Pathfinder Bancorp (PBHC) EBT Margin: 2017-2025

Historic EBT Margin for Pathfinder Bancorp (PBHC) over the last 9 years, with Sep 2025 value amounting to 63.82%.

  • Pathfinder Bancorp's EBT Margin rose 45897.00% to 63.82% in Q3 2025 from the same period last year, while for Sep 2025 it was 262.75%, marking a year-over-year increase of 21035.00%. This contributed to the annual value of 105.03% for FY2024, which is 15098.00% down from last year.
  • According to the latest figures from Q3 2025, Pathfinder Bancorp's EBT Margin is 63.82%, which was up 1,495.44% from 4.00% recorded in Q2 2025.
  • In the past 5 years, Pathfinder Bancorp's EBT Margin ranged from a high of 530.54% in Q4 2024 and a low of -395.15% during Q3 2024.
  • In the last 3 years, Pathfinder Bancorp's EBT Margin had a median value of 230.03% in 2023 and averaged 194.67%.
  • Its EBT Margin has fluctuated over the past 5 years, first plummeted by 65,207bps in 2024, then soared by 45,897bps in 2025.
  • Over the past 5 years, Pathfinder Bancorp's EBT Margin (Quarterly) stood at 375.51% in 2021, then tumbled by 1,262bps to 362.89% in 2022, then plummeted by 7,198bps to 290.91% in 2023, then surged by 23,963bps to 530.54% in 2024, then surged by 45,897bps to 63.82% in 2025.
  • Its EBT Margin was 63.82% in Q3 2025, compared to 4.00% in Q2 2025 and 472.43% in Q1 2025.