Yiren Digital (YRD) Invested Capital (2019 - 2025)

Yiren Digital's (YRD) quarterly Invested Capital came in at $1.3 million in Q4 2025, down 98.81% on a QoQ basis from $108.0 million in Q4 2022.

Yiren Digital (YRD) Invested Capital (2019 - 2025) Analysis & Trends

Yiren Digital (YRD) has 5 years of Invested Capital data on file, last reported at $1.3 million in Q4 2025.

  • Quarterly Invested Capital changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Mar 2026 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
  • Invested Capital retreated to $1.3 million in Q4 2025, from $108.0 million in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $160.9 million in Q4 2021 to a low of $1.3 million in Q4 2025.
  • A 3-year average of $90.0 million and a median of $108.0 million in 2022 frame the typical range for Invested Capital.
  • Annual changes were most pronounced in 2021 — Invested Capital jumped 113.03% — and 2022, when it plunged 32.89%.
  • Tracing YRD's Invested Capital over 3 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then slumped by 98.81% to $1.3 million in 2025.
  • The last three Invested Capital figures came in at $1.3 million (Q4 2025), $108.0 million (Q4 2022), and $160.9 million (Q4 2021), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 3.00 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 2.46 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 2.03 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 2.51 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 4.86 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.81 Bn
10 Yiren Digital 211.69 Mn -215.74 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Dec 31, 2022 107.97 Mn
Dec 31, 2021 160.88 Mn
Dec 31, 2020 75.52 Mn
Dec 31, 2019 2.64 Mn