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EBIT MarginEBITDA MarginEBT MarginEnterprise ValueFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on SalesTimes Interest Earned

Pathfinder Bancorp (PBHC) EBT Margin (2017 - 2025)

Pathfinder Bancorp (PBHC) has disclosed EBT Margin for 9 consecutive years, with 773.93% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 191955.0% to 773.93% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 243.78% through Dec 2025, down 79097.0% year-over-year, with the annual reading at 265.95% for FY2025, 85567.0% down from the prior year.
  • EBT Margin hit 773.93% in Q4 2025 for Pathfinder Bancorp, down from 594.69% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 11331.82% in Q2 2024 to a low of 1929.67% in Q3 2024.
  • Historically, EBT Margin has averaged 1810.86% across 5 years, with a median of 1157.31% in 2023.
  • Biggest five-year swings in EBT Margin: surged 979501bps in 2024 and later tumbled -1131530bps in 2025.
  • Year by year, EBT Margin stood at 148.04% in 2021, then skyrocketed by 892bps to 1172.92% in 2022, then decreased by 0bps to 1169.0% in 2023, then dropped by -2bps to 1145.62% in 2024, then plummeted by -168bps to 773.93% in 2025.
  • Business Quant data shows EBT Margin for PBHC at 773.93% in Q4 2025, 594.69% in Q3 2025, and 16.52% in Q2 2025.