Yiren Digital (YRD) Net Margin (2015 - 2026)

Yiren Digital's (YRD) quarterly Net Margin came in at 0.0% in Q1 2026, down 18428.0% YoY from N/an in Q1 2025, and down 3481.76% on a QoQ basis from 0.0% in Q4 2025.

Yiren Digital (YRD) Net Margin (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has 9 years of Net Margin data on file, last reported at 0.0% in Q1 2026.

  • Quarterly Net Margin fell 18428.0% year-over-year to 0.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0% (changed 0.0% YoY) and the FY2025 annual result came in at 1.04%, down 2622.0% from the prior year.
  • Net Margin fell to 0.0% in Q1 2026, from 0.0% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 313.26% in Q2 2024 to a low of 0.0% in Q1 2026.
  • A 5-year average of 40.16% and a median of 0.0% in 2023 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2024 — Net Margin jumped 31326 bps — and 2025, when it sank 31301 bps.
  • Tracing YRD's Net Margin over 5 years: stood at 0.0% in 2022, then jumped by 8391021 bps to 41.67% in 2023, then slumped by 45 bps to 22.85% in 2024, then tumbled by 100 bps to 0.0% in 2025, then plunged by 3482 bps to 0.0% in 2026.
  • The last three Net Margin figures came in at 0.0% (Q1 2026), 0.0% (Q4 2025), and 0.0% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 Yiren Digital 211.69 Mn -215.74 Mn - 0.00%

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00%
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 0.25%
Mar 31, 2025 184.27%
Dec 31, 2024 22.85%
Sep 30, 2024 0.00%
Jun 30, 2024 313.26%
Mar 31, 2024 0.00%
Dec 31, 2023 41.67%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Dec 31, 2022 0.00%
Sep 30, 2022 0.00%
Dec 31, 2021 0.00%
Jun 30, 2017 0.00%
Mar 31, 2017 0.00%
Dec 31, 2016 0.00%
Sep 30, 2016 0.00%
Jun 30, 2016 0.00%