Yiren Digital (YRD) Operating Margin (2015 - 2026)

Yiren Digital (YRD) posted Operating Margin of 141.97% for Q1 2026, up 73.03% quarter-over-quarter from 82.05% in Q4 2025, and up 14197.0% year-on-year from N/an in Q1 2025.

Yiren Digital (YRD) Operating Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has reported Operating Margin for 9 consecutive years, with 141.97% the latest figure, recorded in Q1 2026.

  • Operating Margin for Q1 2026 came in at 141.97%, up 14197.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 55.28% (up 9512.0% YoY), and the FY2025 annual result was 103.88%, down 3111.0% from the prior year.
  • Operating Margin was 141.97% for Q1 2026 at Yiren Digital, up from 82.05% in the prior quarter.
  • Over five years, Operating Margin peaked at 87895346.77% in Q3 2025 and troughed at 0.0% in Q2 2025.
  • Average Operating Margin over 5 years is 10569571.31%, with a median of 53.83% recorded in 2023.
  • Year-over-year, Operating Margin sank 2000000000 bps in 2023 and jumped 2000000000 bps in 2025.
  • Over 5 years, Operating Margin stood at 43.22% in 2022, then grew by 10 bps to 47.45% in 2023, then plunged by 100 bps to 0.0% in 2024, then soared by 49880554 bps to 82.05% in 2025, then jumped by 73 bps to 141.97% in 2026.
  • Per Business Quant data, the three most recent Operating Margin figures were 141.97% in Q1 2026, 82.05% in Q4 2025, and 87895346.77% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn 141.97%

Historic Data

Download Data
DateValue
Mar 31, 2026 141.97%
Dec 31, 2025 -407,959,016.52%
Sep 30, 2025 87,895,346.77%
Jun 30, 2025 78.26%
Mar 31, 2025 80.22%
Dec 31, 2024 68.96%
Sep 30, 2024 0.00%
Jun 30, 2024 0.00%
Mar 31, 2024 58.36%
Dec 31, 2023 47.45%
Sep 30, 2023 47.10%
Jun 30, 2023 49.30%
Dec 31, 2022 41.91%
Sep 30, 2022 60.08%
Dec 31, 2021 67.79%
Jun 30, 2017 67,629,647.24%
Mar 31, 2017 61.54%
Dec 31, 2016 63.08%
Sep 30, 2016 76.93%
Jun 30, 2016 64.20%