Yiren Digital (YRD) Equity Ratio (2015 - 2026)

Yiren Digital (YRD) has reported Equity Ratio for 11 consecutive years, with 0.69 the latest figure, recorded in Q4 2025.

• Equity Ratio for Q4 2025 came in at 0.69, down 6.24% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.69 (down 6.24% YoY), and the FY2025 annual result was 0.69, down 6.24% from the prior year.
• Equity Ratio was 0.69 for Q4 2025 at Yiren Digital, down from 0.74 in the prior quarter.
• Over five years, Equity Ratio peaked at 0.79 in Q4 2023 and troughed at 0.62 in Q4 2021.
• Average Equity Ratio over 5 years is 0.71, with a median of 0.71 recorded in 2022.
• Year-over-year, Equity Ratio grew 13.41% in 2022 and declined 6.58% in 2024.
• Over 5 years, Equity Ratio stood at 0.62 in 2021, then advanced by 13.41% to 0.71 in 2022, then climbed by 11.36% to 0.79 in 2023, then retreated by 6.58% to 0.74 in 2024, then retreated by 6.24% to 0.69 in 2025.
• Per Business Quant data, the three most recent Equity Ratio figures were 0.69 in Q4 2025, 0.74 in Q4 2024, and 0.79 in Q4 2023.