Yiren Digital (YRD) Net Margin (2015 - 2026)
Yiren Digital's (YRD) quarterly Net Margin came in at 0.0% in Q1 2026, down 18428.0% YoY from N/an in Q1 2025, and down 3481.76% on a QoQ basis from 0.0% in Q4 2025.
Analysis
Yiren Digital (YRD) Net Margin (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 9 years of Net Margin data on file, last reported at 0.0% in Q1 2026.
- Quarterly Net Margin fell 18428.0% year-over-year to 0.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0% (changed 0.0% YoY) and the FY2025 annual result came in at 1.04%, down 2622.0% from the prior year.
- Net Margin fell to 0.0% in Q1 2026, from 0.0% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 313.26% in Q2 2024 to a low of 0.0% in Q1 2026.
- A 5-year average of 40.16% and a median of 0.0% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2024 — Net Margin jumped 31326 bps — and 2025, when it sank 31301 bps.
- Tracing YRD's Net Margin over 5 years: stood at 0.0% in 2022, then jumped by 8391021 bps to 41.67% in 2023, then slumped by 45 bps to 22.85% in 2024, then tumbled by 100 bps to 0.0% in 2025, then plunged by 3482 bps to 0.0% in 2026.
- The last three Net Margin figures came in at 0.0% (Q1 2026), 0.0% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | -53.84% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -53.84% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 22,122.32% |
| Mar 31, 2025 | 15.93% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 24.03% |
| Jun 30, 2024 | 27,365,061.72% |
| Mar 31, 2024 | 35.26% |
| Dec 31, 2023 | -25,950.46% |
| Sep 30, 2023 | 42,296,765.12% |
| Jun 30, 2023 | 39.82% |
| Dec 31, 2022 | 44.60% |
| Sep 30, 2022 | 32.16% |
| Dec 31, 2021 | 32.40% |
| Jun 30, 2017 | 22.48% |
| Mar 31, 2017 | 34.35% |
| Dec 31, 2016 | 35.46% |
| Sep 30, 2016 | 39.27% |
| Jun 30, 2016 | 26.15% |