Pathfinder Bancorp (PBHC) Interest Expense - Deposits (2013 - 2026)
Pathfinder Bancorp's Interest Expense - Deposits was $6.18 million in Q2 2026, down 15.5% from $7.32 million a year earlier but up 0.8% from the prior quarter.
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Analysis
Pathfinder Bancorp (PBHC) Interest Expense - Deposits (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Pathfinder Bancorp's Interest Expense - Deposits was $26.04 million through Jun 30, 2026, down 12.4% year-over-year; for FY2025, it came in at $27.99 million, down 8.2% from FY2024.
- Interest Expense - Deposits shows a five-year compound annual growth rate of 28.1% (FY2020 to FY2025).
- In earlier years, Interest Expense - Deposits was $30.49 million in FY2024 (+31.1%), $23.27 million in FY2023 (+229.0%), $7.07 million in FY2022 (+50.0%) and $4.71 million in FY2021 (-41.9%).
- Quarterly Interest Expense - Deposits has moved between $889,000 (Q4 2021) and $7.82 million (Q4 2024) over five years.
- Compared with a year earlier, Interest Expense - Deposits has declined for six straight quarters, with an average decline of 3.9% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q2 2023 (growth of 396.0%); the worst was Q4 2021 (a decline of 48.8%).
- Per Business Quant data, PBHC's Interest Expense - Deposits in the three quarters before Q2 2026 was $6.13 million (Q1 2026), $6.77 million (Q4 2025) and $6.96 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | - |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 5.52 Bn |
| 10 | Pathfinder Bancorp | 104.77 Mn | 103.95 Mn | - | 6.18 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.18 Mn |
| Mar 31, 2026 | 6.13 Mn |
| Dec 31, 2025 | 6.77 Mn |
| Sep 30, 2025 | 6.96 Mn |
| Jun 30, 2025 | 7.32 Mn |
| Mar 31, 2025 | 6.95 Mn |
| Dec 31, 2024 | 7.82 Mn |
| Sep 30, 2024 | 7.63 Mn |
| Jun 30, 2024 | 7.63 Mn |
| Mar 31, 2024 | 7.41 Mn |
| Dec 31, 2023 | 7.38 Mn |
| Sep 30, 2023 | 6.22 Mn |
| Jun 30, 2023 | 5.63 Mn |
| Mar 31, 2023 | 4.04 Mn |
| Dec 31, 2022 | 3.07 Mn |
| Sep 30, 2022 | 1.91 Mn |
| Jun 30, 2022 | 1.13 Mn |
| Mar 31, 2022 | 965,000.00 |
| Dec 31, 2021 | 889,000.00 |
| Sep 30, 2021 | 1.15 Mn |
API Access
Pathfinder Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PBHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "PBHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PBHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();