Yiren Digital (YRD) Invested Capital (2015 - 2026)
Yiren Digital (YRD) posted Invested Capital of $1.3 billion for Q4 2025, up 101097.23% quarter-over-quarter from $1.3 million in Q3 2025, and down 1.5% year-on-year from $1.3 billion in Q4 2024.
Yiren Digital (YRD) Invested Capital (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Invested Capital for 11 consecutive years, with $1.3 billion the latest figure, recorded in Q4 2025.
- Invested Capital for Q4 2025 came in at $1.3 billion, down 1.5% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.3 million (changed N/A YoY), and the FY2025 annual result was $1.3 billion, up 1.52% from the prior year.
- Invested Capital was $1.3 billion for Q4 2025 at Yiren Digital, up from $1.3 million in the prior quarter.
- Over five years, Invested Capital peaked at $1.3 billion in Q4 2024 and troughed at $1.3 million in Q3 2025.
- Average Invested Capital over 5 years is $938.7 million, with a median of $1.0 billion recorded in 2023.
- Year-over-year, Invested Capital surged 41.74% in 2021 and decreased 1.5% in 2025.
- Over 5 years, Invested Capital stood at $915.0 million in 2021, then grew by 4.47% to $955.9 million in 2022, then increased by 17.48% to $1.1 billion in 2023, then grew by 18.3% to $1.3 billion in 2024, then dropped by 1.5% to $1.3 billion in 2025.
- Per Business Quant data, the three most recent Invested Capital figures were $1.3 billion in Q4 2025, $1.3 million in Q3 2025, and $1.3 billion in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.47 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.75 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 30.90 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 12.63 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 32.96 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.39 Bn |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | 1.27 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.27 Bn |
| Dec 31, 2025 | 1.31 Bn |
| Sep 30, 2025 | 1.45 Bn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 1.34 Bn |
| Dec 31, 2024 | 1.33 Bn |
| Sep 30, 2024 | 1.32 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.19 Bn |
| Dec 31, 2023 | 1.12 Bn |
| Sep 30, 2023 | 1.04 Bn |
| Jun 30, 2023 | 963.49 Mn |
| Mar 31, 2023 | 942.32 Mn |
| Dec 31, 2022 | 955.93 Mn |
| Sep 30, 2022 | 779.88 Mn |
| Dec 31, 2021 | 915.00 Mn |
| Sep 30, 2021 | 697.06 Mn |
| Jun 30, 2021 | 644.74 Mn |
| Dec 31, 2020 | 645.55 Mn |
| Sep 30, 2020 | 627.19 Mn |