Yiren Digital (YRD) Invested Capital (2015 - 2025)

Yiren Digital (YRD) reported Invested Capital of $1.3 billion for Q4 2025, down 1.5% on a YoY basis from $1.3 billion in Q4 2024, and down 10.01% quarter-over-quarter from $1.5 billion in Q3 2025.

Yiren Digital (YRD) Invested Capital (2015 - 2025) Analysis & Trends

Yiren Digital has reported Invested Capital for 11 years, with the latest figure at $1.3 billion in Q4 2025.

  • For the quarter ending Q4 2025, Invested Capital fell 1.5% year-over-year to $1.3 billion; the trailing twelve-month figure through Dec 2025 stood at $1.3 billion (down 1.5% YoY), and the FY2025 full-year result was $1.3 billion, changed 0.1% from the prior year.
  • Invested Capital for Q4 2025 stood at $1.3 billion, down from $1.5 billion in the prior quarter.
  • The five-year high for Invested Capital was $1.5 billion in Q3 2025, with the low at $604.1 million in Q1 2021.
  • Historically, Invested Capital has averaged $1.1 billion across 5 years, with a median of $1.0 billion in 2023.
  • The largest YoY upside for Invested Capital was 41.74% in 2021 against a maximum downside of 5.98% in 2021.
  • Yiren Digital's Invested Capital stood at $915.0 million in 2021, then gained by 4.47% to $955.9 million in 2022, then advanced by 17.48% to $1.1 billion in 2023, then gained by 18.3% to $1.3 billion in 2024, then retreated by 1.5% to $1.3 billion in 2025.
  • The last three Invested Capital figures came in at $1.3 billion (Q4 2025), $1.5 billion (Q3 2025), and $1.4 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 1.31 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.31 Bn
Sep 30, 2025 1.45 Bn
Jun 30, 2025 1.39 Bn
Mar 31, 2025 1.34 Bn
Dec 31, 2024 1.33 Bn
Sep 30, 2024 1.32 Bn
Jun 30, 2024 1.23 Bn
Mar 31, 2024 1.19 Bn
Dec 31, 2023 1.12 Bn
Sep 30, 2023 1.04 Bn
Jun 30, 2023 963.49 Mn
Mar 31, 2023 938.70 Mn
Dec 31, 2022 955.93 Mn
Sep 30, 2022 779.88 Mn
Jun 30, 2022 785.13 Mn
Dec 31, 2021 915.00 Mn
Sep 30, 2021 697.06 Mn
Jun 30, 2021 644.74 Mn
Mar 31, 2021 604.14 Mn
Dec 31, 2020 645.55 Mn