, EBITDA was higher in four of the last seven quarters, with growth averaging 10.6%.
- The best year-over-year quarter for EBITDA over five years was Q3 2025 (growth of 128.6%); the worst was Q3 2024 (a decline of 61.2%).
- Per Business Quant data, PBHC's EBITDA in the three quarters before Q2 2026 was $10.62 million (Q1 2026), -$430,000 (Q4 2025) and $9.51 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 54.95 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -1,174.27 Bn |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 30.01 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 21.67 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 18.88 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.17 Bn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 20.89 Bn |
| 10 | Pathfinder Bancorp | 107.86 Mn | 107.04 Mn | - | 11.31 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.31 Mn |
| Mar 31, 2026 | 10.62 Mn |
| Dec 31, 2025 | -430,000.00 |
| Sep 30, 2025 | 9.51 Mn |
| Jun 30, 2025 | 8.82 Mn |
| Mar 31, 2025 | 12.30 Mn |
| Dec 31, 2024 | 15.34 Mn |
| Sep 30, 2024 | 4.16 Mn |
| Jun 30, 2024 | 12.37 Mn |
| Mar 31, 2024 | 12.26 Mn |
| Dec 31, 2023 | 12.69 Mn |
| Sep 30, 2023 | 10.73 Mn |
| Jun 30, 2023 | 9.75 Mn |
| Mar 31, 2023 | 8.78 Mn |
| Dec 31, 2022 | 7.78 Mn |
| Sep 30, 2022 | 6.93 Mn |
| Jun 30, 2022 | 6.17 Mn |
| Mar 31, 2022 | 5.62 Mn |
| Dec 31, 2021 | 6.88 Mn |
| Sep 30, 2021 | 6.71 Mn |
Pathfinder Bancorp EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=PBHC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "PBHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=PBHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();