Pathfinder Bancorp (PBHC) Change in Net Loans (2013 - 2026)
Pathfinder Bancorp (PBHC) posted Change in Net Loans of -$1.3 million for Q1 2026, down 129.3% sequentially from $4.6 million in Q4 2025, and up 79.86% YoY from -$747794.5 in Q1 2025.
Pathfinder Bancorp (PBHC) Change in Net Loans (2013 - 2026) Analysis & Trends
Pathfinder Bancorp has reported Change in Net Loans for 14 years, with the latest figure at -$1.3 million in Q1 2026.
- Quarterly Change in Net Loans rose 79.86% year-over-year to -$1.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$3.6 million (down 111.93% YoY) and the FY2025 annual result came in at -$8.9 million, down 128.65% from the prior year.
- Change in Net Loans declined to -$1.3 million in Q1 2026 per PBHC's latest filing, from $4.6 million in the prior quarter.
- Over five years, Change in Net Loans peaked at $42.3 million in Q3 2024 and troughed at -$18.5 million in Q2 2023.
- A 5-year average of $5.2 million and a median of $3.6 million in 2025 frame the typical range for Change in Net Loans.
- The widest YoY moves for Change in Net Loans: up 382.92% in 2024, down 296.02% in 2024.
- Over 5 years, Change in Net Loans stood at $11.7 million in 2022, then sank by 91.01% to $1.1 million in 2023, then plunged by 296.02% to -$2.1 million in 2024, then soared by 321.74% to $4.6 million in 2025, then sank by 129.3% to -$1.3 million in 2026.
- According to Business Quant data, Change in Net Loans over the past three periods registered -$1.3 million, $4.6 million, and -$10.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Pathfinder Bancorp | 80.15 Mn | 79.32 Mn | - | -4.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -4.31 Mn |
| Mar 31, 2026 | -1.35 Mn |
| Dec 31, 2025 | 4.59 Mn |
| Sep 30, 2025 | -10.41 Mn |
| Jun 30, 2025 | 3.56 Mn |
| Mar 31, 2025 | -6.68 Mn |
| Dec 31, 2024 | -2.07 Mn |
| Sep 30, 2024 | 42.30 Mn |
| Jun 30, 2024 | -3.26 Mn |
| Mar 31, 2024 | -5.74 Mn |
| Dec 31, 2023 | 1.06 Mn |
| Sep 30, 2023 | 8.76 Mn |
| Jun 30, 2023 | -18.49 Mn |
| Mar 31, 2023 | 10.47 Mn |
| Dec 31, 2022 | 11.74 Mn |
| Sep 30, 2022 | 20.12 Mn |
| Jun 30, 2022 | 11.10 Mn |
| Mar 31, 2022 | 23.35 Mn |
| Dec 31, 2021 | 44.72 Mn |
| Sep 30, 2021 | -45.65 Mn |