Yiren Digital (YRD) Operating Margin (2015 - 2026)
Yiren Digital (YRD) posted Operating Margin of 141.97% for Q1 2026, up 73.03% quarter-over-quarter from 82.05% in Q4 2025, and up 14197.0% year-on-year from N/an in Q1 2025.
Yiren Digital (YRD) Operating Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Operating Margin for 9 consecutive years, with 141.97% the latest figure, recorded in Q1 2026.
- Operating Margin for Q1 2026 came in at 141.97%, up 14197.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 55.28% (up 9512.0% YoY), and the FY2025 annual result was 103.88%, down 3111.0% from the prior year.
- Operating Margin was 141.97% for Q1 2026 at Yiren Digital, up from 82.05% in the prior quarter.
- Over five years, Operating Margin peaked at 87895346.77% in Q3 2025 and troughed at 0.0% in Q2 2025.
- Average Operating Margin over 5 years is 10569571.31%, with a median of 53.83% recorded in 2023.
- Year-over-year, Operating Margin sank 2000000000 bps in 2023 and jumped 2000000000 bps in 2025.
- Over 5 years, Operating Margin stood at 43.22% in 2022, then grew by 10 bps to 47.45% in 2023, then plunged by 100 bps to 0.0% in 2024, then soared by 49880554 bps to 82.05% in 2025, then jumped by 73 bps to 141.97% in 2026.
- Per Business Quant data, the three most recent Operating Margin figures were 141.97% in Q1 2026, 82.05% in Q4 2025, and 87895346.77% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | 141.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 141.97% |
| Dec 31, 2025 | -407,959,016.52% |
| Sep 30, 2025 | 87,895,346.77% |
| Jun 30, 2025 | 78.26% |
| Mar 31, 2025 | 80.22% |
| Dec 31, 2024 | 68.96% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 0.00% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | 47.45% |
| Sep 30, 2023 | 47.10% |
| Jun 30, 2023 | 49.30% |
| Dec 31, 2022 | 41.91% |
| Sep 30, 2022 | 60.08% |
| Dec 31, 2021 | 67.79% |
| Jun 30, 2017 | 67,629,647.24% |
| Mar 31, 2017 | 61.54% |
| Dec 31, 2016 | 63.08% |
| Sep 30, 2016 | 76.93% |
| Jun 30, 2016 | 64.20% |