Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet IncomeShare-based CompensationShares IssuedShort-Term Debt issuances
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Pathfinder Bancorp (PBHC) Change in Net Loans (2017 - 2025)

Historic Change in Net Loans for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to -$10.4 million.

  • Pathfinder Bancorp's Change in Net Loans fell 12461.52% to -$10.4 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$20.2 million, marking a year-over-year decrease of 17333.58%. This contributed to the annual value of $31.2 million for FY2024, which is 164274.55% up from last year.
  • Pathfinder Bancorp's Change in Net Loans amounted to -$10.4 million in Q3 2025, which was down 12461.52% from $3.6 million recorded in Q2 2025.
  • In the past 5 years, Pathfinder Bancorp's Change in Net Loans registered a high of $44.7 million during Q4 2021, and its lowest value of -$45.6 million during Q3 2021.
  • In the last 5 years, Pathfinder Bancorp's Change in Net Loans had a median value of $3.6 million in 2025 and averaged $5.0 million.
  • Examining YoY changes over the last 5 years, Pathfinder Bancorp's Change in Net Loans showed a top increase of 68632.55% in 2021 and a maximum decrease of 42690.68% in 2021.
  • Quarter analysis of 5 years shows Pathfinder Bancorp's Change in Net Loans stood at $44.7 million in 2021, then plummeted by 73.75% to $11.7 million in 2022, then plummeted by 91.01% to $1.1 million in 2023, then plummeted by 296.02% to -$2.1 million in 2024, then crashed by 403.0% to -$10.4 million in 2025.
  • Its Change in Net Loans was -$10.4 million in Q3 2025, compared to $3.6 million in Q2 2025 and -$6.7 million in Q1 2025.