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EBIT MarginEBITDA MarginEBT MarginEnterprise ValueFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on SalesTimes Interest Earned

Pathfinder Bancorp (PBHC) FCF Margin (2017 - 2025)

Pathfinder Bancorp (PBHC) has disclosed FCF Margin for 9 consecutive years, with 217.62% as the latest value for Q4 2025.

  • Quarterly FCF Margin rose 83435.0% to 217.62% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 620.43% through Dec 2025, down 34956.0% year-over-year, with the annual reading at 676.87% for FY2025, 36850.0% down from the prior year.
  • FCF Margin hit 217.62% in Q4 2025 for Pathfinder Bancorp, down from 6125.66% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 13643.59% in Q2 2021 to a low of 2843.56% in Q2 2023.
  • Historically, FCF Margin has averaged 1956.46% across 5 years, with a median of 1203.08% in 2021.
  • Biggest five-year swings in FCF Margin: soared 1122606bps in 2021 and later tumbled -1279290bps in 2022.
  • Year by year, FCF Margin stood at 127.9% in 2021, then soared by 2221bps to 2712.2% in 2022, then increased by 11bps to 3001.11% in 2023, then tumbled by -121bps to 616.73% in 2024, then soared by 135bps to 217.62% in 2025.
  • Business Quant data shows FCF Margin for PBHC at 217.62% in Q4 2025, 6125.66% in Q3 2025, and 1722.17% in Q2 2025.