Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) Invested Capital (2018 - 2025)

Yiren Digital's (YRD) quarterly Invested Capital came in at $1.3 million in Q4 2025, down 98.81% on a QoQ basis from $108.0 million in Q4 2022.

Analysis

Yiren Digital (YRD) Invested Capital (2018 - 2025) Analysis & Trends

Yiren Digital (YRD) has 5 years of Invested Capital data on file, last reported at $1.3 million in Q4 2025.

  • Quarterly Invested Capital changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Mar 2026 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
  • Invested Capital retreated to $1.3 million in Q4 2025, from $108.0 million in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $160.9 million in Q4 2021 to a low of $1.3 million in Q4 2025.
  • A 3-year average of $90.0 million and a median of $108.0 million in 2022 frame the typical range for Invested Capital.
  • Annual changes were most pronounced in 2021 — Invested Capital jumped 113.03% — and 2022, when it plunged 32.89%.
  • Tracing YRD's Invested Capital over 3 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then slumped by 98.81% to $1.3 million in 2025.
  • The last three Invested Capital figures came in at $1.3 million (Q4 2025), $108.0 million (Q4 2022), and $160.9 million (Q4 2021), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 3.00 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 2.46 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 2.03 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 2.51 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 3.30 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 5.92 Bn
10 Yiren Digital 91.71 Mn -409,507.94 Bn - -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Sep 30, 2025 1.29 Mn
Dec 31, 2022 107.97 Mn
Dec 31, 2021 160.88 Mn
Dec 31, 2020 75.52 Mn
Dec 31, 2019 2.64 Mn
Dec 31, 2018 46.86 Mn