Yiren Digital (YRD) Invested Capital (2019 - 2025)
Yiren Digital's (YRD) quarterly Invested Capital came in at $1.3 million in Q4 2025, down 98.81% on a QoQ basis from $108.0 million in Q4 2022.
Yiren Digital (YRD) Invested Capital (2019 - 2025) Analysis & Trends
Yiren Digital (YRD) has 5 years of Invested Capital data on file, last reported at $1.3 million in Q4 2025.
- Quarterly Invested Capital changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Mar 2026 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
- Invested Capital retreated to $1.3 million in Q4 2025, from $108.0 million in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $160.9 million in Q4 2021 to a low of $1.3 million in Q4 2025.
- A 3-year average of $90.0 million and a median of $108.0 million in 2022 frame the typical range for Invested Capital.
- Annual changes were most pronounced in 2021 — Invested Capital jumped 113.03% — and 2022, when it plunged 32.89%.
- Tracing YRD's Invested Capital over 3 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then slumped by 98.81% to $1.3 million in 2025.
- The last three Invested Capital figures came in at $1.3 million (Q4 2025), $108.0 million (Q4 2022), and $160.9 million (Q4 2021), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 3.00 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 2.46 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 2.03 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 2.51 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 4.86 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.81 Bn |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Mn |
| Dec 31, 2022 | 107.97 Mn |
| Dec 31, 2021 | 160.88 Mn |
| Dec 31, 2020 | 75.52 Mn |
| Dec 31, 2019 | 2.64 Mn |