Pathfinder Bancorp (PBHC) Free Cash Flow (2013 - 2026)
Pathfinder Bancorp recorded quarterly Free Cash Flow of -$489000.0 in Q1 2026, down 120.41% quarter-over-quarter from $2.4 million in Q4 2025, and down 109.66% year-over-year from $5.1 million in Q1 2025.
Pathfinder Bancorp's Free Cash Flow history runs 14 years deep, the most recent figure standing at -$489000.0 for Q1 2026.
- In Q1 2026, Free Cash Flow fell 109.66% year-over-year to -$489000.0; the TTM figure through Mar 2026 stood at $4.9 million (down 65.06% YoY), while the FY2025 annual figure was $10.4 million, up 13.88% from the prior year.
- Free Cash Flow came in at -$489000.0 for Q1 2026 at Pathfinder Bancorp, down from $2.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $11.3 million in Q3 2024 to a low of -$4.6 million in Q2 2023.
- A 5-year average of $3.1 million and a median of $3.5 million in 2022 frame the typical range for Free Cash Flow.
- On a YoY basis, Free Cash Flow climbed as much as 1746.72% in 2025 and fell as far as 721.82% in 2025.
- Pathfinder Bancorp's Free Cash Flow stood at $9.1 million in 2022, then slipped by 10.75% to $8.1 million in 2023, then tumbled by 138.07% to -$3.1 million in 2024, then surged by 177.39% to $2.4 million in 2025, then sank by 120.41% to -$489000.0 in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$489000.0, $2.4 million, and $6.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | Pathfinder Bancorp | 19,182.00 | -804,818.00 | - | -489,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -489,000.00 |
| Mar 31, 2026 | -489,000.00 |
| Dec 31, 2025 | 2.40 Mn |
| Dec 31, 2025 | 2.40 Mn |
| Sep 30, 2025 | 6.92 Mn |
| Sep 30, 2025 | 6.92 Mn |
| Jun 30, 2025 | -3.96 Mn |
| Jun 30, 2025 | -3.96 Mn |
| Mar 31, 2025 | 5.06 Mn |
| Mar 31, 2025 | 5.06 Mn |
| Dec 31, 2024 | -3.10 Mn |
| Dec 31, 2024 | -3.10 Mn |
| Sep 30, 2024 | 11.33 Mn |
| Sep 30, 2024 | 11.33 Mn |
| Jun 30, 2024 | 637,000.00 |
| Jun 30, 2024 | 637,000.00 |
| Mar 31, 2024 | 274,000.00 |
| Mar 31, 2024 | 274,000.00 |
| Dec 31, 2023 | 8.13 Mn |
| Dec 31, 2023 | 8.13 Mn |
| Sep 30, 2023 | 4.09 Mn |
| Sep 30, 2023 | 4.09 Mn |
| Jun 30, 2023 | -4.64 Mn |
| Jun 30, 2023 | -4.64 Mn |
| Mar 31, 2023 | 5.88 Mn |
| Mar 31, 2023 | 5.88 Mn |
| Dec 31, 2022 | 9.11 Mn |
| Dec 31, 2022 | 9.11 Mn |
| Sep 30, 2022 | 4.77 Mn |
| Sep 30, 2022 | 4.77 Mn |
| Jun 30, 2022 | 2.48 Mn |
| Jun 30, 2022 | 2.48 Mn |
| Mar 31, 2022 | 3.47 Mn |
| Mar 31, 2022 | 3.47 Mn |
| Dec 31, 2021 | 4.31 Mn |
| Dec 31, 2021 | 4.31 Mn |
| Sep 30, 2021 | 6.25 Mn |
| Sep 30, 2021 | 6.25 Mn |
| Jun 30, 2021 | 5.32 Mn |
| Jun 30, 2021 | 5.32 Mn |
| Mar 31, 2021 | 3.06 Mn |
| Mar 31, 2021 | 3.06 Mn |
| Dec 31, 2020 | 228,000.00 |
| Dec 31, 2020 | 228,000.00 |
| Sep 30, 2020 | 4.75 Mn |
| Sep 30, 2020 | 4.75 Mn |
| Jun 30, 2020 | 2.35 Mn |
| Jun 30, 2020 | 2.35 Mn |
| Mar 31, 2020 | 37.98 Mn |
| Mar 31, 2020 | 37.98 Mn |
| Dec 31, 2019 | 890,000.00 |
| Dec 31, 2019 | 890,000.00 |
| Sep 30, 2019 | 2.92 Mn |
| Sep 30, 2019 | 2.92 Mn |
| Jun 30, 2019 | 3.55 Mn |
| Jun 30, 2019 | 3.55 Mn |
| Mar 31, 2019 | -2.84 Mn |
| Mar 31, 2019 | -2.84 Mn |
| Dec 31, 2018 | -517,000.00 |
| Dec 31, 2018 | -517,000.00 |
| Sep 30, 2018 | -85,000.00 |
| Sep 30, 2018 | -85,000.00 |
| Jun 30, 2018 | 3.37 Mn |
| Jun 30, 2018 | 3.37 Mn |
| Mar 31, 2018 | 518,000.00 |
| Mar 31, 2018 | 518,000.00 |
| Dec 31, 2017 | 2.15 Mn |
| Dec 31, 2017 | 2.15 Mn |
| Sep 30, 2017 | 440,000.00 |
| Sep 30, 2017 | 440,000.00 |
| Jun 30, 2017 | 2.55 Mn |
| Jun 30, 2017 | 2.55 Mn |
| Mar 31, 2017 | -274,000.00 |
| Mar 31, 2017 | -274,000.00 |
| Dec 31, 2016 | 1.90 Mn |
| Dec 31, 2016 | 1.90 Mn |
| Sep 30, 2016 | 362,000.00 |
| Sep 30, 2016 | 362,000.00 |
| Jun 30, 2016 | 2.58 Mn |
| Jun 30, 2016 | 2.58 Mn |
| Mar 31, 2016 | 176,000.00 |
| Mar 31, 2016 | 176,000.00 |
| Dec 31, 2015 | 1.06 Mn |
| Dec 31, 2015 | 1.06 Mn |
| Sep 30, 2015 | -374,000.00 |
| Sep 30, 2015 | -374,000.00 |
| Jun 30, 2015 | 2.04 Mn |
| Jun 30, 2015 | 2.04 Mn |
| Mar 31, 2015 | 951,000.00 |
| Mar 31, 2015 | 951,000.00 |
| Dec 31, 2014 | 1.51 Mn |
| Dec 31, 2014 | 1.51 Mn |
| Sep 30, 2014 | 666,000.00 |
| Sep 30, 2014 | 666,000.00 |
| Jun 30, 2014 | -89,000.00 |
| Jun 30, 2014 | -89,000.00 |
| Mar 31, 2014 | 584,000.00 |
| Mar 31, 2014 | 584,000.00 |
| Dec 31, 2013 | -1.00 Mn |
| Dec 31, 2013 | -1.00 Mn |