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Amortization of Deferred ChargesAmortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShort-Term Debt issuances
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Pathfinder Bancorp (PBHC) Change in Net Loans (2017 - 2025)

Pathfinder Bancorp (PBHC) has disclosed Change in Net Loans for 9 consecutive years, with $4.6 million as the latest value for Q4 2025.

  • Quarterly Change in Net Loans rose 321.74% to $4.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$8.9 million through Dec 2025, down 128.65% year-over-year, with the annual reading at -$8.9 million for FY2025, 128.65% down from the prior year.
  • Change in Net Loans hit $4.6 million in Q4 2025 for Pathfinder Bancorp, up from -$10.4 million in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $44.7 million in Q4 2021 to a low of -$45.6 million in Q3 2021.
  • Historically, Change in Net Loans has averaged $5.0 million across 5 years, with a median of $4.1 million in 2025.
  • Biggest YoY gain for Change in Net Loans was 686.33% in 2021; the steepest drop was 426.91% in 2021.
  • Year by year, Change in Net Loans stood at $44.7 million in 2021, then crashed by 73.75% to $11.7 million in 2022, then tumbled by 91.01% to $1.1 million in 2023, then crashed by 296.02% to -$2.1 million in 2024, then soared by 321.74% to $4.6 million in 2025.
  • Business Quant data shows Change in Net Loans for PBHC at $4.6 million in Q4 2025, -$10.4 million in Q3 2025, and $3.6 million in Q2 2025.