Pathfinder Bancorp (PBHC) Net Margin (2017 - 2025)
Historic Net Margin for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to 45.2%.
- Pathfinder Bancorp's Net Margin rose 2854100.0% to 45.2% in Q3 2025 from the same period last year, while for Sep 2025 it was 147.68%, marking a year-over-year increase of 1167300.0%. This contributed to the annual value of 52.21% for FY2024, which is 1003400.0% down from last year.
- Per Pathfinder Bancorp's latest filing, its Net Margin stood at 45.2% for Q3 2025, which was up 2854100.0% from 2.63% recorded in Q2 2025.
- In the past 5 years, Pathfinder Bancorp's Net Margin ranged from a high of 286.91% in Q1 2025 and a low of 240.2% during Q3 2024
- Over the past 5 years, Pathfinder Bancorp's median Net Margin value was 176.31% (recorded in 2023), while the average stood at 150.02%.
- As far as peak fluctuations go, Pathfinder Bancorp's Net Margin plummeted by -3929400bps in 2024, and later soared by 2854100bps in 2025.
- Over the past 5 years, Pathfinder Bancorp's Net Margin (Quarter) stood at 219.14% in 2021, then increased by 12bps to 244.75% in 2022, then fell by -28bps to 176.31% in 2023, then surged by 55bps to 273.25% in 2024, then plummeted by -83bps to 45.2% in 2025.
- Its Net Margin was 45.2% in Q3 2025, compared to 2.63% in Q2 2025 and 286.91% in Q1 2025.