Yiren Digital (YRD) Invested Capital (2015 - 2025)
Yiren Digital (YRD) reported Invested Capital of $1.3 billion for Q4 2025, down 1.5% on a YoY basis from $1.3 billion in Q4 2024, and down 10.01% quarter-over-quarter from $1.5 billion in Q3 2025.
Yiren Digital (YRD) Invested Capital (2015 - 2025) Analysis & Trends
Yiren Digital has reported Invested Capital for 11 years, with the latest figure at $1.3 billion in Q4 2025.
- For the quarter ending Q4 2025, Invested Capital fell 1.5% year-over-year to $1.3 billion; the trailing twelve-month figure through Dec 2025 stood at $1.3 billion (down 1.5% YoY), and the FY2025 full-year result was $1.3 billion, changed 0.1% from the prior year.
- Invested Capital for Q4 2025 stood at $1.3 billion, down from $1.5 billion in the prior quarter.
- The five-year high for Invested Capital was $1.5 billion in Q3 2025, with the low at $604.1 million in Q1 2021.
- Historically, Invested Capital has averaged $1.1 billion across 5 years, with a median of $1.0 billion in 2023.
- The largest YoY upside for Invested Capital was 41.74% in 2021 against a maximum downside of 5.98% in 2021.
- Yiren Digital's Invested Capital stood at $915.0 million in 2021, then gained by 4.47% to $955.9 million in 2022, then advanced by 17.48% to $1.1 billion in 2023, then gained by 18.3% to $1.3 billion in 2024, then retreated by 1.5% to $1.3 billion in 2025.
- The last three Invested Capital figures came in at $1.3 billion (Q4 2025), $1.5 billion (Q3 2025), and $1.4 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 1.31 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.31 Bn |
| Sep 30, 2025 | 1.45 Bn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 1.34 Bn |
| Dec 31, 2024 | 1.33 Bn |
| Sep 30, 2024 | 1.32 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.19 Bn |
| Dec 31, 2023 | 1.12 Bn |
| Sep 30, 2023 | 1.04 Bn |
| Jun 30, 2023 | 963.49 Mn |
| Mar 31, 2023 | 938.70 Mn |
| Dec 31, 2022 | 955.93 Mn |
| Sep 30, 2022 | 779.88 Mn |
| Jun 30, 2022 | 785.13 Mn |
| Dec 31, 2021 | 915.00 Mn |
| Sep 30, 2021 | 697.06 Mn |
| Jun 30, 2021 | 644.74 Mn |
| Mar 31, 2021 | 604.14 Mn |
| Dec 31, 2020 | 645.55 Mn |