Yiren Digital (YRD) Net Margin (2015 - 2025)
Yiren Digital (YRD) reported Net Margin of 0.0% for Q4 2025, down 557.1% quarter-over-quarter from 0.0% in Q3 2025.
Yiren Digital (YRD) Net Margin (2015 - 2025) Analysis & Trends
Yiren Digital has reported Net Margin for 8 years, with the latest figure at 0.0% in Q4 2025.
- For the quarter ending Q4 2025, Net Margin changed N/A year-over-year to 0.0%; the trailing twelve-month figure through Dec 2025 stood at 8704.33% (up 870436.0% YoY), and the FY2025 full-year result was 0.0%, changed 0.0% from the prior year.
- Net Margin for Q4 2025 stood at 0.0%, down from 0.0% in the prior quarter.
- The five-year high for Net Margin was 27365061.72% in Q2 2024, with the low at 0.0% in Q4 2025.
- Historically, Net Margin has averaged 2107952.01% across 5 years, with a median of 39.82% in 2023.
- Annual changes were most pronounced in 2024 — Net Margin soared 2000000000 bps — and 2025, when it slumped 2000000000 bps.
- Yiren Digital's Net Margin stood at 32.4% in 2021, then soared by 42 bps to 45.99% in 2022, then retreated by 9 bps to 41.67% in 2023, then slumped by 100 bps to 0.0% in 2024, then tumbled by 102 bps to 0.0% in 2025.
- The last three Net Margin figures came in at 0.0% (Q4 2025), 0.0% (Q3 2025), and 22122.32% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 53.62% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 46.23% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 13.66% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 16.44% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 13.84% |
| 10 | Yiren Digital | 27.90 Mn | -517.86 Mn | 105.97 Mn | 0.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 22,122.32% |
| Mar 31, 2025 | 15,957.44% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 27,365,061.72% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 41.67% |
| Sep 30, 2023 | 42.66% |
| Jun 30, 2023 | 39.82% |
| Dec 31, 2022 | 45.99% |
| Sep 30, 2022 | 32.16% |
| Dec 31, 2021 | 32.40% |
| Jun 30, 2017 | 22.75% |
| Mar 31, 2017 | 34.35% |
| Dec 31, 2016 | 35.46% |
| Sep 30, 2016 | 39.27% |
| Jun 30, 2016 | 35.52% |
| Mar 31, 2016 | 23.66% |
| Dec 31, 2015 | 18.44% |