Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesBeginning Cash BalanceCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShares IssuedShort-Term Debt issuances
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Pathfinder Bancorp (PBHC) Free Cash Flow: 2017-2025

Historic Free Cash Flow for Pathfinder Bancorp (PBHC) over the last 9 years, with Sep 2025 value amounting to $6.9 million.

  • Pathfinder Bancorp's Free Cash Flow fell 38.92% to $6.9 million in Q3 2025 from the same period last year, while for Sep 2025 it was $4.9 million, marking a year-over-year decrease of 75.83%. This contributed to the annual value of $9.1 million for FY2024, which is 32.07% down from last year.
  • According to the latest figures from Q3 2025, Pathfinder Bancorp's Free Cash Flow is $6.9 million, which was up 274.75% from -$4.0 million recorded in Q2 2025.
  • In the past 5 years, Pathfinder Bancorp's Free Cash Flow registered a high of $11.3 million during Q3 2024, and its lowest value of -$4.6 million during Q2 2023.
  • Its 3-year average for Free Cash Flow is $2.8 million, with a median of $4.1 million in 2023.
  • Data for Pathfinder Bancorp's Free Cash Flow shows a peak YoY increase of 1,746.72% (in 2025) and a maximum YoY decrease of 721.82% (in 2025) over the last 5 years.
  • Over the past 5 years, Pathfinder Bancorp's Free Cash Flow (Quarterly) stood at $4.3 million in 2021, then skyrocketed by 111.68% to $9.1 million in 2022, then dropped by 10.75% to $8.1 million in 2023, then tumbled by 138.07% to -$3.1 million in 2024, then plummeted by 38.92% to $6.9 million in 2025.
  • Its Free Cash Flow stands at $6.9 million for Q3 2025, versus -$4.0 million for Q2 2025 and $5.1 million for Q1 2025.