Pathfinder Bancorp PBHC
NASDAQ PBHC
$16.39 -0.22 (-1.32%)
As of: Aug 21, 2026 · 11:00 AM EDT

Pathfinder Bancorp (PBHC) FCF Margin (2013 - 2026)

Pathfinder Bancorp (PBHC) posted FCF Margin of 549.44% for Q1 2026, down 185.46% sequentially from 642.95% in Q1 2025, and down 119239.0% YoY from N/an in Q1 2025.

Pathfinder Bancorp (PBHC) FCF Margin (2013 - 2026) Analysis & Trends

Pathfinder Bancorp has reported FCF Margin for 14 years, with the latest figure at 549.44% in Q1 2026.

  • Quarterly FCF Margin fell 119239.0% year-over-year to 549.44% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5469.66% (up 451730.0% YoY) and the FY2024 annual result came in at 852.47%, down 18020.0% from the prior year.
  • FCF Margin declined to 549.44% in Q1 2026 per PBHC's latest filing, from 642.95% in the prior quarter.
  • Over five years, FCF Margin peaked at 3266.31% in Q4 2022 and troughed at 6318.37% in Q4 2024.
  • A 5-year average of 571.11% and a median of 1004.94% in 2022 frame the typical range for FCF Margin.
  • The widest YoY moves for FCF Margin: up 195533 bps in 2024, down 900253 bps in 2024.
  • Over 5 years, FCF Margin stood at 3266.31% in 2022, then fell by 18 bps to 2684.16% in 2023, then slumped by 335 bps to 6318.37% in 2024, then surged by 110 bps to 642.95% in 2025, then sank by 185 bps to 549.44% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 549.44%, 642.95%, and 6318.37% for Q1 2026, Q1 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 31.23%
3 Us Bancorp 96.39 Bn 96.39 Bn - 62.71%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 18.14%
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Pathfinder Bancorp 80.15 Mn 79.32 Mn - 235.78%

Historic Data

Download Data
DateValue
Jun 30, 2026 235.78%
Mar 31, 2026 -549.44%
Mar 31, 2025 642.95%
Dec 31, 2024 -6,318.37%
Sep 30, 2024 3,087.74%
Jun 30, 2024 245.00%
Mar 31, 2024 69.02%
Dec 31, 2023 2,684.16%
Sep 30, 2023 1,320.00%
Jun 30, 2023 -1,710.33%
Mar 31, 2023 1,399.05%
Dec 31, 2022 3,266.31%
Sep 30, 2022 1,849.61%
Jun 30, 2022 850.68%
Mar 31, 2022 1,159.20%
Dec 31, 2021 1,487.45%
Sep 30, 2021 2,350.50%
Jun 30, 2021 2,273.93%
Mar 31, 2021 1,093.93%
Dec 31, 2020 732.41%