Pathfinder Bancorp (PBHC) Long-Term Debt Issuances (2014 - 2025)

Pathfinder Bancorp has reported Long-Term Debt Issuances for 12 years, with the latest figure at $2.8 million in Q3 2025.

• Quarterly Long-Term Debt Issuances fell 73.6% year-over-year to $2.8 million in Q3 2025, while the trailing twelve-month figure through Dec 2025 was $13.5 million (up 26.4% YoY) and the FY2025 annual result came in at $10.9 million, up 1.77% from the prior year.
• Long-Term Debt Issuances slipped to $2.8 million in Q3 2025 per PBHC's latest filing, from $10.7 million in the prior quarter.
• Over five years, Long-Term Debt Issuances peaked at $10.7 million in Q3 2024 and troughed at -$3.0 million in Q3 2023.
• A 5-year average of $3.5 million and a median of $2.8 million in 2023 frame the typical range for Long-Term Debt Issuances.
• The sharpest annual moves came in 2023 and 2024: Long-Term Debt Issuances slumped 372.73% in 2023, then surged 456.67% in 2024.
• Over 5 years, Long-Term Debt Issuances stood at $5.4 million in 2021, then jumped by 38.61% to $7.5 million in 2022, then sank by 80.14% to $1.5 million in 2023, then jumped by 614.29% to $10.7 million in 2024, then plunged by 73.6% to $2.8 million in 2025.
• According to Business Quant data, Long-Term Debt Issuances over the past three periods registered $2.8 million, $10.7 million, and $1.5 million for Q3 2025, Q3 2024, and Q4 2023 respectively.