Yiren Digital Ltd. Ratios

Ratios Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 29.91%48.25%51.48%21.93%40.78%48.27%51.92%65.31%83.29%86.59%79.39%
EBT Margin -14.08%30.74%34.05%1.63%15.86%16.21%-19.52%26.87%43.54%54.04%32.07%
EBIT Margin -3.52%7.69%8.51%0.41%3.97%4.05%-4.88%6.72%10.88%13.51%8.02%
EBITDA Margin -3.52%7.69%8.51%0.41%3.97%4.05%-4.88%6.72%10.88%13.51%8.02%
Operating Margin -3.52%7.69%8.51%0.41%3.97%4.05%-4.88%6.72%10.88%13.51%8.02%
Net Margin -14.10%7.57%26.43%-4.74%20.08%11.91%-17.48%23.07%31.60%42.49%25.79%
FCF Margin -117.35%64.32%64.34%-0.29%-36.46%2.62%6.77%3.32%53.82%44.26%24.28%
Efficiency
Assets Average 535.19M917.02M1,635.46M1,777.44M1,184.28M1,085.83M1,235.61M1,362.78M1,616.41M
Equity Average 96.04M239.20M-422.55M-611.39M297.63M599.01M647.61M822.85M1,021.17M1,225.72M
Invested Capital 36.33M155.76M322.65M-1167.75M-25.89M652.98M620.30M906.95M1,012.58M1,144.12M1,307.31M
Asset Utilization Ratio 0.911.861.040.700.490.640.410.510.50
Leverage & Solvency
Debt to Equity -0.10-3.750.011.610.011.410.722.59
Debt Ratio 0.110.100.000.910.011.000.561.90
Equity Ratio 0.450.45-1.05-0.030.470.560.620.710.790.74
Dividends & Payouts
FCF Payout Ratio -17.86-0.030.09
Valuation
Enterprise Value -0.22M-209.63M1,123.13M492.79M488.59M-98.07M-285.41M-281.52M-533.86M-578.44M-366.48M
Market Capitalization 1,443.71M2,627.48M948.09M436.16M309.95M243.38M234.77M275.91M420.04M
Return Ratios
Return on Sales -0.14%0.08%0.26%-0.05%0.20%0.12%-0.17%0.23%0.32%0.42%0.26%
Return on Invested Capital 0.04%0.13%0.12%-0.04%0.05%0.04%0.07%0.04%
Return on Assets 0.24%-0.09%0.21%0.08%-0.08%0.15%0.13%0.22%0.13%
Return on Equity 0.17%0.54%0.19%-0.56%0.50%-0.17%0.25%0.20%0.29%0.17%