Yiren Digital (YRD) Invested Capital (2015 - 2026)
Yiren Digital's (YRD) quarterly Invested Capital came in at $1.3 billion in Q1 2026, down 6.49% on a YoY basis from $1.4 billion in Q1 2025, and down 3.43% quarter-over-quarter from $1.3 billion in Q4 2025.
Powered by 
Analysis
Yiren Digital (YRD) Invested Capital (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Invested Capital for 12 consecutive years, with $1.3 billion the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Invested Capital fell 6.49% year-over-year to $1.3 billion; the trailing twelve-month figure through Mar 2026 stood at $1.3 billion (down 6.49% YoY), and the FY2025 full-year result was $1.3 billion, down 3.6% from the prior year.
- Invested Capital slipped to $1.3 billion in Q1 2026 per YRD's latest filing, from $1.3 billion in the prior quarter.
- Across five years, Invested Capital topped out at $1.5 billion in Q3 2025 and bottomed at $922.2 million in Q3 2022.
- Historically, Invested Capital has averaged $1.2 billion across 5 years, with a median of $1.2 billion in 2024.
- The sharpest annual moves came in 2024 and 2026: Invested Capital rose 29.07% in 2024, then declined 6.49% in 2026.
- Over 5 years, Invested Capital stood at $955.9 million in 2022, then climbed by 17.68% to $1.1 billion in 2023, then climbed by 19.69% to $1.3 billion in 2024, then fell by 2.35% to $1.3 billion in 2025, then declined by 3.43% to $1.3 billion in 2026.
- According to Business Quant data, Invested Capital over the past three periods registered $1.3 billion, $1.3 billion, and $1.5 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 33.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 8.82 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 4.67 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 6.61 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 8.32 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 6.51 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 6.65 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 1.69 Bn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 1.27 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.27 Bn |
| Dec 31, 2025 | 1.31 Bn |
| Sep 30, 2025 | 1.45 Bn |
| Jun 30, 2025 | 1.39 Bn |
| Mar 31, 2025 | 1.36 Bn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 1.34 Bn |
| Jun 30, 2024 | 1.23 Bn |
| Mar 31, 2024 | 1.20 Bn |
| Dec 31, 2023 | 1.12 Bn |
| Sep 30, 2023 | 1.04 Bn |
| Jun 30, 2023 | 1.06 Bn |
| Mar 31, 2023 | 1.03 Bn |
| Dec 31, 2022 | 955.94 Mn |
| Sep 30, 2022 | 922.16 Mn |
| Jun 30, 2022 | 976.35 Mn |
| Dec 31, 2021 | 907.75 Mn |
| Sep 30, 2021 | 931.96 Mn |
| Jun 30, 2021 | 871.20 Mn |
| Mar 31, 2021 | 852.67 Mn |
API Access
Yiren Digital Invested Capital API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=invested-capital&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "invested-capital", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=invested-capital&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();