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Cash Flow Statement
Amortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet IncomeShare-based CompensationShares IssuedShort-Term Debt issuances
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Pathfinder Bancorp (PBHC) Change in Net Loans (2017 - 2025)

Historic Change in Net Loans for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to -$10.4 million.

  • Pathfinder Bancorp's Change in Net Loans fell 12461.52% to -$10.4 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$15.6 million, marking a year-over-year decrease of 14542.44%. This contributed to the annual value of $31.2 million for FY2024, which is 164274.55% up from last year.
  • Latest data reveals that Pathfinder Bancorp reported Change in Net Loans of -$10.4 million as of Q3 2025, which was down 12461.52% from $3.6 million recorded in Q2 2025.
  • Over the past 5 years, Pathfinder Bancorp's Change in Net Loans peaked at $44.7 million during Q4 2021, and registered a low of -$45.6 million during Q3 2021.
  • Moreover, its 5-year median value for Change in Net Loans was $3.6 million (2025), whereas its average is $5.0 million.
  • Over the last 5 years, Pathfinder Bancorp's Change in Net Loans had its largest YoY gain of 68632.55% in 2021, and its largest YoY loss of 42690.68% in 2021.
  • Pathfinder Bancorp's Change in Net Loans (Quarter) stood at $44.7 million in 2021, then tumbled by 73.75% to $11.7 million in 2022, then tumbled by 91.01% to $1.1 million in 2023, then tumbled by 296.02% to -$2.1 million in 2024, then plummeted by 403.0% to -$10.4 million in 2025.
  • Its last three reported values are -$10.4 million in Q3 2025, $3.6 million for Q2 2025, and -$6.7 million during Q1 2025.