Yiren Digital (YRD) Operating Margin (2015 - 2026)
Yiren Digital's (YRD) quarterly Operating Margin came in at 141.97% in Q1 2026, up 6175.0% YoY from 2.26% in Q1 2025, and up 73.03% on a QoQ basis from 82.05% in Q4 2025.
Analysis
Yiren Digital (YRD) Operating Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 9 years of Operating Margin data on file, last reported at 141.97% in Q1 2026.
- Quarterly Operating Margin rose 6175.0% year-over-year to 141.97% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 112.72% (up 23819.0% YoY) and the FY2025 annual result came in at 103.88%, down 3111.0% from the prior year.
- Operating Margin rose to 141.97% in Q1 2026, from 82.05% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 79020.66% in Q2 2025 to a low of 206751799.44% in Q4 2024.
- A 5-year average of 14762287.33% and a median of 59.22% in 2022 frame the typical range for Operating Margin.
- Annual changes were most pronounced in 2024 — Operating Margin tumbled 2000000000 bps — and 2025, when it surged 2000000000 bps.
- Tracing YRD's Operating Margin over 5 years: stood at 41.91% in 2022, then gained by 13 bps to 47.45% in 2023, then slumped by 435740162 bps to 206751799.44% in 2024, then jumped by 100 bps to 82.05% in 2025, then soared by 73 bps to 141.97% in 2026.
- The last three Operating Margin figures came in at 141.97% (Q1 2026), 82.05% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | 141.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 141.97% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 78.26% |
| Mar 31, 2025 | 80.22% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 77.06% |
| Jun 30, 2024 | 70.72% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | -29,573.51% |
| Sep 30, 2023 | 47.10% |
| Jun 30, 2023 | 49.30% |
| Dec 31, 2022 | 41.91% |
| Sep 30, 2022 | 60.08% |
| Dec 31, 2021 | 67.79% |
| Jun 30, 2017 | 68.44% |
| Mar 31, 2017 | 61.54% |
| Dec 31, 2016 | 63.08% |
| Sep 30, 2016 | 76.93% |
| Jun 30, 2016 | 64.20% |