Pathfinder Bancorp (PBHC) Net Margin (2013 - 2026)
Pathfinder Bancorp (PBHC) posted Net Margin of 588.76% for Q1 2026, up 105.21% sequentially from 286.91% in Q1 2025, and up 30185.0% YoY from N/an in Q1 2025.
Pathfinder Bancorp (PBHC) Net Margin (2013 - 2026) Analysis & Trends
Pathfinder Bancorp has reported Net Margin for 14 years, with the latest figure at 588.76% in Q1 2026.
- Quarterly Net Margin rose 30185.0% year-over-year to 588.76% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1416.85% (down 173353.0% YoY) and the FY2024 annual result came in at 239.05%, up 7946.0% from the prior year.
- Net Margin rose to 588.76% in Q1 2026 per PBHC's latest filing, from 286.91% in the prior quarter.
- Over five years, Net Margin peaked at 6044.9% in Q4 2024 and troughed at 280.93% in Q3 2024.
- A 5-year average of 965.52% and a median of 509.53% in 2023 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2024: Net Margin slumped 253071 bps in 2023, then surged 585876 bps in 2024.
- Over 5 years, Net Margin stood at 2716.85% in 2022, then plunged by 93 bps to 186.14% in 2023, then surged by 3148 bps to 6044.9% in 2024, then sank by 95 bps to 286.91% in 2025, then jumped by 105 bps to 588.76% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 588.76%, 286.91%, and 6044.9% for Q1 2026, Q1 2025, and Q4 2024 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Pathfinder Bancorp | 80.15 Mn | 79.32 Mn | - | 223.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 223.57% |
| Mar 31, 2026 | 588.76% |
| Mar 31, 2025 | 286.91% |
| Dec 31, 2024 | 6,044.90% |
| Sep 30, 2024 | -280.93% |
| Jun 30, 2024 | 170.77% |
| Mar 31, 2024 | 118.64% |
| Dec 31, 2023 | 186.14% |
| Sep 30, 2023 | 156.45% |
| Jun 30, 2023 | 552.40% |
| Mar 31, 2023 | 466.67% |
| Dec 31, 2022 | 2,716.85% |
| Sep 30, 2022 | 926.74% |
| Jun 30, 2022 | 842.12% |
| Mar 31, 2022 | 740.80% |
| Dec 31, 2021 | 3,692.64% |
| Sep 30, 2021 | 832.01% |
| Jun 30, 2021 | 42.74% |
| Mar 31, 2021 | 595.00% |
| Dec 31, 2020 | 686.57% |