Yiren Digital (YRD) Operating Margin (2015 - 2026)
Yiren Digital's (YRD) quarterly Operating Margin came in at 141.97% in Q1 2026, up 6175.0% on a YoY basis from 2.26% in Q1 2025, and up 113.81% quarter-over-quarter from 1028.34% in Q4 2025.
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Yiren Digital (YRD) Operating Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Operating Margin for 10 consecutive years, with 141.97% the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 6175.0% year-over-year to 141.97%; the trailing twelve-month figure through Mar 2026 stood at 115.47% (down 19239.0% YoY), and the FY2025 full-year result was 103.88%, down 3225.0% from the prior year.
- Operating Margin climbed to 141.97% in Q1 2026 per YRD's latest filing, from 1028.34% in the prior quarter.
- Across five years, Operating Margin topped out at 47096.41% in Q3 2023 and bottomed at 1028.34% in Q4 2025.
- Historically, Operating Margin has averaged 2771.63% across 5 years, with a median of 67.75% in 2022.
- The sharpest annual moves came in 2023 and 2024: Operating Margin jumped 4703633 bps in 2023, then sank 4701935 bps in 2024.
- Over 5 years, Operating Margin stood at 41.91% in 2022, then advanced by 10 bps to 46.08% in 2023, then surged by 73 bps to 79.63% in 2024, then sank by 1391 bps to 1028.34% in 2025, then surged by 114 bps to 141.97% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 141.97%, 1028.34%, and 87.9% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 25.62% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.53% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 13.09% |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 141.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 141.97% |
| Dec 31, 2025 | -1,028.34% |
| Sep 30, 2025 | 87.90% |
| Jun 30, 2025 | 78.26% |
| Mar 31, 2025 | 80.22% |
| Dec 31, 2024 | 79.63% |
| Sep 30, 2024 | 77.06% |
| Jun 30, 2024 | 70.72% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | 46.08% |
| Sep 30, 2023 | 47,096.41% |
| Jun 30, 2023 | 49.30% |
| Mar 31, 2023 | 44.96% |
| Dec 31, 2022 | 41.91% |
| Sep 30, 2022 | 60.08% |
| Jun 30, 2022 | 65.43% |
| Mar 31, 2022 | 67.75% |
| Dec 31, 2021 | 67.79% |
| Sep 30, 2021 | 66.31% |
| Jun 30, 2021 | 74.72% |
API Access
Yiren Digital Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();