Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesAmortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShort-Term Debt issuances
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Pathfinder Bancorp (PBHC) Free Cash Flow (2017 - 2025)

Pathfinder Bancorp (PBHC) has disclosed Free Cash Flow for 9 consecutive years, with $2.4 million as the latest value for Q4 2025.

  • Quarterly Free Cash Flow rose 177.39% to $2.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $10.4 million through Dec 2025, up 13.88% year-over-year, with the annual reading at $10.4 million for FY2025, 13.88% up from the prior year.
  • Free Cash Flow hit $2.4 million in Q4 2025 for Pathfinder Bancorp, down from $6.9 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $11.3 million in Q3 2024 to a low of -$4.6 million in Q2 2023.
  • Historically, Free Cash Flow has averaged $3.6 million across 5 years, with a median of $4.2 million in 2021.
  • Biggest five-year swings in Free Cash Flow: soared 1788.16% in 2021 and later crashed 721.82% in 2025.
  • Year by year, Free Cash Flow stood at $4.3 million in 2021, then skyrocketed by 111.68% to $9.1 million in 2022, then dropped by 10.75% to $8.1 million in 2023, then plummeted by 138.07% to -$3.1 million in 2024, then soared by 177.39% to $2.4 million in 2025.
  • Business Quant data shows Free Cash Flow for PBHC at $2.4 million in Q4 2025, $6.9 million in Q3 2025, and -$4.0 million in Q2 2025.