Pathfinder Bancorp (PBHC) Net Margin (2017 - 2025)
Pathfinder Bancorp (PBHC) has disclosed Net Margin for 9 consecutive years, with 205.9% as the latest value for Q4 2025.
- Quarterly Net Margin fell 74017.0% to 205.9% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 87.43% through Dec 2025, down 20928.0% year-over-year, with the annual reading at 95.45% for FY2025, 38859.0% down from the prior year.
- Net Margin hit 205.9% in Q4 2025 for Pathfinder Bancorp, down from 121.24% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 6886.36% in Q2 2024 to a low of 1173.0% in Q3 2024.
- Historically, Net Margin has averaged 1038.64% across 5 years, with a median of 314.57% in 2021.
- Biggest five-year swings in Net Margin: soared 596796bps in 2024 and later tumbled -688375bps in 2025.
- Year by year, Net Margin stood at 143.7% in 2021, then skyrocketed by 1470bps to 2255.95% in 2022, then tumbled by -91bps to 208.12% in 2023, then surged by 157bps to 534.26% in 2024, then tumbled by -139bps to 205.9% in 2025.
- Business Quant data shows Net Margin for PBHC at 205.9% in Q4 2025, 121.24% in Q3 2025, and 2.61% in Q2 2025.