Pathfinder Bancorp (PBHC) FCF Margin (2017 - 2025)

Historic FCF Margin for Pathfinder Bancorp (PBHC) over the last 9 years, with Q3 2025 value amounting to 657.36%.

  • Pathfinder Bancorp's FCF Margin fell 1161600.0% to 657.36% in Q3 2025 from the same period last year, while for Sep 2025 it was 127.13%, marking a year-over-year decrease of 2871900.0%. This contributed to the annual value of 186.18% for FY2024, which is 1063700.0% down from last year.
  • Latest data reveals that Pathfinder Bancorp reported FCF Margin of 657.36% as of Q3 2025, which was down 1161600.0% from 416.95% recorded in Q2 2025.
  • Over the past 5 years, Pathfinder Bancorp's FCF Margin peaked at 839.13% during Q4 2022, and registered a low of 425.62% during Q2 2023.
  • Its 5-year average for FCF Margin is 310.01%, with a median of 379.94% in 2023.
  • In the last 5 years, Pathfinder Bancorp's FCF Margin plummeted by -18842500bps in 2021 and then surged by 6199200bps in 2025.
  • Quarter analysis of 5 years shows Pathfinder Bancorp's FCF Margin stood at 324.42% in 2021, then skyrocketed by 159bps to 839.13% in 2022, then dropped by -11bps to 746.83% in 2023, then crashed by -138bps to 285.61% in 2024, then surged by 330bps to 657.36% in 2025.
  • Its FCF Margin was 657.36% in Q3 2025, compared to 416.95% in Q2 2025 and 642.95% in Q1 2025.