Yiren Digital (YRD) Net Margin (2015 - 2025)

Yiren Digital (YRD) reported Net Margin of 0.0% for Q4 2025, down 557.1% quarter-over-quarter from 0.0% in Q3 2025.

Yiren Digital (YRD) Net Margin (2015 - 2025) Analysis & Trends

Yiren Digital has reported Net Margin for 8 years, with the latest figure at 0.0% in Q4 2025.

  • For the quarter ending Q4 2025, Net Margin changed N/A year-over-year to 0.0%; the trailing twelve-month figure through Dec 2025 stood at 8704.33% (up 870436.0% YoY), and the FY2025 full-year result was 0.0%, changed 0.0% from the prior year.
  • Net Margin for Q4 2025 stood at 0.0%, down from 0.0% in the prior quarter.
  • The five-year high for Net Margin was 27365061.72% in Q2 2024, with the low at 0.0% in Q4 2025.
  • Historically, Net Margin has averaged 2107952.01% across 5 years, with a median of 39.82% in 2023.
  • Annual changes were most pronounced in 2024 — Net Margin soared 2000000000 bps — and 2025, when it slumped 2000000000 bps.
  • Yiren Digital's Net Margin stood at 32.4% in 2021, then soared by 42 bps to 45.99% in 2022, then retreated by 9 bps to 41.67% in 2023, then slumped by 100 bps to 0.0% in 2024, then tumbled by 102 bps to 0.0% in 2025.
  • The last three Net Margin figures came in at 0.0% (Q4 2025), 0.0% (Q3 2025), and 22122.32% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 0.00%

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 22,122.32%
Mar 31, 2025 15,957.44%
Sep 30, 2024 0.00%
Jun 30, 2024 27,365,061.72%
Mar 31, 2024 0.00%
Dec 31, 2023 41.67%
Sep 30, 2023 42.66%
Jun 30, 2023 39.82%
Dec 31, 2022 45.99%
Sep 30, 2022 32.16%
Dec 31, 2021 32.40%
Jun 30, 2017 22.75%
Mar 31, 2017 34.35%
Dec 31, 2016 35.46%
Sep 30, 2016 39.27%
Jun 30, 2016 35.52%
Mar 31, 2016 23.66%
Dec 31, 2015 18.44%