Pathfinder Bancorp (PBHC) Net Margin (2013 - 2026)

Pathfinder Bancorp recorded quarterly Net Margin of 53.69% in Q1 2026, up 100.05% quarter-over-quarter from 105750.0% in Q4 2025, and down 2047358.0% year-over-year from N/an in Q1 2025.

Pathfinder Bancorp's Net Margin history runs 14 years deep, the most recent figure standing at 53.69% for Q1 2026.

  • In Q1 2026, Net Margin fell 2047358.0% year-over-year to 53.69%; the TTM figure through Mar 2026 stood at 202.13% (up 65645.0% YoY), while the FY2025 annual figure was 365.42%, down 142534.0% from the prior year.
  • Net Margin came in at 53.69% for Q1 2026 at Pathfinder Bancorp, up from 105750.0% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 20527.27% in Q1 2025 to a low of 105750.0% in Q4 2025.
  • A 5-year average of 5019.69% and a median of 273.01% in 2023 frame the typical range for Net Margin.
  • On a YoY basis, Net Margin climbed as much as 2013147 bps in 2025 and fell as far as 10541008 bps in 2025.
  • Pathfinder Bancorp's Net Margin stood at 1933.67% in 2022, then tumbled by 623 bps to 10105.26% in 2023, then jumped by 97 bps to 339.92% in 2024, then slumped by 31010 bps to 105750.0% in 2025, then jumped by 100 bps to 53.69% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 53.69%, 105750.0%, and 202.55% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 251.45%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 26.97%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -0.97%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 27.35%
10 Pathfinder Bancorp 19,182.00 -804,818.00 - 53.69%

Historic Data

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DateValue
Mar 31, 2026 53.69%
Dec 31, 2025 -205.90%
Sep 30, 2025 121.24%
Jun 30, 2025 2.61%
Mar 31, 2025 279.15%
Dec 31, 2024 534.26%
Sep 30, 2024 -1,173.00%
Jun 30, 2024 6,886.36%
Mar 31, 2024 395.80%
Dec 31, 2023 208.12%
Sep 30, 2023 -125.32%
Jun 30, 2023 918.40%
Mar 31, 2023 1,451.85%
Dec 31, 2022 2,255.95%
Sep 30, 2022 200.92%
Jun 30, 2022 255.14%
Mar 31, 2022 1,877.12%
Dec 31, 2021 143.70%
Sep 30, 2021 627.11%
Jun 30, 2021 5,769.23%
Mar 31, 2021 350.00%
Dec 31, 2020 105.63%
Sep 30, 2020 1,156.00%
Jun 30, 2020 1,487.63%
Mar 31, 2020 250.57%
Dec 31, 2019 585.66%
Sep 30, 2019 1,744.83%
Jun 30, 2019 833.90%
Mar 31, 2019 2,705.26%
Dec 31, 2018 979.46%
Sep 30, 2018 4,104.17%
Jun 30, 2018 2,625.00%
Mar 31, 2018 3,346.67%
Dec 31, 2017 139.35%
Sep 30, 2017 863.81%
Jun 30, 2017 1,533.33%
Mar 31, 2017 10.51%
Dec 31, 2016 13.21%
Sep 30, 2016 13.09%
Jun 30, 2016 13.82%
Mar 31, 2016 11.04%
Dec 31, 2015 9.00%
Sep 30, 2015 12.91%
Jun 30, 2015 11.74%
Mar 31, 2015 9.26%
Dec 31, 2014 14.06%
Sep 30, 2014 13.46%
Jun 30, 2014 12.93%
Mar 31, 2014 10.09%
Dec 31, 2013 11.22%
Sep 30, 2013 11.46%