Pathfinder Bancorp (PBHC) Net Margin (2017 - 2025)

Historic Net Margin for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to 45.2%.

  • Pathfinder Bancorp's Net Margin rose 2854100.0% to 45.2% in Q3 2025 from the same period last year, while for Sep 2025 it was 147.68%, marking a year-over-year increase of 1167300.0%. This contributed to the annual value of 52.21% for FY2024, which is 1003400.0% down from last year.
  • As of Q3 2025, Pathfinder Bancorp's Net Margin stood at 45.2%, which was up 2854100.0% from 2.63% recorded in Q2 2025.
  • Pathfinder Bancorp's 5-year Net Margin high stood at 286.91% for Q1 2025, and its period low was 240.2% during Q3 2024.
  • In the last 5 years, Pathfinder Bancorp's Net Margin had a median value of 176.31% in 2023 and averaged 150.02%.
  • In the last 5 years, Pathfinder Bancorp's Net Margin plummeted by -3929400bps in 2024 and then soared by 2854100bps in 2025.
  • Quarter analysis of 5 years shows Pathfinder Bancorp's Net Margin stood at 219.14% in 2021, then increased by 12bps to 244.75% in 2022, then fell by -28bps to 176.31% in 2023, then surged by 55bps to 273.25% in 2024, then plummeted by -83bps to 45.2% in 2025.
  • Its last three reported values are 45.2% in Q3 2025, 2.63% for Q2 2025, and 286.91% during Q1 2025.